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Money版 - purepoint financial - is it easy to withdraw
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话题: purepoint话题: withdraw话题: account话题: ally话题: financial
进入Money版参与讨论
1 (共1页)
h****r
发帖数: 376
1
I am thinking of opening an account with purepoint, since they have the
highest interest rate.
any one has experience with them? I saw online that it is hard to withdraw
money out of the account, is it true?
thanks in advance.
sorry cannot type Chinese on this PC
i*****m
发帖数: 274
2
why hard

【在 h****r 的大作中提到】
: I am thinking of opening an account with purepoint, since they have the
: highest interest rate.
: any one has experience with them? I saw online that it is hard to withdraw
: money out of the account, is it true?
: thanks in advance.
: sorry cannot type Chinese on this PC

h****r
发帖数: 376
3
The fine print says they reserve the rights to require a 7 day written
request when you want to withdraw
y****i
发帖数: 17878
4
standard language in banking
usually only applies when you withdraw large amount of cash in branch

【在 h****r 的大作中提到】
: The fine print says they reserve the rights to require a 7 day written
: request when you want to withdraw

h****r
发帖数: 376
5
laoyu, do you think this purepoint can replace Ally?
Ally is my main saving right now. I am thinking of opening a purepoint and
move all my money over, wondering if there is any con of doing so
y****i
发帖数: 17878
6
it does offer 1.25% savings versus 1.00% at Ally
guess it might be worthwhile if you have $100,000+ cash
I'll stick with Ally

【在 h****r 的大作中提到】
: laoyu, do you think this purepoint can replace Ally?
: Ally is my main saving right now. I am thinking of opening a purepoint and
: move all my money over, wondering if there is any con of doing so

y****i
发帖数: 17878
7
curious to test the water, I just opened the online savings account
it was a super smooth process, and I was quite impressed
if you have a significant amount of cash it might not be a bad idea to have
this account

【在 y****i 的大作中提到】
: it does offer 1.25% savings versus 1.00% at Ally
: guess it might be worthwhile if you have $100,000+ cash
: I'll stick with Ally

y****i
发帖数: 17878
8
1.45% APY 12-month CD is also the highest

【在 y****i 的大作中提到】
: it does offer 1.25% savings versus 1.00% at Ally
: guess it might be worthwhile if you have $100,000+ cash
: I'll stick with Ally

i*****m
发帖数: 274
9
开了一个,到账了一周后才available withdraw, 会查chexsystem
FYI

【在 h****r 的大作中提到】
: I am thinking of opening an account with purepoint, since they have the
: highest interest rate.
: any one has experience with them? I saw online that it is hard to withdraw
: money out of the account, is it true?
: thanks in advance.
: sorry cannot type Chinese on this PC

y****i
发帖数: 17878
10
if you push from an external account the fund will be available right away
if pull from purepoint there is a 2 or 3-day hold, initial funding takes
even longer

【在 i*****m 的大作中提到】
: 开了一个,到账了一周后才available withdraw, 会查chexsystem
: FYI

相关主题
Discover的Savings好不好?Santander 需要real DD吗 ?
Wells fargo好难用啊BOA的checking ach转账也不免费啊?
BOA checking account 转账要收费!!另外问netspendnorthpointe bank easy $100
进入Money版参与讨论
i*****m
发帖数: 274
11
why?的确是pull

【在 y****i 的大作中提到】
: if you push from an external account the fund will be available right away
: if pull from purepoint there is a 2 or 3-day hold, initial funding takes
: even longer

y****i
发帖数: 17878
12
banks hold the deposits until ACH has been fully processed as a means of
limiting risk to themselves
deposits still earn interest while on holding

【在 i*****m 的大作中提到】
: why?的确是pull
i*****m
发帖数: 274
13
多谢老余
那么问题来,你所知道的,push不收钱,并且单日和月度限额比较大的银行是谁
我知道BOA主动往外push貌似是要收费的
b***i
发帖数: 1099
14
有头一年1.5%APY的checking account,up to $250,000。满足条件很简单,一次ACH
deposit,5次debit card purchase。
http://www.doctorofcredit.com/memorybank-1-5-apy-first-year/
我开了一个,第一个月15号statement就出来了,没来得及刷debit card,但一样给了1
.5%APY。
j******i
发帖数: 535
15
好的hub bank主要是ally, alliant,capital one 360, ACH进出不要钱。alliant ach
最快,一天可到,可是转出金额限制25k.ally 据说可以也可以1 day ACH,不过有一定
条件。

【在 i*****m 的大作中提到】
: 多谢老余
: 那么问题来,你所知道的,push不收钱,并且单日和月度限额比较大的银行是谁
: 我知道BOA主动往外push貌似是要收费的

h****r
发帖数: 376
16

have
why has to significant amount? how significant?

【在 y****i 的大作中提到】
: curious to test the water, I just opened the online savings account
: it was a super smooth process, and I was quite impressed
: if you have a significant amount of cash it might not be a bad idea to have
: this account

y****i
发帖数: 17878
17
to put it into perspective for you -
if you have only $10,000 to spare, which is the minimum required by this
savings account, you only earn $25/year more before tax compared to Ally at
1.00% APY
I call that insignificant

【在 h****r 的大作中提到】
:
: have
: why has to significant amount? how significant?

l*****t
发帖数: 293
18
椹厠
h****r
发帖数: 376
19

at
thank you, Laoyu.
Every little bit counts :)

【在 y****i 的大作中提到】
: to put it into perspective for you -
: if you have only $10,000 to spare, which is the minimum required by this
: savings account, you only earn $25/year more before tax compared to Ally at
: 1.00% APY
: I call that insignificant

a***x
发帖数: 26368
20
100变125了,利润率不低

at

【在 y****i 的大作中提到】
: to put it into perspective for you -
: if you have only $10,000 to spare, which is the minimum required by this
: savings account, you only earn $25/year more before tax compared to Ally at
: 1.00% APY
: I call that insignificant

1 (共1页)
进入Money版参与讨论
相关主题
Bluebird by American Express $50 Account Bonus with Direct DepositAlly Checking 迄今为止最强劲竞争对手出现!
值得开一个ALLY Interest Checking Account吗?Discover的Savings好不好?
推荐一个好点的saving账号吧Wells fargo好难用啊
现在大家钱存在哪个账户?BOA checking account 转账要收费!!另外问netspend
Ally no-penalty 11 mo CD 1.60% APYSantander 需要real DD吗 ?
Ally bank 还是discover saving 更好?BOA的checking ach转账也不免费啊?
不知道到谁说的ally快northpointe bank easy $100
Mango 6% APY Debit & SavingsAlly 11个月 No Penalty CD 利率升到1.50%了(for 25k+)
相关话题的讨论汇总
话题: purepoint话题: withdraw话题: account话题: ally话题: financial