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全部话题 - 话题: risk
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i**z
发帖数: 19
1
【 以下文字转载自 Quant 讨论区 】
发信人: iamz (iamz), 信区: Quant
标 题: marketing risk和credit risk 的offer,求比较,谢谢
发信站: BBS 未名空间站 (Sat Aug 9 12:00:50 2014, 美东)
大家好,我最近拿了2个银行的associate offer,一个是marketing risk(做VaR, ALM
, Counterparty Risk, ABS,Stress testing),另外一个是credit risk economic
capital(做PD,LGD,EAD,Stress testing,Basel 2)。两个offer工资基本一样,请
问大家,从以后的发展看,哪个会更好一些。谢谢大家,祝大家周末愉快。
w**********a
发帖数: 107
2
来自主题: Statistics版 - 发一个内推-credit risk(转载)
【 以下文字转载自 JobHunting 讨论区 】
发信人: wakakayikaka (哇咔咔一咔咔), 信区: JobHunting
标 题: 发一个内推-credit risk(转载)
发信站: BBS 未名空间站 (Mon Mar 6 21:04:00 2017, 美东)
发信人: wakakayikaka (哇咔咔一咔咔), 信区: Quant
标 题: 发一个内推
发信站: BBS 未名空间站 (Mon Mar 6 21:03:16 2017, 美东)
我们组招人
Research Associate – Moody’s Analytics
As a Research Associate, you will have the opportunity to join our
Quantitative Research team in San Francisco or New York which has a rich
history of providing leading edge research and thought leadership in the
cr... 阅读全帖
j*******5
发帖数: 28
3
来自主题: Classified版 - [job opening] Credit Risk Analyst
Our bank is looking for a credit risk analyst to develop and maintain credit
risk rating models such as PD and LGD models. The position is based in
Atlanta, GA. Please send your resume to c***************[email protected] if
interested.
Job Requirements
Education:
Masters Degree in a quantitative field (Financial Engineering, Quantitative
Finance, Mathematics, Statistics, Economics)
Knowledge and Experience:
1. 3 - 10 years experience in modeling one or more of the following areas:
credit risk ratings... 阅读全帖
i*******1
发帖数: 14
4
See job description below. I happen to know the hiring manager. Will be more
than happy to help forward resume for suitable candidates. Sorry can't
consider OPT at the moment, only H1-B or better. Please send me email if
interest.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Credit Analyst for Central Counterparties and Clearing Risk
• Perform due diligence and credit analysis on Central
Counterparties (CCPs). Identify strengths and weaknesses and make
recommendations. Presen... 阅读全帖
n*****w
发帖数: 14
5
来自主题: JobHunting版 - Job Opening: Senior Market Risk Analyst
A large commercial bank is looking for a senior market risk analyst.
Perform market risk and credit risk measurement for trading portfolios,
including fixed income, interest rates derivatives and FX. Daily reporting
of VaR, stressed risk, Greeks, liquidation costs, and P&L of counterparty
and trading portfolios.
Requires a Master's Degree in Financial Engineering/Economics/Business
Administration, with 1+ years Treasury/Fixed Income/CDS/Counterparty Credit
Risk background, or a PhD in Math/Physi... 阅读全帖
j*******5
发帖数: 28
6
来自主题: JobHunting版 - [job opening] Credit Risk Analyst
Our bank is looking for a credit risk analyst to develop and maintain credit
risk rating models such as PD and LGD models. The position is based in
Atlanta, GA. Please send your resume to c***************[email protected] if
interested.
Job Requirements
Education:
Masters Degree in a quantitative field (Financial Engineering, Quantitative
Finance, Mathematics, Statistics, Economics)
Knowledge and Experience:
1. 3 - 10 years experience in modeling one or more of the following areas:
credit risk ratings... 阅读全帖
i*******1
发帖数: 14
7
See job description below. I happen to know the hiring manager. Will be more
than happy to help forward resume for suitable candidates. Sorry can't
consider OPT at the moment, only H1-B or better. Please send me email if
interest.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Credit Analyst for Central Counterparties and Clearing Risk
• Perform due diligence and credit analysis on Central
Counterparties (CCPs). Identify strengths and weaknesses and make
recommendations. Presen... 阅读全帖
w**********a
发帖数: 107
8
来自主题: JobHunting版 - 发一个内推-credit risk(转载)
【 以下文字转载自 Quant 讨论区 】
发信人: wakakayikaka (哇咔咔一咔咔), 信区: Quant
标 题: 发一个内推
发信站: BBS 未名空间站 (Mon Mar 6 21:03:16 2017, 美东)
我们组招人
Research Associate – Moody’s Analytics
As a Research Associate, you will have the opportunity to join our
Quantitative Research team in San Francisco or New York which has a rich
history of providing leading edge research and thought leadership in the
credit risk arena. As a part of this team, you will assist us to continue
our innovation in credit risk research.
