c******e
发帖数: 47 | 1 现在的情况是贷款已经approved了（underwriter approve了就算吧？），但是lender
说不是两个人同时到场签字的话不让close。。。title company对此表示无能为力，对
lender的要求表示不能理解。。。这是不是很诡异的情况？
问了Wells Fargo，回复说：As long as the POA meets conventional guidelines
this should be acceptable.
我觉得似乎有必要搞清楚他们的conventional guideline是什么，别到了最后又说POA
不能用。 |
|
d******n
发帖数: 2712 | 2 虽然我们不做FHA loan，但是应该都是有guidelines可循的。FHA loan由政府做担保，
guidelines严点儿也不出奇。 |
|
h***b
发帖数: 1233 | 3 留意这新政策适用于未能满足银行在 refi 时一般要求房子有20% Equity，或是房子买
入后跌价，不幸"潜水"（负资产）的苦业主。具体细节有待两房公布，银行大约会在11
月中以后开始执行，执行过程中可能有相对严的要求，因为新政策是基于 voluntary
basis...
Obama gov't & Fannie & Freddie are coming w/ out new HARP (home affordable
refi program) guidelines that remove limit on LTV (was up to 125%, or -ve 25
% equity). big caveat--HARP is NOT mandatory and thus participating
lendersmay impose stricter guidelines...
1. Existing mortgage loan must be owned or guaranteed by Fannie Mae or
Freddie Mac.
2. Existing mo... 阅读全帖 |
|
d******n
发帖数: 2712 | 4 PHH的guidelines是紧跟两房的，不想PF还自己定guidelines。
不过，他家现在的rate也一般了。。。 |
|
k******o
发帖数: 3328 | 5 The individual case may or may not have statistical significance.
For example, if you just have a few months working, living and credit history in US while you work in school/company,the credit union associated with your school/company is more likely to approve your loan (with possible high rate). It does not indicate
that your case will be approved by most lenders in US.
Since almost all conventional loan principle will be eventually transferred/assigned/sale to two GSE (i.e. Fannie Mae), so yo... 阅读全帖 |
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w******t
发帖数: 16937 | 6 你们要搞清楚什么是LTV的定义先。
The loan-to-value (LTV) ratio is a financial term used by commercial lenders
to express the ratio of a loan underwritten to a value of an asset
purchased.
The term is commonly used by banks and building societies to represent the
ratio of the first mortgage lien as a percentage of the total appraised
value of real property. For instance, if a borrower borrows $130,000 to
purchase a house worth $150,000 at a relative valuation, the LTV ratio is $
130,000/$150,000 or 87%.
Loan to... 阅读全帖 |
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p******y
发帖数: 3523 | 7 1.是不是贷款能力强的agent一般都有自己的猫腻,别人贷不下来的他能。
@@@目前大部分loan都会最终卖给两房，这类的loan都是统一的规定，不论agent能力有
多强，不能满足guidelines都白废。如果道行高，指伪造证据的话，那么最高100万罚
款，30年牢狱之灾。
还有一部分loan是由lender自己hold的，那么guidelines会有lender自己定，未必
都跟去两房的loan一样。有些lender面对niche市场，那么就有可能是别人做不了的，
他们能做的现象。应该不关猫腻事。
2.lender应该也会看房子的价值和贷款的比例。比如你花70万买到一个assess value90
万的房子，自己贷56万的款。即使按照你自己的实际条件只能贷50万，是不是lender也
会考虑贷给你钱。相反，如果你花80万买了一个assess value 75万的房子，贷70万，
估计也不一定能贷下来。
@@@贷款的审批跟客人买房买得是否划算没有关系，所采信的房屋价值，是销售价和估
价中间相对低的那个。
也就是合同上是70万，估了90万，那么只能按70万算，贷款56万... 阅读全帖 |
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p******y
发帖数: 3523 | 8 如果loan最终的归宿是fannie mae或freddie mac的话，几乎所有银行的guidelines都
是一样的。rate好的银行，guidelines盯得更紧。
如果找local bank，自己hold loan吃利息的那种，又会有各种各样自己定出的rules。 |
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p******y
发帖数: 3523 | 9 portfolio loan就是lender自己hold的loan，不会买给两房，因此大部分不遵循两房的
guidelines，或者说某些方面比两房的guidelines更严。
rate方面未必会差，考虑到根本没办法拿到普通的loan。 |
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t****e
发帖数: 4821 | 10 看 Lender 的 Guideline， 主要是 Underwriter，我知道一个 Lender 的 Guideline
对 Gift Fund 要求：“Evidence of the donor's ability to provide funds, with
90 day sourcing and seasoning must be provided.”，这个对国内汇款就很麻烦了
，要求 3 个月银行对账单加翻译。 |
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I******s
