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Living版 - 急问:关于换MORTGAGE BROKER!!!
相关主题
怎么才能shop around mortgage ratesmortgage broker
怎么才能拿到“no cost refinance"?什么叫no fee mortgage?
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refinance lock rate 以后有什么正式文件吗?请版上高手指点一下:关于Provident refinance appraisal的问题 (有点长)
急问:房子不能close,怎么办?No Cost Refinance但是Appraisal由我付掉,正常吗?
broker一般收多少origination fee?appraisal费谁来付
refinance从交上材料到批下来可以开始lock rate一般要多久?Refinance 无法在lock的时间内close
相关话题的讨论汇总
话题: broker话题: appraisal话题: rate话题: mortgage话题: fee
进入Living版参与讨论
1 (共1页)
b******s
发帖数: 325
1
2/14是COMMITMENT DATE.我们的BROKER刚开始联系的时候,给的RATE比较低,当我
们开始用她的时候,她的RATE就一直很高,连续比版里给的VA,MA,和CA的RATE要高at
least .125,现在都高了.3; 今天版里说RATE比昨天低了,今天她却说比昨天高.125
。感觉这个BROKER不TRUSTWORTHY!
我们文件全都交给她了,程序都在做了,APPRAISAL也在做了:
现在还能换BROKER(如果新的跟旧的用的是一个LAWYER)?
还来得及换BROKER吗,如果2/14要COMMITMENT 的话?
THANKS!
O****L
发帖数: 3353
2
why not? No deposit, no contract,
but, you will pay the appraisal fee.
b******s
发帖数: 325
3
ok.
Still time to do that?
By the way, can the new broker pay the appraisal fee instead?

【在 O****L 的大作中提到】
: why not? No deposit, no contract,
: but, you will pay the appraisal fee.

l*****g
发帖数: 3084
4
no way

【在 b******s 的大作中提到】
: ok.
: Still time to do that?
: By the way, can the new broker pay the appraisal fee instead?

O****L
发帖数: 3353
5
the appraisal fee will always paid by you unless you pay higher rate...
they even can waive your closing fee, you know...

【在 b******s 的大作中提到】
: ok.
: Still time to do that?
: By the way, can the new broker pay the appraisal fee instead?

b******s
发帖数: 325
6
no way of what? Can you clarify?
I had several questions.

【在 l*****g 的大作中提到】
: no way
b******s
发帖数: 325
7
ok.

【在 O****L 的大作中提到】
: the appraisal fee will always paid by you unless you pay higher rate...
: they even can waive your closing fee, you know...

l*****g
发帖数: 3084
8
read your upstairs

【在 b******s 的大作中提到】
: no way of what? Can you clarify?
: I had several questions.

b******s
发帖数: 325
9
So your "no way" means for the appraisal fee?
how about the timing of this change? Still enough time?

【在 l*****g 的大作中提到】
: read your upstairs
O****L
发帖数: 3353
10
大老虎 is the senior professional famous ID here...
just follow his post...

【在 b******s 的大作中提到】
: So your "no way" means for the appraisal fee?
: how about the timing of this change? Still enough time?

相关主题
急问:房子不能close,怎么办?mortgage broker
broker一般收多少origination fee?什么叫no fee mortgage?
refinance从交上材料到批下来可以开始lock rate一般要多久?该不该付APPRAISAL FEE?
进入Living版参与讨论
b******s
发帖数: 325
11
learned.

【在 O****L 的大作中提到】
: 大老虎 is the senior professional famous ID here...
: just follow his post...

s*******y
发帖数: 851
12
What they said only applies to new purchase mortgage. You can get everything
covered by broker, including appraisal fee, if it is a refinance.

【在 b******s 的大作中提到】
: learned.
l*****g
发帖数: 3084
13
However, if you stop refinance after ordered the appraisal. You STILL need
to pay the appraisal fee.
In no-cost refinance, the appraisal fee is covered ONLY when you settle the
refinance.
The broker will NOT pay that fee for you if he/she cannot get paid through
your refinance.

everything

【在 s*******y 的大作中提到】
: What they said only applies to new purchase mortgage. You can get everything
: covered by broker, including appraisal fee, if it is a refinance.

l*****g
发帖数: 3084
14
if you switch to another broker, you need to do everything from the
beginning. The fastest case I heard is about 3 weeks. 1 week is impossible.

everything

【在 s*******y 的大作中提到】
: What they said only applies to new purchase mortgage. You can get everything
: covered by broker, including appraisal fee, if it is a refinance.

l*****g
发帖数: 3084
15
blush.....

【在 O****L 的大作中提到】
: 大老虎 is the senior professional famous ID here...
: just follow his post...

s*******y
发帖数: 851
16
lol

the

【在 l*****g 的大作中提到】
: However, if you stop refinance after ordered the appraisal. You STILL need
: to pay the appraisal fee.
: In no-cost refinance, the appraisal fee is covered ONLY when you settle the
: refinance.
: The broker will NOT pay that fee for you if he/she cannot get paid through
: your refinance.
:
: everything

l*****g
发帖数: 3084
17
Did I say anything wrong?
hehe, 欢迎指正。

【在 s*******y 的大作中提到】
: lol
:
: the

s*******y
发帖数: 851
18
NO. What you said is perfect RIGHT.

【在 l*****g 的大作中提到】
: Did I say anything wrong?
: hehe, 欢迎指正。

l*****g
发帖数: 3084
19
人家一笑,我就心慌了。
心理素质不过硬啊。

【在 s*******y 的大作中提到】
: NO. What you said is perfect RIGHT.
s*******y
发帖数: 851
20
That's because you are a fake tiger and you feel unsecure when you face a
real one. =)

【在 l*****g 的大作中提到】
: 人家一笑,我就心慌了。
: 心理素质不过硬啊。

l*****g
发帖数: 3084
21
k*****a
发帖数: 7389
22
why the broker can cover fees for refi only but no new loans?
1 (共1页)
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话题: broker话题: appraisal话题: rate话题: mortgage话题: fee