d******i 发帖数: 7160 | |
c******l 发帖数: 502 | |
d******i 发帖数: 7160 | 3 which area?
and what's the roughly loan amount?
【在 c******l 的大作中提到】 : 4.25% no point
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d****t 发帖数: 41 | 4 4% 0.25 point for a 15yr 400k loan |
P********6 发帖数: 709 | |
d******i 发帖数: 7160 | 6 因为wellsfargo列这个rate 4.25% 很久了,
但是问了多个loan agent都说做不下来.
当然是说no point no fee那种.
可能跟我的loan amount低(300k)有关系.
【在 P********6 的大作中提到】 : 为什么问呢? 这个rate很好吗?
|
f*****0 发帖数: 91 | 7 which lender did you use?
【在 d****t 的大作中提到】 : 4% 0.25 point for a 15yr 400k loan
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d******i 发帖数: 7160 | 8 我做的是4.375,Local的一个个体Agent,说没法再低了.
【在 f*****0 的大作中提到】 : which lender did you use?
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f*****0 发帖数: 91 | 9 i think it can be a bit lower right? i talked to several lenders/brokers
and they were able to quote me 4.25% but with 1 point last week. but it
seems like interest rate has gone up this week and i was quoted 4.5%
yesterday, but the high rate can also be due to that it's 2 units, so it
tends to be higher than single family house.
i'm doing the same loan as you but i can't find 4.25% for no point no fee. |