发帖数: 223 | 11 你这种情况贷款没有问题，不需要付车贷。综合原因如下：
1， 你这种情况是Conforming贷款， 贷款银行基本都是打包卖给Fannie Mae 或者
Freddie Mac，Fannie Mae和Freddie Mac 对Front end ratio都没有要求。Fannie Mae
对Back end ratio 的要求Guideline上是45%， 但是有是综合别的条件很好的话， 50%
以下也有可能approve。 Freddie Mac 在guideline上对Back end ratio 没有要求，
但是以我们最近的经验也是50%。
2，所谓的Front end ratio是一些贷款银行为了更好的保护自己在Fannie Mae和
Freddie Mac的基础上加的要求。对于conforming 贷款， 现在有些贷款银行对Front
end ratio 没有要求， 有一些要求41%或者以下。你所说的28%，36%等， 对
conforming 贷款不apply。以前subprime贷款很多银行有这样的要求， 现在很少听说
了。
3，在极端情况下， 你现在付车贷款的钱以后贷款的... 阅读全帖 |
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z**k
发帖数: 945 | 12
本文是根据我们几个月买房的经验心得收集而成， 收集了一般买房中需要注意的事项
， focus on Richmond, VA, 希望对大家提供些许帮助。
General Rule: LOCATION, LOCATION, LOCATION, Be mindful about the location of
the house you buy. It is the single most important investment most people
make in their life. Using an investment perspective. Do not buy any one that
you think it is good but may never get sold or rented. Easy to sell, easy
to rent out, easy to liquidate should always be at your mind when you buying
a house. Consider the community you will be... 阅读全帖 |
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l***r
发帖数: 38 | 13 在网上找到的。。。
The F-1 Visa for students is not an acceptable Visa for traditional mortgage
loans which include: Conventional, FHA, VA, and USDA loans. Here are the
guidelines:
Non-permanent resident aliens are non-United States citizens who are
permitted
to reside in the United States on a temporary basis and may have been
granted
authorization to work in the U. S. by the U. S. Citizenship & Immigration
Services (USCIS). These borrowers follow the non-permanent resident alien
guidelines.
These Non-p... 阅读全帖 |
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I******s
发帖数: 223 | 14 刚给您回了站内信， 又看了您的回帖。补充一下， Underwriter 只是贷款审核人员，
审核贷款要按照银行的Underwriting Guideline来的，您可以要求他/她拿出具体的
underwriting guideline里说明外国人Front End Ratio 不能超过36%的条款，如果拿
不出来，可以据理力争，要求underwriting manager 介入等。即使真有这个条款， 还
可以试一下要求看能不能从manager/高层那里拿到exception。 |
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I*********e
发帖数: 65 | 15 Fannie Mae 今年3月份刚改的guideline， 以前是一次存款超过月工资的25%算大额，
现在是不能超过月工资的50%， 一般贷款银行都是follow 这个guideline的。 所以300
肯定没问题。 |
|
发帖数: 1 | 16 一般来说jumbo loan也没有DTI不能到35%以上的要求，基本上都是43%，很有可能是你
这家lender自己的guideline比较严，如果实在不行可以试着先问一下别家
guideline
contingency |
|
发帖数: 1 | 17 一些小银行可以用portfolio fund，做一些利润大的loan,但是费用高些，利息高些。
任何使用conventional loan 或其他fha loan等，必须执行guideline, 收入是贷款额
的保证，任何银行不会自找麻烦，即使最后foreclosure，也必须根据guideline执行，
里面有很多不确定的因素，例如破产申请等等，均对银行十分不利。 |
|
s******8
发帖数: 4192 | 18 20810
Bromodichloromethane
cancer
HEALTH GUIDELINE:
0.4 ppb
THIS UTILITY
6.11 ppb
Chloroform
cancer
HEALTH GUIDELINE:
1 ppb
THIS UTILITY
12.5ppb
还有
Chromium (hexavalent)
cancer✕
Dibromochloromethane
cancer✕
Radiological contaminants
cancer✕
Total trihalomethanes (TTHMs)
cancer✕
不知道都是些什么东西。 |
|
t***s
发帖数: 4666 | 19 不知道他们的health guideline 是哪里来的。比如chloroform EPA 规定是70 ppb 以
下，他们的guideline 是 1 ppb |
|
s******8
发帖数: 4192 | 20 Health risks of chloroform in excess of health guideline
The health guideline of 1 ppb for chloroform was defined by the California
Office of Environmental Health Hazard Assessment as a one-in-a-million
lifetime risk of cancer. Values greater than one-in-a-million cancer risk
level can result in increased cancer cases above one in a million people. |
|
l********8
发帖数: 491 | 21 fast 90-130
2 hr post meal < 180 are the numbers from american diabetes assocation's
guideline.
