D*****t
发帖数: 558 | 1 GNMA has been discussed quite a lot at bogleheads.org, a website for
indexers. As far as i understand, it has the same level of credit risk just
as treasury. But it carries a particular type of risk called extension risk,
which i don't fully understand. Because of this, some people don't like
GNMA and prefer straight treasury for the purpose of diversification. Some
people would go so far as to ditch Vanguard Total Bond Market Fund just
because it has ~20% GNMA in its portfolio.
larry swedroe is... 阅读全帖 |
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t*m
发帖数: 4414 | 2 Thanks.
1. I agree with you. The credit risk of GNMA is the same as US treasury.
2. "extension risk". based on my understanding, when interest rate drop and
many people refi their mortgage, GNMA funds will underperform.
I want to play conservative, and want to choose between GNMA and PTTRX.
what do you think?
just
risk,
if |
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t*m
发帖数: 4414 | 3 GNMA bond fund, 除了 interest rate risk, 还主要有什么风险？
谢谢 |
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t*m
发帖数: 4414 | 4 I have 12% cash position in my 401K (collecting no return), and wonder if I
can buy some GNMA
any suggestions? thanks! |
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r***e
发帖数: 2539 | 5 请教一下：随着US treasure bond持续下跌，TIP和GNMA相关的mutual fund是不是还会
跌很多呢？现在跑出了是不是太晚了？今天跌的太猛了。
另外prpfx有1/4黄金1/4treasure bond，把很多年的利润都跌光了，大家怎么看，还能
继续定投吗？
谢谢！ |
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h******b
发帖数: 6055 | 6 仔细考虑以后还是决定买bond fund为主了，我觉得玩bond专业的团队优势太大了，自
己不太可能工作时间下单买bond。而且bond fund比较好出手。我会选最近一年
dividend占了return 75%或更高的，找价钱不怎么变，靠dividend吃饭的。
因为Fidelity和Vanguard是泰山北斗，用他们平台交易他们自己的产品是没有手续费，
我估计是二选一。Fidelity好像如果交易别的东西好一些，所以可能还是Fidelity。不
过vanguard fund每年的expense真的低啊。
FGMNX US FIDELITY GNMA FUND
FSTGX US FIDELITY INTERMED GOVT INCOM FTBFX US FIDELITY TOTAL BOND FUND-TB
FSTFX US FIDELITY SHORT INTERM MUNI I
VFIUX US VANGUARD INTM TERM TREAS-ADM
VFIJX US VANGUARD GNMA FUND-ADM VFIDX US VANGUARD INTM TRM INV ... 阅读全帖 |
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u*********r
发帖数: 1181 | 7 上面部分是费用，下面部分是各自相应的average annual total return。
非常感谢啊
Gross Expense Ratio：
=======================
TIER I - LIFECYCLE FUNDS
- show details. - hide details.
LIFEPATH 2015 07/05/2006 Blended Fund Investments* N/A 0.1221
% No additional fees apply.
LIFEPATH 2020 06/30/2006 Blended Fund Investments* N/A 0.1092
% No additional fees apply.
LIFEPATH 2025 07/05/2006 Blended Fund Investments* N/A 0.1237
% No additional fees apply.
LIFEPATH 2030 06/3... 阅读全帖 |
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发帖数: 1 | 8 三月13日 我的银行汇款信息
现在呢，我在募捐。本来，我不是美国人，美国的内政问题应该由美国人民来应对。但
他们把我围困在家里，日夜地折腾，杀人，用电磁波攻击我，毒针，下药无所不为。最
重要地是，我发现他们集团的存在已经不单单是美国内政的问题，而是他们成员遍布全
世界，在世界每一个角落都存在，是一个国际问题。如果这些人仅仅是非法敛财，诈骗
，掠夺，或许事情还简单一点，但这些人不仅敛财，还控制了各国的金融，政治等各个
方面。如果仅仅是控制，也就罢了，他们还异常残忍地伤害无辜，多行不义。有句话就
是“多行不义必自毙”。这就是说给他们听的。所以，正象我说的一样，这不应该成为
国家与国家之间，种族和种族之间的战争，而是信仰，路线之争。虽然他们拿我当赌注
，但我说过，我不会加入他们的游戏。至少我不会按照他们的游戏规则去玩。至于各国
集团要互相杀人害命，那是各个集团的事情，和我没有关系。如果我洗个衣服，上趟盥
洗室，吃个饭，給孩子穿个衣服都成赌注了，如果我一举一动都有人死的话，那是你们
的事情，和我没有关系。如果想杀人，想找借口和理由，总会是有的。但不要往我身上
套。我的一举一动都不代表我的指令... 阅读全帖 |
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K******r
发帖数: 4052 | 9 刚买了有20k bonds+GNMA
要不要立马卖掉？ |
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a*****n
发帖数: 5158 | 10 i have as 7% of my 401a |
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i**********t