Locations:... 阅读全帖
n*****w
发帖数: 14
9
来自主题: JobMarket版 - Job Opening: Senior Market Risk Analyst
A large commercial bank is looking for a senior market risk analyst.
Perform market risk and credit risk measurement for trading portfolios,
including fixed income, interest rates derivatives and FX. Daily reporting
of VaR, stressed risk, Greeks, liquidation costs, and P&L of counterparty
and trading portfolios.
Requires a Master's Degree in Financial Engineering/Economics/Business
Administration, with 1+ years Treasury/Fixed Income/CDS/Counterparty Credit
Risk background, or a PhD in Math/Physi... 阅读全帖
t*********p
发帖数: 44
10
Location : San Francisco Bay Area
Company Type: Commercial Bank
Contact: c***********[email protected]
Sponsor H1B
Job Summary:
The Stress Testing program, driven by Enterprise Risk Management, is part of
the risk management, capital adequacy and strategic planning processes of
the Bank and is an integral element of the Bank’s Internal Capital Adequacy
Assessment. The position will support the enterprise-wide stress testing
framework to estimate the likely impact of plausible scenarios on portfolio
cr... 阅读全帖

发帖数: 1
11
【 以下文字转载自 JobHunting 讨论区 】
发信人: HestonLSV (HestonLSV), 信区: JobHunting
标 题: 【工作机会】Model Risk Roles in IB (TKO and HK)
发信站: BBS 未名空间站 (Thu Jan 28 19:36:30 2016, 美东)
Hi All,
We are the model risk group in a top tier IB. Our team is responsible to
manage model risk and cover a wide range of quant models used in the firm
through its range of business, from derivatives pricing models to models
used for risk management and capital computations. In addition to
independently reviewing these classes of m... 阅读全帖
l*********1
发帖数: 440
12
来自主题: NextGeneration版 - 唐筛 medium risk了
11w4d做的唐筛
今天电话说是medium risk, 要求16周再去test一次,这次要抽血(上次是滴血在一张纸
上)
我听说亚洲人的唐筛就是容易high or medium risk的,
还听说过有人是high risk但坚持不做羊穿,最后生下来bb完全正常的。
哎,担心啊。如果测出来叫我羊穿怎么办?我是很怕那个的
我和ld的家族都没有相关的病史。我们两人也都很健康,我觉得不应该有什么问题吧
有没有相似经历的jms, medium risk甚至high risk但最后啥事没有的呢?
生个娃真操心啊。
H***a
发帖数: 506
13
来自主题: NextGeneration版 - 可以拒绝做 high-risk ultrasound 吗?
别瞎想了,high risk ob不是谁想看就看的,得符合一定条件,high risk ob group
很忙的,根本用不要给介绍生意。你是高龄,按惯例你的ob为了对你负责才让你去hugh
risk ob那边,因为他们的b超设备要好一些,b超师和ob对解读b超结果的水平要高一
些,对胎儿遗传病的某些特点见的多一些。高龄妈妈怀的宝宝会出现’genetic
abnormal 的机率要高,你ob是对你负责。我怀老大,老二都是高龄,每次都得见high
risk ob,做b超超过20次,啥事都没有。他要是不让我在high risk ob那儿做level 2
的b超,我才要担心呢。
w****a
发帖数: 2049
14
来自主题: NextGeneration版 - 可以拒绝做 high-risk ultrasound 吗?
high risk ultrasound is just ultrasound for high risk mom. ultrasound is
quite safe.
Ultraschall Med. 2012 Jun;33(3):215-7. doi: 10.1055/s-0032-1312759. Epub
2012 Jun 14.
[Obstetrical ultrasound: can the fetus hear the wave and feel the heat?].
[Article in German]
Abramowicz JS, Kremkau FW, Merz E.
Abstract
"Fetuses can hear ultrasound and the sound is as loud as a subway train
entering a station." This statement originates in a single report in a non-
peer reviewed journal, despite its name 1, ... 阅读全帖
l***n
发帖数: 812
15
Job Description:
State Street Corporation's Model Risk Management (MRM) is recruiting for
Senior Ongoing Monitoring Lead with a Bank Title of Vice President. MRM is
part of the broader Enterprise Risk Management function that is responsible
for the identification, measurement, control and mitigation of model risk
across the global enterprise.