126 fasting is diagonsitic.
but for diabetes long term mangement, ADA guideline is widely used.
actually tight glycemic control is recommended to prevent long term
complications such as neuropathic pain, vision loss, etc. |
|
g*****j
发帖数: 1211 | 22 I am not an orthopedic doctor. But I found the guideline for DDH treatment.
DDH treatment is age dependent. It seems that in US, more aggressive
treatment will be used if patient is more than 6 mo old and has definitive
diagnosis of DDH. But I cannot evaluate how bad is this patient's DDH.
Read the full guideline if you are interested:
INTRODUCTION — Developmental dysplasia of the hip (DDH) describes a
spectrum of conditions related to the development of the hip in infants and
young childr |
|
t*******n
发帖数: 4445 | 23 PUBLIC schools in all 50 states have some vaccination requirements.
Also, vaccination guidelines differ between china and us, see
http://www.mitbbs.com/article/Medicine/31195667_0.html (and the follow-up posts)
The easiest way is going with the local requirement. The US guideline is
5 doses of TDaP, 2 doses of varicella and HepA. |
|
g*****j
发帖数: 1211 | 24 The US guideline is to remove the gallbladder if the polyp is more than 1 cm
. Most big hospitals in China will follow latest international guideline.
In China, it is often those less well known hospital will offer seemingly
better treatment, but in reality either not well studied or never proven in
clinical trials. |
|
l*h
发帖数: 4124 | 25 even though China has the largest Hep B population, there is no change in
the diagnosis and treatment guidelines for hepatitis B for >35 years, except
that in reality more anti-viral drugs are used. for prevention, emphasis is
only placed on vaccines.
WHO hep B guidelines are organized by China and have been ill received by
physicians and researchers in the field. |
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k******e
发帖数: 8870 | 26 如果属实，你可以试试本地、本州的dental association 以及State Board of
Dentistry。你可以先到你们州的相关网上看看。我们这边的网上是这么写的：
Filing Complaints
The XXXX State Board of Dentistry regulates the practice of dentistry and
dental hygiene in XXXX. The board can discipline a licensed dentist or
hygienist who violates the law. The board does not have jurisdiction over:
fees, personality conflicts, rude behavior, or the scheduling of
appointments.
The XXXX Dental Association has a Peer Review process. That process is
confidential and ava... 阅读全帖 |
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t**x
发帖数: 20965 | 27 感觉答非所问。 估计真出了事故人家才这么问，不按照规章制度肯定容易出问题。建
议家里有老人小孩的看看。
我查了一下，估计ICU医生的，感觉很多医生都做不到。
1. Visit and personally evaluate each patient admitted by 5pm on weekdays
and NOON on weekends (Saturday or Sunday) by close of day, and complete
documentation in the EMR within 24 hours of the visit.
2. Visit and personally evaluate each patient admitted after 5pm on weekdays
and NOON on weekends (Saturday or Sunday) by the following morning, and
complete documentation in the EMR within 24 hours of the visit.
3. Visi... 阅读全帖 |
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a**a
发帖数: 416 | 28 Gout is most related to metabolism problem. The problem is the normal or
common diet guideline is totally wrong, which brought the metabolism
syndrome, such as Type 2 Diabetes, hypertension, renal disease, gout and
more. A wrong diet will cause internal inflammation, and break the weakest
point inside your body. If you are interested, you can start with the
following site:
www.nofructose.com/health-issues/gout-and-arthritis/
The site provides a lot of links and references.