发帖数: 81 | 12 在fidelity有一个retirement plan account， 请问下面这么多种funds， 该怎么配置
portfolio？ 头都大了。请懂行的同学指点，多谢了。
Blended Investments -- FID ASSET MGR 20% %
Blended Investments -- FID FREEDOM K 2000 %
Blended Investments -- FID FREEDOM K 2005 %
Blended Investments -- FID FREEDOM K 2010 %
Blended Investments -- FID FREEDOM K 2015 %
Blended Investments -- FID FREEDOM K 2020 %
Blended Investments -- FID FREEDOM K 2025 ... 阅读全帖 |
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p**h
发帖数: 1105 | 13 就是GS的analysis也无法回答你的问题。。。 |
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r***e
发帖数: 2539 | 14 自己研究了一下：
据说经济形势好转，加上QE3结束，对inflation的担心减少，所以TIPS跌的比一般的bo
nd更厉害。
prpfx据说和interest rate负相关，所以比较惨。黄金和bond都不行。
据说在interest rate上行的时候，stock:bond=60:40比prpfx更好。 |
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s******t
发帖数: 913 | 15 刚工作的新手，看list看晕了，求大家帮忙选选
目前想选这几支(bond+domestic+international)，不知道怎么样？谢谢大家指点~~
FSITX Spartan® U.S. Bond Index Fund - Fidelity Advantage class
FUSVX Spartan® 500 Index Fund - Fidelity Advantage class
FSGDX Spartan® Global ex U.S. Index Fund - Fidelity
Advantage Class
expense ratio分别是0.17,0.07，0.28
————————————————
可以选择的有这些：
FFFBX Fidelity Freedom® 2000 Fund 15,16 2.13 3.45 7.64 4.51 6.90 4.39 5
.63 10/17/96 n/a 0.490
FFFVX Fidelity Freedom® 2005 Fund 15,16 2.69 4.08 10.38 5... 阅读全帖 |
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f*********7
发帖数: 1040 | 16 请高手指点：vanguard Roth IRA 买哪个funds 比较合适？
PS：新手，对股票知识是白痴 （也 不准备买）。准备３０年后退休，可以承担low－
moderate risk。 可供选择的below： thanks
Mutual funds
General attributes
Name (Minimum)
Ticker
Asset
Class
Fund No.
Expense ratio
Admiral Treasury Money Market
VUSXX
Money Market
0011
0.09%
Federal Money Market
VMFXX
Money Market
0033
0.11%
Prime Money Market ($3,000 minimum)
VMMXX
Money Market
0030
0.16%
Short-Term Bond Index ($3,000 minimum)
VBISX
Bond - Short-term Investment
0132
0.20%
Short-Term Federal ($3... 阅读全帖 |
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J****K
发帖数: 232 | 17 GNMA FUND + PRGMX 1.43% 1.43% 1.57% 1.72% 2.80% 4.33%
6.07%
11/26/1985 0.59%
05/31/2015
icon PRUDENTIAL CORE PLUS BOND PRCPB 3.64% 3.64% 1.38% 3.
00% 5.18% 6.26% 6.19%
05/20/1999 0.26%
12/31/2014
icon SPECTRUM INCOME FUND + RPSIX 3.68% 3.68% 0.73% 2.27%
4.08% 5.41% 7.11%
06/29/1990 0.69%
12/31/2015
icon US BOND ENHANCED INDEX +
Redemption fee: 0.50% - 90 days or less
PBDIX 2.91% 2.91% 1.64% ... 阅读全帖 |
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f*********7
发帖数: 1040 | 19 请高手指点：vanguard Roth IRA 买哪个funds 比较合适？
PS：新手，对股票知识是白痴 （也 不准备买）。准备３０年后退休，可以承担low－
moderate risk。 可供选择的below： thanks
Mutual funds
General attributes
Name (Minimum)
Ticker
Asset
Class
Fund No.
Expense ratio
Admiral Treasury Money Market
VUSXX
Money Market
0011
0.09%
Federal Money Market
VMFXX
Money Market
0033
0.11%
Prime Money Market ($3,000 minimum)
VMMXX
Money Market
0030
0.16%
Short-Term Bond Index ($3,000 minimum)
VBISX
Bond - Short-term Investment
0132
0.20%
Short-Term Federal ($3... 阅读全帖 |
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s********u
发帖数: 1054 | 20 Here are what I have other than stock mutual fund.
Fidelity Real Estate Income Fund , YTD 12.57%
Fidelity GNMA Fund 6.59%
Fidelity High Income Fund 8.59%
Among my stock mutual funds, fidelity canada is the only winner this year. |
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y*******o
发帖数: 6632 | 21 agency, gnma, municipal, state government,
all will be downgrade.
