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全部话题 - 话题: fund
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l******e
发帖数: 60
1
来自主题: Investment版 - blackrock extened market fund怎么样?
这是USAA的fund吧。我们公司没有任何关于USAA fund的资料,但是网上会有这个fund
的prospectus。给你个传送门:
http://quote.morningstar.com/fund-filing/Prospectus/2013/5/1/t.
N****g
发帖数: 2829
2
Vanguard Wellington VWELX seems to be a fund with 70% stock + 30% bond。
Definitely higher risk than pure Bond Fund, of course, higher risk, higher
potential return. But with the stock market at all time high, do you think
it is a good time to switch all my bond funds to a few funds like Vanguard
Wellington? As yangqi said, stock market is at the end of bull and may soon
go into bear, then there may be huge loss instead of profit if I switch now.
Anything I can buy now with much lower risk, but c... 阅读全帖
D*****t
发帖数: 558
3
来自主题: Investment版 - fund's expense ratio
http://www.bogleheads.org/wiki/Expense_ratios
Net is the one that directly affects investor. Posted fund return is after
expense. And yes, even if the return is negative, you still have to pay for
the expense.
In general, ERs of index funds are inherently lower than actively managed
funds. vanguard's ERs ( Fidelity too) are known to be significantly lower
than others. This includes its actively managed funds.
S*****0
发帖数: 816
4
来自主题: Investment版 - fund selection?
看2014 YTD 数据, 发现 Real Estate, Equity Precious Metal的 mutual fund 和
bond fund 表现不错, 是不是该卖掉些其他类型的mutul fund, 然后买这些类型的fund
? 请大牛指点下.
a*******6
发帖数: 64
5
来自主题: Investment版 - 关于中长期持有retirement fund
是不是retirement的fund,基本买了就不要管了?
还是 如果看到fund近期快开始跌了,就卖了,等跌到底升之前再买? 这个一般时机不
好把握所以就没有必要这么做? 不过想象08年很多人的fund缩水一半,是不可避免的
?能够做的只是推迟退休时间,等到这些fund涨上来再退休?
新手请轻拍。:)
S**C
发帖数: 2964
6
来自主题: Investment版 - 什么时候卖fund?
consider your portfolio as a whole, if one fund significantly outperformance
makes your portfolio deviate your AA range, you may want to bring it back
by selling the outperformer and buy underperformer, but do not do it too
frequently. Or you can buy underperformer.
I personally have another rule, no single actively managed fund can exceed
10% of our total asset, and combined actively managed funds from same fund
company should not be more than 20%.
M********r
发帖数: 278
7
来自主题: Investment版 - 退休账户index fund 还是vangard 2045
"这个人“说的每句话都是对的,如果你能理解他的意思,你一定会收益。
回答你的问题:2045和2015是本质上不同的两个投资,2015以债为主,2045以股票为主
,选哪个只有你自己知道。假如你100%股票,在过去十四年里,你碰到两次接近50%的
损失。以这样的频率,你自己问自己,你吃的消吗?吃不消,就往里加债卷。债卷平稳
,如果你一半股票一半债卷,当股市掉50%,你可能掉25%甚至更好,当然股市涨50%,
你只有25%甚至更差。这样的话,你就根据target date fund 的构成自己算自己选合适
你的。
比如你选2045, 假如现在的股/债比例是80/20, 随着时间迁移,2045这个fund的股债
比例会自动调整,越接近target date, 这个比例会越低,你不需要做任何调整。
对初学者 甚至绝大部分人来说,target date fund is a good choice. I would go
so far as to say that If I were the administrator of a 401K plan, I would
give investor o... 阅读全帖
M********r
发帖数: 278
8
来自主题: Investment版 - 退休账户index fund 还是vangard 2045
I am not exactly sure about your question. If you have to choose btw 2045
and 2015 (fidelity or vanguard), see my answer above. If you want to choose
btw vanguard and fidelity, I believe Vanguard taget date funds are cheaper
than the Fidelity ones. If you have to choose between a target date fund or
a portfolio that you build yourself using index fund, I would vote for a
target date fund based on the questions you asked.
r****m
发帖数: 1204
9
Roth 401K 就像一把伞, 伞下面cover的可以是funds, 也可以是stocks. 你取出来的
时候赚的部分才要交税。
不在Roth 401K这把伞下买fund的话,每年你即使什么都没动, 也可能要交税, 因为
有fund distribution和fund turnover.
