S******6 发帖数: 3138 | 1 想问问对方应该赔偿我多少,仅仅是 cover 我的车子的表面损失吗?
我在完全没有责任的情况下,车子从此成为了“事故损伤车“,大大影响 resale
value, 这样的潜在损失,我的保险公司会不会去帮我找对方公司理论呢 ?如果有这一
项,应该属于什么索赔呢 ?
另外 ,我想问问这种情况下,是让我的保险公司去处理呢,还是直接找对方保险公司
处理 ? |
f*******i 发帖数: 8492 | 2 如果确定对方全责
对方没有赔付你的情况下
可以先找你保险公司,给车做鉴定
等不急的话
维修等费用你保险公司可以先给你垫上,然后再找他保险公司要 |
S******6 发帖数: 3138 | 3 谢谢。我也是选择这样做,因为不清楚对方保险公司是个什么效率和政策。
我的公司现在已经帮助我解决拖车,修车,和租车。那么到时候应该也是我的保险公司
出马去问对方要钱吧 ?我自己有什么权利提出我的索赔呢 ?
【在 f*******i 的大作中提到】 : 如果确定对方全责 : 对方没有赔付你的情况下 : 可以先找你保险公司,给车做鉴定 : 等不急的话 : 维修等费用你保险公司可以先给你垫上,然后再找他保险公司要
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i****a 发帖数: 36252 | 4 there is no such thing as resale value 潜在损失
claim bodily injury if you want to make money
【在 S******6 的大作中提到】 : 谢谢。我也是选择这样做,因为不清楚对方保险公司是个什么效率和政策。 : 我的公司现在已经帮助我解决拖车,修车,和租车。那么到时候应该也是我的保险公司 : 出马去问对方要钱吧 ?我自己有什么权利提出我的索赔呢 ?
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S******6 发帖数: 3138 | 5 认倒霉 ?
【在 i****a 的大作中提到】 : there is no such thing as resale value 潜在损失 : claim bodily injury if you want to make money
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b****n 发帖数: 3343 | 6 There is such thing as resale value 潜在损失. It's called diminished value.
However, many states don't support diminished value claim. Do a google
search to find out if your state allows it. |
S******6 发帖数: 3138 | 7 果然有这个。要不然安全行车没有罪责的驾驶员,新车平白无故被撞成残车,就太委屈
了。
.
【在 b****n 的大作中提到】 : There is such thing as resale value 潜在损失. It's called diminished value. : However, many states don't support diminished value claim. Do a google : search to find out if your state allows it.
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x*t 发帖数: 25 | 8 有。是可以要的来的,大约就等于你卖二手车时会少卖的那个钱。几千$吧。 |
i****a 发帖数: 36252 | 9 http://answers.yahoo.com/question/index?qid=20061217071626AAimX
【在 S******6 的大作中提到】 : 果然有这个。要不然安全行车没有罪责的驾驶员,新车平白无故被撞成残车,就太委屈 : 了。 : : .
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i****a 发帖数: 36252 | 10 http://www.insure.com/car-insurance/diminished-car-value.html
only states allowing that claim are
Georgia, Kansas and Maryland. Hawaii and North Carolina
【在 S******6 的大作中提到】 : 果然有这个。要不然安全行车没有罪责的驾驶员,新车平白无故被撞成残车,就太委屈 : 了。 : : .
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f*******i 发帖数: 8492 | 11 修车和租车的钱,都能要到
觉得身体不舒服,去医院做个检查,拍个片子之类的,先留个记录
省的过两月,突然觉得颈椎,腰椎等哪里不舒服,没人管
至于那个resale value的损失,每个州不一样
有些州还专门有人开公司,帮你索要这种损失的,但是最后怎么分钱我不太清楚
你可以上网搜一下
【在 S******6 的大作中提到】 : 谢谢。我也是选择这样做,因为不清楚对方保险公司是个什么效率和政策。 : 我的公司现在已经帮助我解决拖车,修车,和租车。那么到时候应该也是我的保险公司 : 出马去问对方要钱吧 ?我自己有什么权利提出我的索赔呢 ?
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p**********g 发帖数: 9385 | 12 You can hire some third-party collection agency
to collect "diminish value" of you car. The collection
agency will talk to the other party's insurance
company. All you need to do is to wait for an
inspection from the other party's insurance company.
However, collection agency will keep 1/3 of the
money as their commission.
【在 i****a 的大作中提到】 : there is no such thing as resale value 潜在损失 : claim bodily injury if you want to make money
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p**********g 发帖数: 9385 | 13 You need to read it more carefully. These five states
allow the owner of cars ask their insurance companies
to pay diminished value even if the accidents are their
own fault.
For OP, it is other people's fault. He/she should be able
to hire a collection agency and negotiate with other
party's insurance company.
【在 i****a 的大作中提到】 : http://www.insure.com/car-insurance/diminished-car-value.html : only states allowing that claim are : Georgia, Kansas and Maryland. Hawaii and North Carolina
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i****a 发帖数: 36252 | 14 "Third-party claims may be payable on a case-by-case basis under liability
coverages. That’s based on state law and is not a part of the insurance
contract. As is the case for any other third-party claim, State Farm may
require proof of the alleged loss of market value," |
p**********g 发帖数: 9385 | 15 You are right. That's why OP needs to hire a collection agency
to make such claim.
【在 i****a 的大作中提到】 : "Third-party claims may be payable on a case-by-case basis under liability : coverages. That’s based on state law and is not a part of the insurance : contract. As is the case for any other third-party claim, State Farm may : require proof of the alleged loss of market value,"
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S******6 发帖数: 3138 | 16 这里能人真多,即使给这种公司 1/3 也值得啊。
【在 p**********g 的大作中提到】 : You are right. That's why OP needs to hire a collection agency : to make such claim.
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S******6 发帖数: 3138 | 17 到哪里找这样的 collection agency 呢 ?他们是律师事务所, 或者可以是律师事务
所吗 ?
【在 p**********g 的大作中提到】 : You are right. That's why OP needs to hire a collection agency : to make such claim.
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