About the current diet... 阅读全帖 |
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S**********i
发帖数: 86 | 29 我的60瓶用过个各种各样的coupons和checks $2, $3, 和$5. 有16张自己打印的, 还有
几张$5 Similac寄来的check. 剩下的就是在Ebay上买的了. 那张$5off any similac
any formula 17 oz (?) larger (per purchase) 的胖子比较便宜, 可以用来买2瓶.
按照fluid oz 计算, 就是用$2 off 的coupon也很便宜.
我们的walmart比较好, 所有coupon都收了, 一次买了十几瓶也没关系. 下面是walmart
的coupon policy, 以供参考.
http://walmartstores.com/7655.aspx
Walmart Coupon Policy
Walmart accepts the following types of coupons (see guidelines below):
Manufacturer coupons (Cents Off)
Free merchandise (or manufacturer's Buy-One-Get-One-... 阅读全帖 |
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A******e
发帖数: 3373 | 30 有些东西分歧比较大。我个人对这些“时间限制”不是很了然。
比如说儿医说一岁之前不能吃蛋白、蜂蜜等等。那么就是说满一岁就可以吃了。那么差
一天一岁能吃么？差两天？三天？
别的小孩满一岁大概20磅，我女儿现在都不止20磅，身高OOC，你说她是不是比一般的
小孩在发育上要advance一些，对食品的tolerance要好一些？反过来，有些小孩体质比
较弱的，恐怕到了一岁也还是要忌某些食品。
所以啊，这些guidelines真的只能是guidelines。
前两天我LP跟丈母娘打电话，那边还在问有没有给娃吃火锅。。。。-.-||| |
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c******r
发帖数: 3778 | 31 http://www.babycenter.com/404_should-i-give-my-newborn-water-or
Should I give my newborn water or sugar water?
Stephen R. Daniels
pediatrician
No. You shouldn't give your newborn water or sugar water. And if you're
feeding powdered or concentrated formula to your baby, never dilute it with
more than the amount of water called for on the label.
Your infant will get all the necessary hydration from breast milk or formula
. Even when a mother's milk supply is just coming in during the first few
day... 阅读全帖 |
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w*********t
发帖数: 319 | 32 同 意 。 all the doctors are not created equal. 明 天 再 看 一 家 ， 就 说
WANT SECOND OPINION， 别 的 医 生 不 会 太 介 意 的 ， 最 好 能 说 出 做 过
什 么 TEST。 找 个 毕 业 学 校 好 的 ， 经 验 多 的 。
我 以 前 有 个 儿 科 医 生， 老 印， 本 科 在 印 度 上 的， 在 这 里 才 拿
来 个 学 位 五 六 年 ， 看 看 WELL-CHILD还 行 ，碰 到 诊 断 的 时 候 就 会
按 保 险 公 司 的 GUIDELINE办 事 ， 这 个 GUIDELINE和 保 险 公 司 对 每 个
医 生 的 COST / PERFORMANCE FACTOR评 价 有 关 。 把 我 们 家 的 折 腾 了 好
久 。 她 的 情 况 是 后 来 在 INSURANCE的 网 站 上 发 现 的 ， 太 晚 了 。
很 理 解 你 现 在 的 心 情 ， 如 果 预 约时 间 太 长你实 在 等 不 急 ， 看
看 附 近 有 没 有 PEDIATRIC ... 阅读全帖 |
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b*******9
发帖数: 1071 | 33 查了一下1/2CUP可是4盎司的米糊呀还有2盎司水果，还要喝奶，娃能吃这么多吗？唉我
家是个厌奶娃，奶都是每天18=20盎司，辅食吃得好，可我不敢多喂，早上、中午、晚
上各2-3盎司左右。这上面每顿多快6盎司了，是需要吃这么多吗？有经验的娃妈给看看
，我娃马上7个月了。谢谢！
Stage 2® (from about 6 months and older)
Feeding guidelines (approximate amounts per day)
Breast milk or formula – 24 to 32 ounces in five to six feedings, fed with
meals or in between
Sample Menu Using Beech-Nut® Stage 1® or Beech-Nut® Stage 2®
Morning
• Prepared cereal （1/2cup)
• Fruit (2 ounces)
Midday
• Meat (1 to 1-&... 阅读全帖 |
|
b*******9
发帖数: 1071 | 34 Stage 2® (from about 6 months and older)
Every baby is different. Yours will let you know how much she needs to eat
and what she likes or doesn’t. She’ll also eat different amounts on
different days. This helpful guideline will help you plan her meals. Print
it out and put it on your refrigerator for
reference.