The ideal candidate will work on standardization of model performance
testing, model evaluation criteria, formalization of model life cycle
processes, chan... 阅读全帖
s*******n
发帖数: 3
16
Currently I am recruiting for a couple of positions, let me know if you are
interested:
1. For a major consulting firm in the U.S., permanent position: looking for
people with 3+ years external audit experience in Big 4 or 2nd tier
accounting firms, with total 3-6 years working experience. Hiring in 18
major U.S. cities. The company will pay for CPA license if not already have
it.
Here is the typical job description:
Provided assistance to clients during critical times of need for a national
wid... 阅读全帖
s**7
发帖数: 363
17
本人统计硕士,现在找quant或risk management相关的工作。
1. 个人感觉quant或risk这种技术活不能做久,如果能入行了,大算做几年去读个mba
,那么mba
加上quant或risk的经历,可以转到什么工作呢?
2. 我知道quant或risk都有分 quant/risk for equity,fixed income和derivative的
。如果
做equity或fixed income方向的以后能转而做equity research或fixed income
research
继而转向pm么?

3. 我自己研究了一下觉得equity的quant比较少而且equity research和quant压根不搭
边。
那么fixed income的quant对做fixed income的research有帮助么?感觉fix income
似乎对
数理要求高些,不像equity research都是看公司报表啥的。
4. 其实我也不太确定fix income的research有哪些知识相对很重要?大牛给说说
问题有点多,请教大家了。
s**7
发帖数: 363
18
本人统计硕士,现在找quant或risk management相关的工作。
1. 个人感觉quant或risk这种技术活不能做久,如果能入行了,大算做几年去读个mba
,那么mba加上quant或risk的经历,可以转到什么工作呢?
2. 我知道quant或risk都有分 quant/risk for equity,fixed income和derivative的
。如果做equity或fixed income方向的以后能转而做equity research或fixed income
research继而转向pm么?

3. 我自己研究了一下觉得equity的quant比较少而且equity research和quant压根不搭
边。
那么fixed income的quant对做fixed income的research有帮助么?感觉fix income
似乎对数理要求高些,不像equity research都是看公司报表啥的。
4. 其实我也不太确定fix income的research有哪些知识相对很重要?大牛给说说
问题有点多,请教大家了。谢谢。
n*****w
发帖数: 14
19
A large commercial bank is looking for a senior market risk analyst.
Perform market risk and credit risk measurement for trading portfolios,
including fixed income, interest rates derivatives and FX. Daily reporting
of VaR, stressed risk, Greeks, liquidation costs, and P&L of counterparty
and trading portfolios.
Requires a Master's Degree in Financial Engineering/Economics/Business
Administration, with 1+ years Treasury/Fixed Income/CDS/Counterparty Credit
Risk background, or a PhD in Math/Physi... 阅读全帖
m****s
发帖数: 1481
20
risk management算quant的一个分支么?
我看hull的书里面有关于risk的部分,比如VaR。然后又看了quantnet的书单,也有
risk方面的,但是是单独列出来的,不是在quant finance的读物里面。我感觉risk
management可能会是金融里面以后比较重要的一个方面,因为次贷危机的缘故。而传统
的quant貌似发展趋势有放慢的感觉,因为最近看见一些质疑MFE产能过剩和脱离实际的
文章。比如这个:
http://www.quantnet.com/the-coming-glut-of-financial-engineers/
请大牛指点指点,risk management是个好方向么?如果是的话,FRM/PRM这种认证对于
转行的人帮助大么?谢谢
n*******e
发帖数: 107
21
说实在的risk management是个很外行的讲法吧
咱见过业内的人说的都是risk
很多时候trade risk和manage risk根本是分不开的
risk control当然相对无聊一点但是我不相信control的重要性有本版众人评估的这么低
lol

trade
A********a
发帖数: 133
22
I remember Emanuel Derman and Bob Litterman both worked at the firmwide Risk
Department of GS, Bob was the head of the group, Derman wrote extensively
on risk.
http://www.wilmott.com/blogs/eman/index.cfm/2007/3/13/The-Purpose-of-Risk-Management
http://www.fiasi.org/fixed-income-hall-of-fame/65/175-robert-litterman
http://www.ederman.com/new/index.html
I guess most people here would agree they are among the top quants. But it
is true some firms/teams treat risk management as an accessory,an after... 阅读全帖
m*h
发帖数: 85
23
来自主题: Quant版 - 继续做码工还是转risk support?
