l******n
发帖数: 1204 | 1 FICO分数低，其中一个解释是：
PROPORTION OF LOAN BALANCES TO LOAN AMOUNTS IS TOO HIGH
The balances of your non-mortgage installment loans (such as auto or student
loans) are high compared to your original loan amounts. As you pay down
your loan your balance decreases, which reduces the proportion.
我没有auto/studnet loans, 只有一个房屋按揭。信用报告有错呢还是FICO自己搞错了
？看了信用报告没有非按揭贷款。 | c******y
发帖数: 425 | 2 Utilization 高，基本常识
以及楼主英语应该再去社区大学历练两年 | l******n
发帖数: 1204 | 3 如果没有auto/student loans, 如何能 “The balances of your non-mortgage
installment loans (such as auto or student loans) are high” ？
请具体说说。 |
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