l****u 发帖数: 1764 | 1 今天去branch问,发现我居然被prequalify了,然后申请后小二说还要review一会,然
后他帮忙打电话过去,那边就congratulation了。回来发现网银里面这卡已经加上去了
,可惜看不到卡号没法提前用
我的情况算比较糟的了: 5/24肯定超过了,随便数。 了下不算副卡不算转卡的都至少
6张了,几个月前还刚刚关了Mileage Plus Explore(因为不想交年费),手里就一张
chase freedom,没有chase的checking没有saving。信用分也没多高,discover的fico
分在760左右徘徊好久了 |
u***n 发帖数: 21026 | |
H*V 发帖数: 2770 | 3 I do not have preapproval probably because I applied >10 cards in 2 years,
but my LD has, who applied at least 8 cards in 2 years, what I worried is
too many hard pulls for my LD, due to home loan, car loan, et al. my LD
still tried at branch and got instant approval, credit line 33k.
I think one important thing is the income is 200k+ |
n***d 发帖数: 3749 | 4 I will go to branch to see my luck. |
f*******w 发帖数: 13821 | 5 这是来bso income 20万+的
【在 H*V 的大作中提到】 : I do not have preapproval probably because I applied >10 cards in 2 years, : but my LD has, who applied at least 8 cards in 2 years, what I worried is : too many hard pulls for my LD, due to home loan, car loan, et al. my LD : still tried at branch and got instant approval, credit line 33k. : I think one important thing is the income is 200k+
|
n***d 发帖数: 3749 | |
H*V 发帖数: 2770 | 7 有什么问题吗,强调收入重要因素,可以override 5/24, hard pulls 难道不是DP
【在 f*******w 的大作中提到】 : 这是来bso income 20万+的
|
s******y 发帖数: 279 | 8 lz分真高啊
fico
【在 l****u 的大作中提到】 : 今天去branch问,发现我居然被prequalify了,然后申请后小二说还要review一会,然 : 后他帮忙打电话过去,那边就congratulation了。回来发现网银里面这卡已经加上去了 : ,可惜看不到卡号没法提前用 : 我的情况算比较糟的了: 5/24肯定超过了,随便数。 了下不算副卡不算转卡的都至少 : 6张了,几个月前还刚刚关了Mileage Plus Explore(因为不想交年费),手里就一张 : chase freedom,没有chase的checking没有saving。信用分也没多高,discover的fico : 分在760左右徘徊好久了
|
l****u 发帖数: 1764 | 9 sarcasm?
:lz分真高啊
:
【在 s******y 的大作中提到】 : lz分真高啊 : : fico
|
l****u 发帖数: 1764 | 10 不觉得income会决定preapproval 我报的人4w income,就是credit limit低一点
:有什么问题吗,强调收入重要因素,可以override 5/24, hard pulls 难道不是DP
【在 H*V 的大作中提到】 : 有什么问题吗,强调收入重要因素,可以override 5/24, hard pulls 难道不是DP
|
H*V 发帖数: 2770 | 11 不是收入能决定 preapproval, 是有了 branch preapproval, 如果收入足够高,5/
24, hard pulls 就没那么重要了 |
L**i 发帖数: 22365 | |