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Living版 - 请教mortgage commitment letter的问题,谢谢!
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话题: commitment话题: mortgage话题: seller话题: letter话题: 合同
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1 (共1页)
t**l
发帖数: 206
1
标准的合同里有以下内容,
Buyer shall provide seller evidence of written approval of this mortgage, or
reasonably satisfactory proof of financial ability to close by “xx/xx/2012
” (the “Mortgage Commitment Deadline”) or seller can cancel the contract
at seller’s option by written notice as provided for herein.
我填写的日期是6月25号,也就是合同sign后的四周,我(buyer)必须提供commitment
letter给seller,目前有点delay在home inspection阶段,我的问题是,
1. 正常时,从递交mortgage application到获得commitment letter大概需要多长时间
;如上也提到“or reasonably satisfactory proof of financial ability to close
”,这个一般是什么?
2. 如果我不得不推迟几天才能获得commitment letter,那seller有权利取消合同并且
拿走我的earnest money吗?
新手买房,多谢了!
M********I
发帖数: 848
2
You need do mortgage application now, approval date will depend on bank and
your situation. 2 to 3
Weeks are normal.
Seller usually won't cancel the deal because several days delay on mortgage
approval, but if you have a super deal and higher offer comes after your
contact, seller can legally withdraw and accept higher offer

or
2012
contract
close

【在 t**l 的大作中提到】
: 标准的合同里有以下内容,
: Buyer shall provide seller evidence of written approval of this mortgage, or
: reasonably satisfactory proof of financial ability to close by “xx/xx/2012
: ” (the “Mortgage Commitment Deadline”) or seller can cancel the contract
: at seller’s option by written notice as provided for herein.
: 我填写的日期是6月25号,也就是合同sign后的四周,我(buyer)必须提供commitment
: letter给seller,目前有点delay在home inspection阶段,我的问题是,
: 1. 正常时,从递交mortgage application到获得commitment letter大概需要多长时间
: ;如上也提到“or reasonably satisfactory proof of financial ability to close
: ”,这个一般是什么?

b*d
发帖数: 9308
3
一般来说seller不会因为推迟两三天而cancel合同的.

or
2012
contract
close

【在 t**l 的大作中提到】
: 标准的合同里有以下内容,
: Buyer shall provide seller evidence of written approval of this mortgage, or
: reasonably satisfactory proof of financial ability to close by “xx/xx/2012
: ” (the “Mortgage Commitment Deadline”) or seller can cancel the contract
: at seller’s option by written notice as provided for herein.
: 我填写的日期是6月25号,也就是合同sign后的四周,我(buyer)必须提供commitment
: letter给seller,目前有点delay在home inspection阶段,我的问题是,
: 1. 正常时,从递交mortgage application到获得commitment letter大概需要多长时间
: ;如上也提到“or reasonably satisfactory proof of financial ability to close
: ”,这个一般是什么?

1 (共1页)
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offer letter/contract 上的clause大家来分析一下:Important information about FHA loans
请教:递offer时seller要求同时递交FICO credit score, Proof o大家都是拿commitment letter之前先买保险吗?
相关话题的讨论汇总
话题: commitment话题: mortgage话题: seller话题: letter话题: 合同