Feeding guidelines (approximate amounts per day)
Breast milk or formula – 24 to 32 ounces in five to six feedings, fed with
meals or in between
Sample Menu Using Beech-Nut® Stage ... 阅读全帖 |
|
m*******e
发帖数: 1886 | 35 guideline says: either pubic aspiration or cath for little one. your peds
did not follow the guideline. the sample could be contaminated during
bagging. |
|
H******M
发帖数: 133 | 36 找到了NIAID 2011年出的guideline:
http://www.niaid.nih.gov/topics/foodAllergy/clinical/Documents/
相关的statement:
Guideline 40 suggests that you should not delay introducing solid foods,
including potentially allergenic foods, to an infant beyond 4 to 6 months
of age.
What else you should know: There is no evidence that supports delaying
the introduction of solid foods to an infant beyond 4 to 6 months of age to
prevent allergic diseases from developing. This includes giving an infant a
food containing ... 阅读全帖 |
|
w******y
发帖数: 4871 | 37 靠，不按guideline来乱治，出了问题，到时候找律师告我的是你啊，那时候你的律师
会引经据典问俺为啥没有俺guideline来。
俺自己的亲侄女病了三周多了，俺们没用抗生素，现在好的差不多了。 |
|
k******g
发帖数: 895 | 38 如果什么病都有你教科书上的典型症状的，大家都会自己诊断了。谁说中耳炎就一定要
抓耳朵了？儿科最常见的病不是上呼吸道感染就是消化道的问题，如果上呼吸道感染的
症状出来，早上抗生素，能发展到中耳炎吗？至于诊断这么费劲么，就是为了个
guideline，什么病毒，什么哮喘，让病人一趟一趟地跑，n趟以后才终于诊断出中耳炎
，才终于开抗生素，是，这样的医生是专业，但是有什么用呢？病人没少吃苦没少受罪
。碰上这样的医生真的很倒霉。我的儿医就很好，会判断，没有follow所谓w的
guideline，就给开了抗生素，其实把上呼吸道的常见致病菌都cover了，然后宝宝很快
就好了。， |
|
w******y
发帖数: 4871 | 39 楼主小孩被十几个医生看过，有及个是几十年的老医生，最后还是中耳炎。只能说明人
不是万能的。但是没有guideline 那简直不敢想象。家长能做到的就是在孩子生病的时
候往医院诊所跑勤点吧，和医生多沟通沟通吧。
让我想到国内一小孩六岁，哮喘，没先单独用ICS, 而是直接上了Advair,这是在上海的
大医院啊。在我们这里儿科哮喘一上来就用Advair,要出人命的，可能国内的guideline
和美国的不一样，which I doubt it. |
|
w******y
发帖数: 4871 | 40 All the past research and clinical trials accumulate data, and some of them
were made into guideline. Who r qualified to use guideline to evaluate pt? I
def know it is NOT you. 你连最基本的医学思路都是错的。还在这里辩论什么。 |
|
w******y
发帖数: 4871 | 41 你给的是错的。
医生一开始没上抗生素是对的。
中耳炎一开始没看出来，也很正常，厉害了，耳镜里才看的明显。
人家本身就被诊断为childhood wheezler/asthma,结果贴子里一堆人说要吃抗生素，不
该遵守guideline（for god sake, 我学医学的敢去质问物理的牛顿定律吗？一帮不知
道学什么的也来质疑起医学guideline的作用了），给了albuterol/Flovent 没效果就
不是喘。（老天啊，排除哮喘不是这样排除的啊，你们从哪里得来的这样的结论的啊）。
病人的病史又不熟悉。
医学是人命关天的。不是几个主妇们网上由着自己的性子给给别人自己以前的经验来当
做建议的。
你们自己好好想想俺说的有没有道理吧。 |
|
k******g
发帖数: 895 | 42 如果没有质疑，为什么guideline不是年年变也是几年一变？只要follow guideline，
治不治得好病没关系，关键是没有lawsuit就好，不求有功但求无过，就是庸医的写照
）。 |
|
k******g
发帖数: 895 | 43 "靠，不按guideline来乱治，出了问题，到时候找律师告我的是你啊，那时候你的律师
会引经据典问俺为啥没有俺guideline来。" 这话是你先说的吧？！又不认账啦？怎么
赖到我身上来啦？你也太极品了吧! 说话"不着边际"是说你自己呢吧 |
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k******g
发帖数: 895 | 44 我一非专业人士，不了解你们guideline的目的是干啥，也不存在忘不忘，是你说漏了
嘴,说不按guideline来治病会导致律师告你，然后你还非常极品地诬赖是我先“上来就
说”。医生就是你这样说话不付责任的么！ |
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a*****g
发帖数: 19398 | 45 According to Common Sense Media, tweens log 4 1/2 hours of screen time a day
, seven days a week, 52 weeks a year. For teens, it's even higher: nearly
seven hours a day. And that doesn't include time spent using devices for
school or in school.