h***n
发帖数: 1600
10
你的情况,可以aggressive一点,搞一支balanced fund, 要是真的跌了的话又想用钱
了,你可以少投一点401k,3-4个月就可以存出10k钱来了。也可以把401k搞得更保守一
点,taxable account只存stock funds,要是跌了的话又想用钱, 把stock funds卖掉
,zai retirement account买进相似但不完全相同的fund,还可以tax loss harvest。
u*********r
发帖数: 1181
11
这些不是brokerage windows 啊, 另外有一个 brokerage window
TIER I - LIFECYCLE FUNDS
TIER II - CORE FUNDS
TIER III - MUTUAL FUND WINDOW
TIER IV - BROKERAGELINK
- show details. - hide details.
确实 我的401k 里面有太多的东西,让我头昏眼花 好像有350个

350 Investment Options
for SHELL PROVIDENT FUND Acct 26502
w********0
发帖数: 245
12
来自主题: Investment版 - 3000美元能买什么index fund?
没有投资过,也没有买过股票,我就只懂得存钱进money market account,然后这两个
月开始看一些理财的书,针对我这种新手以及极端保守的也没几个钱的人,好像index
fund大家都比较推荐,看来看去好像vanguard s&P index fund大家都比较推荐。
这种一般需要需要注意什么?是不是就注意收费情况?
是不是开户了后,就把钱放里边,然后等上3, 5年再取回,打算过几年买房子呀?
没有做过,打算明天打vanguard的服务电话问问800-252-9578
https://investor.vanguard.com/mutual-funds/index-funds?WT.srch=1
能否请版上的高手指点一下。 多谢了
r****m
发帖数: 1204
13
来自主题: Investment版 - 为什么短期投资不适宜买index fund?
如果是短期"投资", 那意味着你这钱短期内会有它用, 但已经有历史数据在那里了,
index funds 短期也可能跌得能多的, 你能承受吗? 如果不能, index funds don'
t work for you.
如果这钱短期内也无它用, 但你实际上想做的是短期"炒作", 那index funds也不合
适, individual stocks更合适。
In summary, index funds are not for short terms.
r****m
发帖数: 1204
14
来自主题: Investment版 - index ETF和Mutual Fund

There are two types of dividends - qualified (up to 15% tax rate depending
on your income) and non-qualified (taxed as income).
If the ETF or Mutual Fund invests in the same underlying assets, the same
dividends will be generated, that's why I don't see dividends a difference
between ETFs and Mutual funds (although there might be holding period
differences to determine qualified or nonqualified dividends between ETFs
and Mutual funds, it could get very complicated depending on what types of
ETF... 阅读全帖
t********t
发帖数: 5415
15
看出来了...index fund是fund的内容,mutual fund是fund的结构/形式。不过开了个
好头
t********t
发帖数: 5415
16
看出来了...index fund是fund的内容,mutual fund是fund的结构/形式。不过开了个
好头
M********r
发帖数: 278
17
来自主题: Investment版 - 关于mutual fund
很高兴我们至少有一个共识,就是cost matters, 不要碰那些ER奇高的fund.
但是你为什么总在纠结mutual fund ER的真实性?为什么总觉得有人在hide charges?
那些ER2% 的fund, 确实有可能用客人的钱在pay high salaries that they dont
deserve, maybe even luxury vacations, 也可能因为high trading cost/high turn
over rate, 但这些cost 确实包括在ER里了,这就是为什么这些烂fund 的ER高出正常
的原因。 你别去买他们就是了。所有的MF都有prospectus, 里面有balance sheet, 你
自己去算算数字能不能对上。当然他们可能cook the book, 但如果你什么都不信, 这
我就不知道说什么好了。至于MF 不能被short, 这个观察太深刻了,我更不知道说什么
好。
p*****y
发帖数: 529
18
来自主题: Investment版 - 关于mutual fund
在investment版还有这么弱智的人, 这个版不来也罢。
mutul fund hildings are not transparent. if you tried to arbitrage by long
individual stocks and short the fund (let's say you can do it, but in fact,
it's hard because mutual fund is not exchange traded), you are exposed to
hugh risk because of different timing in buy and sell. AND shorting has cost
too. Market is inefficient.
btw: sorry, 我担保你连这个都看不懂。

fund
r****m
发帖数: 1204
19
来自主题: Investment版 - My ideal active fund manager
Talent is priceless. Your scenario is for fund mgrs in the mutual fund
business. But the truly good ones once they realize they have such talent
will start their own hedge funds ...
