S******1
发帖数: 820 | 1 房子是2900 SF
Dwelling coverage $485,000 with extended replacement @ 25% up to $606,250
Building ordinance coverage 10% additional + $48,500
Separate Structures $48,500
Personal Property $363,750
replacement costLoss of Use $194,000 up to 24 months
Personal Liability $500,000 including personal injury
Guest medical $1000
Identity Fraud $30,000 ($1500 indemnification $28,500 addl costs)
Discounts included: Experience rating (claims free), Affinityeducator, Full-
fire sprinkler, new home, and non-smoker.
There are several deductibles that range from $1000-$7500. Deductibles
applyto the property coverage per occurrence. I have included $1000, and $
1250deductible as you requested, with a note on the $1500 deductible.
$1000 deductible Annual premium $1393.87 + one time $25 policy fee
$1250 deductible Annual premium $1310.15 + one time $25 policy fee
$1500 deductible Annual premium $1225.04 + one time $25 policy fee
有什么可以降低或者可以不保的？谢谢 | t*******1
发帖数: 4965 | | l*****o
发帖数: 26631 | | v***s
发帖数: 4031 | 4 这是在哪儿？中西部？我觉得贵了一点。
Full-
【在 S******1 的大作中提到】
: 房子是2900 SF
: Dwelling coverage $485,000 with extended replacement @ 25% up to $606,250
: Building ordinance coverage 10% additional + $48,500
: Separate Structures $48,500
: Personal Property $363,750
: replacement costLoss of Use $194,000 up to 24 months
: Personal Liability $500,000 including personal injury
: Guest medical $1000
: Identity Fraud $30,000 ($1500 indemnification $28,500 addl costs)
: Discounts included: Experience rating (claims free), Affinityeducator, Full-
| F***Q
发帖数: 6599 | 5
Full-
你可以试一下costo的insurance (通过Ameriprise)。Auto和Home insurance在一块可
以省几百。另外家里有alarm system的可以少60~100，有costco membership的可以少
几十。我的房子比你小一点，保险是600多，在东北部。
【在 S******1 的大作中提到】
: 房子是2900 SF
: Dwelling coverage $485,000 with extended replacement @ 25% up to $606,250
: Building ordinance coverage 10% additional + $48,500
: Separate Structures $48,500
: Personal Property $363,750
: replacement costLoss of Use $194,000 up to 24 months
: Personal Liability $500,000 including personal injury
: Guest medical $1000
: Identity Fraud $30,000 ($1500 indemnification $28,500 addl costs)
: Discounts included: Experience rating (claims free), Affinityeducator, Full-
| S******1
发帖数: 820 | | l*****o
发帖数: 26631 | 7 我家的小破房子也要600多， 555
【在 F***Q 的大作中提到】
:
: Full-
: 你可以试一下costo的insurance (通过Ameriprise)。Auto和Home insurance在一块可
: 以省几百。另外家里有alarm system的可以少60~100，有costco membership的可以少
: 几十。我的房子比你小一点，保险是600多，在东北部。
| S******1
发帖数: 820 | 8 穷人！
【在 l*****o 的大作中提到】
: 这也算贵？！
| S******1
发帖数: 820 | 9
在加州
【在 v***s 的大作中提到】
: 这是在哪儿？中西部？我觉得贵了一点。
:
: Full-
| v***s
发帖数: 4031 | 10 加州？我也在加州，我们这重造价钱是$200一尺，要从我的保险公司保，不会超过一千
块。你这保险是$167一尺，可保额超过一千块。
【在 S******1 的大作中提到】
:
: 在加州
| Y*******Y
发帖数: 595 | 11 在加州， 可以找我看看。 看我的Linkedin。
【在 S******1 的大作中提到】
:
: 在加州
| l*******e
发帖数: 272 | | t**********r
发帖数: 2153 | 13 有保地震么? 没有的话太贵了。加地震一般会double吧。 |
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