From babies with iPads to Chromebooks in classrooms, digital devices seem
more ubiquitous every year. And one of the hottest issues today in both
parenting and education circles is the proper role of electronic media in
children's lives.
There's research ... 阅读全帖 |
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m**********e
发帖数: 36 | 46 转让全新Medela Freestyle Pump + Breastfeeding Starter Kit
我在湾区fremont. 湾区的可以送货上门。美国境内免费shipping.
$320, or best offer. 站内联系。谢谢
The Medela Freestyle Solution Set includes all of the Medela essentials to
get Mom started with her breast pumping journey. The set includes the Medela
Freestyle double electric breast pump with 2-Phase Expression Technology,
features a rechargeable battery and lightweight motor, providing a mobile
pumping experience to keep up with your busy lifestyle. The backlit digital
di... 阅读全帖 |
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l********9
发帖数: 11 | 47 please read http://oag.state.tx.us/AG_Publications/pdfs/child_abuse.pdf
page 15 -
WHAT IS neglect?
How long can a child be left unattended?
The law provides few guidelines as to how long a
child may be left unattended. The law does specify
that a caregiver cannot leave a child under age five
unattended in a car for more than five minutes,
unless a person aged 14 or older is watching over
the child. However, there is no set length of time a
“latchkey” child of school age may be left unattended.
T... 阅读全帖 |
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s*********e
发帖数: 4475 | 48 please read http://oag.state.tx.us/AG_Publications/pdfs/child_abuse.pdf
page 15 -
WHAT IS neglect?
How long can a child be left unattended?
The law provides few guidelines as to how long a
child may be left unattended. The law does specify
that a caregiver cannot leave a child under age five
unattended in a car for more than five minutes,
unless a person aged 14 or older is watching over
the child. However, there is no set length of time a
“latchkey” child of school age may be left unattended.
T... 阅读全帖 |
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b*******8
发帖数: 275 | 49 daycare在我家对门的一个single house里，园主是一个年轻女的（３０岁），我提出
要带宝宝和奶奶去看看，然后决定去不去，结果她要求为了保护里面的小朋友，如果我
们在白天有小朋友的时候参观，必须提供TB tested negative and finger printed
clear， 包括我自己和奶奶。
如果我的宝宝已经注册了的话，那么接送宝宝就不需要这些麻烦的手续了。
想问一下，觉得她说的挺有道理的，不过，带孩子白天看好象要求也不是很过分吧？据
她说她在家里办的幼儿园很正规，有各种各样的license。是不是大家在找幼儿园时候
都被这样要求呢？
做TB test 和 finger print 差不多要一个人花＄１００，而且需要至少一周的时间。
如果每个幼儿园都这样要求，那做一次也值了。因为她家最近，所以我们还没看其它家
的，打算从她家开始。不知道这个要求是不是很普遍呢？
下面是摘的原话：
However, if you stop by during business hours all adults including yourself
and your mom mus... 阅读全帖 |
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h*******a
发帖数: 1372 | 50 The following table lists legal age restrictions for children left at home
alone categorized by state within the U.S. Please note that city and county
ordinances within each state may have more definitive and restrictive laws.
Call your State DHS or local child welfare agency to learn about age
guidelines in your area.
State
Minimum Age of
Home Alone Child
Reference
Alabama None Alabama Babysitting Laws
Alaska Unknown No Resource Found
Arizona None Arizona Department of Economic Security... 阅读全帖 |
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