K****D 发帖数: 30533 | 1 Your payment to a credit card is applied to your balance on that card
ON THE DAY the payment is received, in the sequence from lower APR
balances to higher APR balances, 虽然有些人认为payment是在一个billing
cycle结束的时候一起apply的。
This means:
1) 对于类似Citi Diamond这样的卡,purchase一次给你$100 GC,同时有0%
APR on BT,你可以purchase一次,然后立刻还清(使total balance <= 0),
然后就可以放心BT了,而不用等到一个0(or negative) balance statement
出来后再BT.
2) 对于某些Providian卡,BT一次给你18个月0% purchase APR,情况也类似,
BT完后立刻付清(注意要多给一些,因为BT没有grace period,利息立刻生
效) |
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