h****n
发帖数: 362 | 1 在amex网站上找到两个
What is the American Express Car Rental Insurance plan?
American Express Car Rental Insurance provides coverage for damage and theft
to your rental vehicle for a maximum of 45 consecutive days. Damage and
theft coverage is primary for up to $50,000, so you will not need to involve
your car insurance company and risk having your premiums increase. Also
this plan provides coverage for ‘loss of use’ while the car is being
repaired. You can also contact our Travel Assistance program anytime if you
have questions or need assistance. Please see your Certificate of Insurance/
Policy for full details.
还有一个是
PREMIUM CAR RENTAL PROTECTION
An insurance product offered by American Express Travel Related Services
Company, Inc.
KEY FEATURES
One flat rate of $24.95 per rental period, not per day ($17.95 for
California Residents)
Coverage is primary for theft and damage to a Rental Car. You won't have to
first file a claim with your personal insurance company which can help
reduce the risk of having your personal auto insurance premiums increase*.
There are no deductibles.
There is no cost to enroll and your Card will automatically be billed a
premium when a Card on your account(s) is used to pay for a car rental until
your enrollment is terminated.
PROTECTION
Coverage is worldwide, except for vehicles rented in Australia, Ireland,
Israel, Italy, Jamaica, and New Zealand**.
Coverage is for up to 42 consecutive days (up to 30 consecutive days for
Washington State Card Members).
Coverage automatically extends to your other eligible Accounts when you
enroll one of your American Express Card Accounts (e.g. excludes Corporate
Cards).
Covers most vehicles typically available from a Rental Company.
COVERAGE
Up to $100,000 of primary coverage for damage or theft of a Rental Car.
Up to $100,000 of Accidental Death or Dismemberment coverage ($250,000 for
California Residents)***.
Up to $15,000 for excess medical expenses per person.
Up to $5,000 for excess personal property coverage ($15,000 for Florida
Residents).
Note: Liability is not included.
请问这是怎么回事，第一个不用交钱，第二个要交$24.95,还需要enroll |
h****n
发帖数: 362 | 2 不要沉了
theft
involve
you
Insurance/
to
until
【在 h****n 的大作中提到】
: 在amex网站上找到两个
: What is the American Express Car Rental Insurance plan?
: American Express Car Rental Insurance provides coverage for damage and theft
: to your rental vehicle for a maximum of 45 consecutive days. Damage and
: theft coverage is primary for up to $50,000, so you will not need to involve
: your car insurance company and risk having your premiums increase. Also
: this plan provides coverage for ‘loss of use’ while the car is being
: repaired. You can also contact our Travel Assistance program anytime if you
: have questions or need assistance. Please see your Certificate of Insurance/
: Policy for full details.
|
s**********g
发帖数: 14942 | 3 不交钱的是secondary 没啥用 除非你自己没车没车险
交钱的是primary |
h****n
发帖数: 362 | 4 自己得车险一定能cover么？我买的是farmers的包括liability
我自己车的保险包括我老婆么？也就是说我老婆开我自己的车应该有保险吧？
如果我老婆开租来的车呢？
太复杂了，打电话agent也不接，我自己仔细看policy好像是cover
【在 s**********g 的大作中提到】
: 不交钱的是secondary 没啥用 除非你自己没车没车险
: 交钱的是primary
|
h****n
发帖数: 362 | 5 而且好像那个secondary的cover loss of use，primary的不cover
【在 h****n 的大作中提到】
: 自己得车险一定能cover么？我买的是farmers的包括liability
: 我自己车的保险包括我老婆么？也就是说我老婆开我自己的车应该有保险吧？
: 如果我老婆开租来的车呢？
: 太复杂了，打电话agent也不接，我自己仔细看policy好像是cover
|
i****4
发帖数: 1906 | 6 自己的车险是全险的话 包你自己和对方（如果你是肇事）
你自己的车险可以在plan里加上你老婆 只要车是一辆价钱差不多 除非她是常年事故司机
只要plan里有 你老婆开车也有保险
你老婆开租的车 也算有保险
当你租车的时候 你自己的保险是第一保险 意思是赔了钱保险公司要涨你保费 你用
AMEX租车的话 AMEX可以行使辅助保险的职能 补补差价deductible之类的
如果你用AMEX那个付费的 AMEX是主保险 也就说你自己不会被保险公司涨保费
（AMEX这个付费的适合你租车旅行很久比如说一周的情况，这个价格还是很合理的，一
个Trick就是你如果定车时候用AMEX，则保险就自动生效了，还车时候你可以更换付费
的信用卡，我不知道这样的话AMEX是否还会收你保费的钱。。。。也可能是我多虑了)
【在 h****n 的大作中提到】
: 自己得车险一定能cover么？我买的是farmers的包括liability
: 我自己车的保险包括我老婆么？也就是说我老婆开我自己的车应该有保险吧？
: 如果我老婆开租来的车呢？
: 太复杂了，打电话agent也不接，我自己仔细看policy好像是cover
|
s**********g
发帖数: 14942 | 7 你自己的车险一般cover，但必须找保险公司才能确定
尤其有些车型不管是你自己的保险公司还是Amex都不cover
你要把你lp加入你的plan，不然她估计没有保险。
【在 h****n 的大作中提到】
: 自己得车险一定能cover么？我买的是farmers的包括liability
: 我自己车的保险包括我老婆么？也就是说我老婆开我自己的车应该有保险吧？
: 如果我老婆开租来的车呢？
: 太复杂了，打电话agent也不接，我自己仔细看policy好像是cover
|