The credit swap against downgrade will be really good. |
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q********g
发帖数: 10694 | 23 【 以下文字转载自 Moonlight_Club 俱乐部 】
发信人: qiaqiafeng (@$#@%$#@), 信区: Moonlight_Club
标 题: Re: 卖在最低 买在最高 (转载)
发信站: BBS 未名空间站 (Thu Oct 9 01:42:45 2014, 美东)
【 以下文字转载自 Stock 讨论区 】
发信人: qiaqiafeng (@$#@%$#@), 信区: Stock
标 题: Re: 卖在最低 买在最高
发信站: BBS 未名空间站 (Thu Oct 9 01:41:14 2014, 美东)
你这个“阿哥脑残”股票很不错。要么回蹋22块踩右脚，要么破23块破双顶。。都是吉
兆。
好pick。
American Capital Agency Corp. (Nasdaq: AGNC) is a mortgage REIT that invests
in
agency securities for which the principal and interest payments are
guaranteed by
a U.S. Gove... 阅读全帖 |
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w**k
发帖数: 6722 | 24 这里都是ETF
发包子吧
AADR AAIT AAXJ ACIM ACWI ACWV ACWX ADRA ADRD ADRE ADRU
ADZ AFK AGA AGF AGG AGLS AGND AGOL AGQ AGZ AGZD AIA
AIRR ALD ALFA ALTS AMJ AMLP AMPS AMU AMZA AND ANGL
AOA AOK AOM AOR ARGT ARKG ARKK ARKQ ARKW ASEA ASHR
ASHS AUNZ AUSE AXJL AXJS AXJV AYT AZIA BAB BABS BAL
BAR BBC BBH BBRC BCHP BCM BDCL BDCS BDD BFOR BIB BICK
BIK BIL BIS BIV BIZD BJK B... 阅读全帖 |
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发帖数: 1 | 25 widemouth大牛，我是在vanguard开的户。你说的那两个指数，具体是下面的哪一个啊？
Mutual funds
General attributes
Name (Minimum)Sort TickerSort Asset
ClassSort Fund No. Expense ratio
Federal Money Market ($3,000 minimum) VMFXX Money Market 0033
0.11%
Prime Money Market ($3,000 minimum) VMMXX Money Market 0030
0.16%
Treasury Money Market ($50,000 minimum) VUSXX Money Market
0011 0.09%
California Municipal Money Market ($3,000 minimum) VCTXX Money
Market... 阅读全帖 |
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y*******o
发帖数: 6632 | 26 sp will release the new rating for the following on monday:
government agency and its debt (fnma, freddie, gnma, student loan)
state government,
municipal bonds |
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Q********b
发帖数: 88 | 27 Stock index fund major in stocks and Bond index fund major in bonds?
Generally speaking, stock index fund can be further divided in to large,
middle and small by capital size (i.e. how big is the company issuing the
stock). The for each size category, it has value, growth and blend. Value
focus on currently under valued fund (in fund manager's eye, of course).
Growth are generally the ones with strong growth potential. Blend is the
mingle of the two. Warning is that, esp true for middle and sm... 阅读全帖 |
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N*D
发帖数: 3641 | 28 ☆─────────────────────────────────────☆
StanMarsh (Stan) 于 (Thu Jan 13 20:21:22 2011, 美东) 提到:
公司401K 里提供的投资项目
里面有好几支 我几年前是看着Morningstar 四或五星面子才投钱下去的
沒想到几年后公司的投资项目几乎全都变没星 还有一支Fidelity Institutional
Money 掉得剩一块
这些星的预测是完全不准还是怎么回事?
我现在是要把没星跟剰 一块的 Rebalance 到其他支去好呢? 还是继续摆着不管它?
☆─────────────────────────────────────☆
SQL (月光下的房黑) 于 (Thu Jan 13 20:27:33 2011, 美东) 提到:
“过去的表现好不一定表示将来的表现也好”。
投资顾问们第一句说的就是这个呀。90%以上
的基金不如SPY，实在不行就放指数好了。你
们公司有“S&P Index”的选项，真不错耶。
http://www.fundadvice.com/401k-help... 阅读全帖 |
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n******y
发帖数: 192 | 29 1. commercial bank 里所谓Home Lending portfolio都可以包括哪些？我觉得有
subprime,Alt-A, GNMA, FNMA, FREDMAC, 至于CMO我不确定，对么？
2.请解释Fannie and Freddie credit risk。correlated with 问题3 :)
3.Wiki说Fannie and Freddie "have lines of credit with the US Federal
government; however, these lines of credit are extremely small when compared
with the average amount of money circulated through Fannie Mae or Freddie
Mac in one day's business."这个怎么解释，我不明白。
4. How do you conduct statistical risk segmentation? 是不是cluster analysis, |
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