They do still work for money as they start out, but once they don't work for
money anymore, reputation is what they work to maintain ... you will be
lucky and need lots connections/assets if you can get on one of these people
's funds.
r****m
发帖数: 1204
20
来自主题: Investment版 - all u need to know about mutual fund
Here is Fidelity's statement on actively managed funds beating benchmarks (
pretty good records) -
https://www.fidelity.com/mutual-funds/investing-ideas/beat-the-benchmark
"At Fidelity, we have a number of funds beating their benchmark by at least
1% annually over their managers tenure of at least 5 years. In fact, 81% of
Fidelity equity funds managed by the same portfolio manager for at least 5
years are beating their benchmark over the manager's tenure."
W***o
发帖数: 6519
21
去年入职新公司以后开始了Vanguard,一开始也不是很懂,找了一个risk相对低的
Vanguard retired funds,过几个月发现账户一直飘红,开始觉得可能是去年年底的股
市动荡导致的,所以去掉了几个stock占主体的funds,再过一个月看还是继续飘红。仔
细分析了一下,发现原来是最以为稳定的target retirement funds 的表现最差,果断
除掉这个坑爹的货。现在过去4个月了,账户表现好多了。
我觉得这种名字上好听的target retirement funds最好看清楚,太坑爹了
m*********t
发帖数: 1250
22
I guess the advisor is using a trick to confuse you w/ the Share Price not t
he NAV.
Share prices of securities trading on the stock exchanges are highly influen
ced by supply and demand forces. As a result of these forces, the share pric
e of an ETF or closed-end fund can trade at a premium or discount to a fund'
s NAV.
http://www.morningstar.com/funds/XNAS/AGTHX/quote.html
https://www.bogleheads.org/forum/viewtopic.php?t=144914
https://www.bogleheads.org/forum/viewtopic.php?t=190118
Add one go... 阅读全帖
m*********t
发帖数: 1250
23
Bond prices fluctuate in response to market interest rate changes. The durat
ion of a bond, or a bond fund, is a measure of its sensitivity to interest r
ates. The duration is approximately the amount by which the price of the bon
d will fall for every 1% rise in interest rates. For example, a bond with a
duration value of 5 years would be expected to lose 5% of its market value i
f interest rates rose by 1% (100 basis points).
For blackrock-bond-index-fund-inst-class-fund,the Effective Duration... 阅读全帖
w***n
发帖数: 1519
24
Regardless whether you will be charged for a load, you'll be paying 1.x% of
annual expenses for holding this stupid fund on an ongoing basis. Don't even
bother with it! And there is no point in trying it out to see if you are
lucky. I bet you don't even know how to find out how much you are charged.
My suggestion is to put the 401k money in whatever fund that has the lowest
expense, and then roll over to better funds once you quit the job. In the
mean time, learn more about investing and educate... 阅读全帖
p******e
发帖数: 528
25
【 以下文字转载自 Stock 讨论区 】
发信人: poincare (...), 信区: Stock
标 题: 请问一个mutual funds报税问题。
发信站: BBS 未名空间站 (Thu Mar 1 13:59:29 2018, 美东)
请问如果我有一个brokerage账户,比方说在Vanguard,然后我买了个muni
bond的mutual fund。这个fund会产生interest,这些interest是不同的州的muni
bond产生的。当我报税的时候,我会收到一张税表告诉我的这些interest具体
是由哪些州产生的,这样我报州税的时候,如果住在CA,CA就不会再收
bond fund里边CA的muni bond所生成利息的税。请问我的理解对不对?
另外我给Vanguard打电话,接线的人说我不会收到一张这样表来解释这
些interest具体是由哪些州产生的。但是turbo tax又问我这些interest是
由哪些州产生的,这样的岂不是话岂不是我没法填这个信息了吗?
p******e
发帖数: 528
26
【 以下文字转载自 Stock 讨论区 】
发信人: poincare (...), 信区: Stock
标 题: 请问一个mutual funds报税问题。
发信站: BBS 未名空间站 (Thu Mar 1 13:59:29 2018, 美东)
请问如果我有一个brokerage账户,比方说在Vanguard,然后我买了个muni
bond的mutual fund。这个fund会产生interest,这些interest是不同的州的muni
bond产生的。当我报税的时候,我会收到一张税表告诉我的这些interest具体
是由哪些州产生的,这样我报州税的时候,如果住在CA,CA就不会再收
bond fund里边CA的muni bond所生成利息的税。请问我的理解对不对?
