C********r
发帖数: 256 | 1 Hope you do not do any lab, this will be third bill.
If it is your fault, you can not dispute a, but you can put some comments on
your credit report, contact credit bureau ba. Hope it only shows on your LD's
CR, not yours, Thus, it won't hurt much, when you buy house or something else. | p****n
发帖数: 2247 | 2
如果他们买房子的时候hahacici的收入可以贷到足够的款的话。
一般要是两个人co-borrow的话，mortgage公司以两人中低的那个credit为依据贷款。
【在 C********r 的大作中提到】
: Hope you do not do any lab, this will be third bill.
: If it is your fault, you can not dispute a, but you can put some comments on
: your credit report, contact credit bureau ba. Hope it only shows on your LD's
: CR, not yours, Thus, it won't hurt much, when you buy house or something else.
| a***a
发帖数: 2 | 3 you can dispute even if the negative information on your credit report is
"your fault" or "true".
you should request validity of the debt from the collection agency,
questioning whether they have the right to collect from you legally, and
whether they have done that legally. you would have much better leverage if
you have not paid the $80. but in your case it is
more tricky.
there's a board www.creditboards.com that discuss extensively how to remove
negative tradelines on one's credit report and
【在 C********r 的大作中提到】
: Hope you do not do any lab, this will be third bill.
: If it is your fault, you can not dispute a, but you can put some comments on
: your credit report, contact credit bureau ba. Hope it only shows on your LD's
: CR, not yours, Thus, it won't hurt much, when you buy house or something else.
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