A*********r
发帖数: 2115 | 1 California Civil Code Section 1747.85
Unless requested by the cardholder, no card issuer shall cancel a credit
card without having first given the cardholder 30 days' written notice of
its intention to do so unless the cardholder is or has been within the last
90 days in default of payment or otherwise in violation of any provision of
the agreement between the card issuer and the cardholder governing the
cardholder's use of the credit card or unless the card issuer has evidence
or reasonable belief that the cardholder is unable or unwilling to repay
obligations incurred under the agreement or that an unauthorized use of the
card may be made.
Nothing provided herein shall be construed to prohibit a card issuer from
placing the account of a cardholder on inactive status if the cardholder has
not used the card for a period in excess of 18 months or from requiring
that cardholder, upon subsequent reuse of a card, to provide to the card
issuer such updated information as will enable the card issuer to verify the
current creditworthiness of the cardholder.
- See more at: http://codes.findlaw.com/ca/civil-code/civ-sect-1747-85.html#sthash.WADyZw9K.dpuf | t*******e
发帖数: 269 | 2 从银行角度来说，他们的处理是approve in error而不是close account，也就是说当
你没申过……不承认有开卡再关这个动作
然后要告当然可以
划不划算就另说了……
last
of
the
【在 A*********r 的大作中提到】
: California Civil Code Section 1747.85
: Unless requested by the cardholder, no card issuer shall cancel a credit
: card without having first given the cardholder 30 days' written notice of
: its intention to do so unless the cardholder is or has been within the last
: 90 days in default of payment or otherwise in violation of any provision of
: the agreement between the card issuer and the cardholder governing the
: cardholder's use of the credit card or unless the card issuer has evidence
: or reasonable belief that the cardholder is unable or unwilling to repay
: obligations incurred under the agreement or that an unauthorized use of the
: card may be made.
| A*********r
发帖数: 2115 | |
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