另外我给Vanguard打电话,接线的人说我不会收到一张这样表来解释这
些interest具体是由哪些州产生的。但是turbo tax又问我这些interest是
由哪些州产生的,这样的岂不是话岂不是我没法填这个信息了吗?
w*******u
发帖数: 764
27
来自主题: JobHunting版 - J1 waiver government funding
【 以下文字转载自 Immigration 讨论区 】
发信人: wangyougu (忘忧谷), 信区: Immigration
标 题: J1 waiver government funding
发信站: BBS 未名空间站 (Thu Jun 24 17:18:31 2010, 美东)
J1 用过government funding会不会waiver被拒?
当年J1用的是NSF的funding,
DS2019 form上写的是subject to two-year residence requirement based on:
government financing
但我不是直接从NSF拿钱,而是NSF给系里钱,系里再给我钱。
据学校HIO说这样不算government funding
但为什么DS2019表上面写government financing呢?
这样会不会waiver被拒?
担心中。。。
s*****d
发帖数: 119
28
纽约一个Hedge fund的两个developer职位,求鉴定应该怎样取舍。职位如下,薪水一
样。求大家意见!谢谢!
-TRADING AND ORDER MANAGEMENT DEVELOPMENT Team is responsible for designing
and building software used by our hedge fund and hedge fund Solution clients
for portfolio management and trading.
-The Portfolio Construction Tools team develops industry leading portfolio
management applications used by our hedge fund and external clients。 With
support for multiple asset classes and a variety of investment processes, it
is a rare opportunity t... 阅读全帖
s*****d
发帖数: 119
29
纽约一个Hedge fund的两个developer职位,求鉴定应该怎样取舍。职位如下,薪水一
样。求大家意见!谢谢!
-TRADING AND ORDER MANAGEMENT DEVELOPMENT Team is responsible for designing
and building software used by our hedge fund and hedge fund Solution clients
for portfolio management and trading.
-The Portfolio Construction Tools team develops industry leading portfolio
management applications used by our hedge fund and external clients。 With
support for multiple asset classes and a variety of investment processes, it
is a rare opportunity t... 阅读全帖
w******9
发帖数: 10
30
【 以下文字转载自 Quant 讨论区 】
发信人: wanwan09 (wanwan), 信区: Quant
标 题: 如何选择:去一Private Equity公司好还是Hedge Fund好?
发信站: BBS 未名空间站 (Sat Mar 1 06:47:41 2008)
一个刚MBA毕业的朋友的困惑,
去Private Equity公司的research analyst好还是Hedge Fund的research analyst好?
面临职业转换,无论哪份工作,都是一个慎重的选择。
如果未来的五年想从事VC的工作呢,哪个更适合?
Private Equity是一家国内大公司的直接投资部,盘子很大,也有一些政府的项目,进
去主要做投资分析,DD等事情。
Hedge Fund 规模较小,主要研究海外上市的中国企业,以前的业绩还不错。
今年受次级债影响,不知道Hedge Fund的前景如何?
b********3
发帖数: 994
31
TABLE FUNDING 是指的investor直接出钱funding,不通过lender这一步。举个例子,
你的broker把你的loan介绍给了一个lender,lender可以选择一个investor,say
Chase。 Lender可以选择自己放钱,然后把loan卖给chase,或者是直接到chase申请
table funding。一般来说,这个费用不应该找borrower收的。Fast closing跟table
funding没有任何关系。不过总体来说,你800栏里面的费用还比较fair
p*******p
发帖数: 220
32
I am preparing for funding down payment to escrow company. It seems escrow
company only accept fund by means of cashier check and wire. I have a saving
account, but i was told it can wire to an account under my name. how could
i wire money from my saving account to the fund account of escrow? Is the
fund account of escrow under my name?
thank you in advance!
m***y
发帖数: 35
33
来自主题: Money版 - Re: Please recommend a index fund
frankly speaking I have no invest experience in mututal fund.
but I do believe morningstar should be be first step to mututal fund
SPY is one of so called ETF, it is a stock. Moreinformation can be found
if u just google ETF.
benefit:
1. lower fee(than most index mutual fund, but vanguard is very low too)
2. low tax (actually, sp usually dump losers and add winners, so even
in mutual fund, there may not be much capital gain unless u sell it.
on the otherhand, it may have capital loss.. like when
l*********t
发帖数: 371
34
Fidelity and vanguard are the two best.
Based on latest Kiplinger's Personal Finance report, Fidelity has the best
customer service, best research materils etc., alos it has the most number
of no-load (sales charge) fund, very low service charge for their funds.
Vanguard has even lower service charge for their funds, also their index
fund are the best.
most big companies are using these two, for example, Microsoft is using
Fidelty, Amazon.com is using Vanguard.
You can pick either of them.
As fo... 阅读全帖
d***n
发帖数: 2075
35
第二点,total asset少的不买,这点我觉得可能不一定。
记得以前看过一个什么文章讲,你让这些fund manager挑5个10个会表现好的股票,以
他们的水平,都能找到很好的。但是要让他们挑100个会跑过大盘的(risk adjusted)
,他们就不行了。而mutual fund受到很多regulation的限制,要求他们diversify,于是
(以下是我自己interpret的)
1. diversify的越多,diversify的marginal的降低风险的意义越不大(这个是
finance的基本概念),反而这时候就是fund manager的选股票的能力越低。
2。 更大的asset,股票的数目相同的话必然每种股票的positon就越高,于是每一次买
卖,必然是更加影响股价,卖的时候卖的低,买的时候买的高,交易成本变大。(我觉
得这也是individual investor仅有的优势了)
所以结论,fund manager水平相同的情况下,少asset更容易收益高。
大家轻拍。
m*****a
发帖数: 2609
36
对于新手,或者不想太花时间的,就买index fund,具体是mutual fund还是ETF应该对
一般人影响不大。比如说"SPY"(即S&P 500)。如果想买某一个Sector,我比较喜欢的是
XL系列http://www.sectorspdr.com/sectorspdr/,这里你有一定自由度去选。
我投资几年下来经验就是承认自己笨或者说不能准确预测市场,因而只买那种风险低的
,至少别人吃肉你能喝汤的股票。当然很多人会不服气,大可以去自己投资一下,或者
虚拟投资。后者有个推荐的方法:去Google finance,你建立一个porfolio,自己写上
“买入价”(quantity, purchase price),然后就看每天refresh一下,看你是赚还是
赔了。当然如果楼主或者各位有心人,可能变成下一个Warren Buffett般投资天才,自
然不是俺帖子能涉及的对象。
最后的精髓就是:继续承认自己笨,不要轻易买卖。当然不是说不能动,但是务必三次
而后行,be conservative,告诉自己你可能在犯错误,而不是冲动地认为自己抓住了
时机。当你确实认为自己笨后,你... 阅读全帖
G***e
发帖数: 535
37
几年的经验下来
有人managed的同一sector fund,长期没有beat index fund的
另外fund换得愈多,离index就愈远
结论:分期买index fund,长期持有最佳
可参考墨基尔的 漫步华尔街 一书
另外,今年才不是只有healthcare才好
基本上所有sector表现都很好
j****2
发帖数: 759
38
The public offer is only $600 bonus for $200,000 new asset. But you can ask
them for the better offer. The following is the reply from Merrill Edge:
Thank you for contacting Merrill Edge.
The promotional offer is a little different than what you stated. The
holding period is a bit longer at 180 days instead of 90 days. This offer is
also a targeted off so it is not available to the general public. Once you
open an account, we can submit an override request to have the offer added
to your account... 阅读全帖
g********t
发帖数: 515
39
我正想premier fund呢, 你是已经fund了被算成balance transfer吗? 还是没fund
呢?
有人confirm下premier 能fund不?
h****s
发帖数: 16779
40
这个能。但是fund别家都数额很小,比如TD,CC fund上限都三百五百的,没意思。
总结这里吧:
http://www.doctorofcredit.com/does-funding-a-bank-account-with-
不过基本都是local小银行,没几个人办理的,很多有居住地要求,美
国公民要求(非公民必须去Branch开户,就不能用CC fund了),等等。全国性大银行
基本只有Citi可以。
c****9
发帖数: 942
41
We Could Not Fund Your New Account(s)
You recently initiated a request to make an initial deposit to your new
account(s) with $4,995.00 from Visa, Credit Card. Unfortunately, we were
unable to fund your new account(s) using your source account.
Action Required
-
In order to fund your new account, please send a check for $4,995.00 to
BBVA Compass, 701 South 32nd Street, Birmingham, AL 35233
For this situation, do I still have chance to fund my account by calling
them?
By the way I use BOA boa mer... 阅读全帖
c****9
发帖数: 942
42
We Could Not Fund Your New Account(s)
You recently initiated a request to make an initial deposit to your new
account(s) with $4,995.00 from Visa, Credit Card. Unfortunately, we were
unable to fund your new account(s) using your source account.
Action Required
-
In order to fund your new account, please send a check for $4,995.00 to
BBVA Compass, 701 South 32nd Street, Birmingham, AL 35233
For this situation, do I still have chance to fund my account by calling
them?
By the way I use BOA boa mer... 阅读全帖
b*****u
发帖数: 648
43
来自主题: Overseas版 - 求教:明年的funding pending中...
老板今天告诉我,明年的RA support is pending upon the funding availability,
目前有几个递上去的proposal,但是不知道能不能赶上funding明年的fall,为了以防
万一他已经跟系里主管TA的老师联系了。对方也没有把话说死,只是要了我的cv
老板还说不介意我找其他prof,他这边有了funding肯定先考虑我。话说的挺诚恳。我
刚来一年,在他这做的还算开心,想继续做下去。但是眼下这个情况,不知道是不是应
该主动联系系里其他老师了。问题主要是:万一其他老师收了,我老板又有了funding,
怎么搞,那不是得罪人么。
a*****g
发帖数: 19398
44
Pennsylvania Schools Short On Funds As Budget Stalemate Continues
ARI SHAPIRO, HOST:
Pennsylvania's Democratic governor is fighting over the state budget with
the Republican-controlled legislature. At this point, this year's budget is
almost four months overdue. Schools that rely on state funding are feeling
it. Solvejg Wastvedt sent this report.
SOLVEJG WASTVEDT, BYLINE: Fifth period just ended at Carbondale Area High
School in northeastern Pennsylvania. Superintendent Joe Gorham stands in a
pa... 阅读全帖
b***c
发帖数: 2280
45
【 以下文字转载自 Money 讨论区 】
发信人: basic (nobody), 信区: Money
标 题: DP:Citigold电话开户成功,最多有多少天可以call in fund with credit card?
发信站: BBS 未名空间站 (Mon Dec 28 17:17:23 2015, 美东)
CSR很耐心,折腾了半个小时终于成了。
我要求confirming your eligible for this offer when you do as the fine print
states it’s only for those who received the direct communication。
CSR说如果你在信用卡statement或者direct mail里收到这个offer,不用担心。
我就不好再追问了,下次遇到这种情况,怎么破解?
CSR说5-7天内,我会收到welcome kit。
填好sign card寄回后,账户才算正式开通。
给了一个电话号码call in fund with credit card:1-800-745-1534 ... 阅读全帖
w******Q
发帖数: 116
46
因为别的事情,不知道怎么就说到这个了。我老板(A)说:
他从前的老板(B)不允许他申请funding,suppose博后
就是发paper干活的,申请funding是B的事情。由此A教育
我说他现在把申请funding的权利open给我了,我因该心存
感激。
感觉有点匪夷所思,当时我说写proposal申请funding是博后
主要的训练目标啊。但他说不是。
大家说说,有这么回事么?真有这回事,我岂不是欠他老大
一个人情?
s*******1
发帖数: 330
47
我以前一直有funding,5年多了,现在写毕业论文和找工作,目前没funding了。
因为老板给我的感觉是只有我在做带着钱的项目才有funding,可是我写毕业论文
和找工作都是需要很多时间的,不想做不相关的事情了。
我这种情况普遍吗?你们是不是老板给funding支持你们专心写完毕业论文呢?
H*********3
发帖数: 84
48
本人博后,老板要申请funding,但funding要求必须是学校和公司合作申请的,于是注
册了个公司作为壳子,funding并且要求公司的人做PI,于是老板想让我做PI,给我说
了好处,当然也要承担风险。个人觉得这种事不太靠谱,大家说这种事靠谱吗,有老板
审请funding这么做的吗?
b***s
发帖数: 398
49
看网上的模板,老板support letter上都有一句”Dr. XXX is not being funded by
either the United States government or Chinese government or any
international organizations."
说这一句的目的是什么?做的是老板的NIH课题,这不算funded by United States
government吗?还是说这是老板的funding不算自己的.
自己现在也在申K99.如果撞大运申到了,岂不成了funded by the United States
government,反而成了办waiver的不利因素?
a****n
发帖数: 2031
50
癌症俺不清楚,不过一般各领域协会都会有给postdoc的fellowship,自己查一下
如果你是J1,也可以不需要老板funding,自费留下来。
另外,NIH有的比如K99,或者R系列的funding申请都不需要绿卡,R03钱少相对容易。

funding
funding
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