本人在一个小fund编程, 但平时工作也做一些risk相关的报表, 本身对编程也没什么
兴趣, 最近有个机会可以跳到花街一家大公司的risk support group 具体工作就是跑
跑矿工写的模型之类的, 做做报表 貌似不需要任何高深数学
我现在比较揪结的就是这个position是属于 risk support group, 是不是档次还不如
码工?那如果我拿这个position作为risk analyst / financial analyst 的敲门转,
机会大吗? 还有就是转成了, risk analyst 的前途和我继续码工比, 哪个更好呢?
第一次在贵版发贴, 不知哪位过来人可以指点指点? 谢谢!
f*******y
发帖数: 988
24
来自主题: Quant版 - credit risk转quant risk?
哈哈,面试你的第一道题目就是
解释什么是credit risk,什么是quant risk,什么叫credit risk转quant risk?
我看你危险了.....
a**********0
发帖数: 422
25
来自主题: Quant版 - 提问:volatility and risk的关系
我觉得这个问题很复杂 但是 John Cochrane 在他的书里详细讲了volatility和risk的
关系
见而言是 risk不是asset的volatility 而是它和你的utility的covariance
volatility是描述随机变量运动程度的 但是它选择的参照系是绝对的 covariance 也
是描述随机变量运动程度的 但是它的参照系是你的utility/consumption 基于这个
思想 任何volatility可以分解成两部分 一部分叫做systematic risk 另一部分叫做
idiosyncratic risk 前者形容了asset和大盘的关系 后者是只有individual asset
才有的 后者可通过portfolio进行diversity 理论上可以让这部分变成零 所以经典的
金融理论强调idiosyncratic risk earns no premium
举个例子 你在船上 船相当于大盘 你对船有一个相对运动 船自己有个绝对运动 还有
一个人 他相对于船也有一个相对运动 于是你两人组成的系统可以用如下方式hed... 阅读全帖
m****s
发帖数: 1481
26
是不是可以理解为risk neutral pricing描述的是equilibrium的状态下的合理定价?
或者比如你说的那些升降概率不同价格接近的垃圾股,按照risk-neutral应该定价一样
但是因为别的因素比如liquidity,所以导致risk neutral的一些基本假设不能满足所
以最终定价不是按照risk neutral算出来的应该一样?
感觉牵扯进来的因素越来越多了,是不是不需要弄这么复杂,就把risk neutral当成一
个工具就好了?
j*******5
发帖数: 28
27
来自主题: Quant版 - [job info] Credit Risk Analyst
Our bank is looking for a credit risk analyst to develop and maintain credit
risk rating models such as PD and LGD models. The position is based in
Atlanta, GA. Please send your resume to c***************[email protected] if
interested.
Job Requirements
Education:
Advanced Degree in a quantitative field (Financial Engineering, Quantitative
Finance, Mathematics, Statistics, Economics)
Knowledge and Experience:
1. 3 years experience in modeling one or more of the following areas:
credit risk ratings or ... 阅读全帖
a******d
发帖数: 896
28
【 以下文字转载自 Florida 讨论区 】
发信人: rskqnt (rskqnt), 信区: Florida
标 题: Risk Quant at a Major Investment Bank
关键字: quant,finance,risk,Florida,quantitative
发信站: BBS 未名空间站 (Sat May 24 04:55:33 2014, 美东)
Job Description
A major investment bank is expanding its trading book risk analytics team in
Tampa, Florida.
In this role, you will work closely with teammates in NYC and other global
locations to develop state-of-the-art quantitative risk models for multiple
asset classes.
Qualifications
- A graduate deg... 阅读全帖
V******n
发帖数: 881
29
商行risk主要分两种interest rate risk and credit risk
interest risk主要用一些软件分析,比如QRM
credit risk主要分两部分
before origination,要看被贷款公司的财报,经济状况等等
after origination,分析default可能,loan loss reserve,CCAR, etc
n****3
发帖数: 23
30
Our firm has a quantitative risk analyst temp position opening in NYC. The
term is 6 months with no guaranteed renew and no relocation assistance.
Valid US work permit is required as there will not be sponsorship for the
temp position.
Although not a permanent position, it is good for gaining experiences in
quantitative risk analysis area. If you are interested, please contact me
[email protected]
/* */
[email protected]
/* */-----
Title: Quantitative Risk Analyst
Term: 6 month... 阅读全帖
s*******h
发帖数: 1361
31
Steve Zhu's paper is actually the easy part. The complexity can explode once
you try to implement it in real world. You are about to solve one of the
hardest yet mandatory cross-asset-class problems that each bank faces.
Smaller firms may not be able to set up the problem even if they want to.
- How can you generate scenarios across different asset classes and
instruments in each netting set and across all netting sets? Are simple
difussion processes enough to model individual assets, and are si... 阅读全帖
s*********e
发帖数: 1051
32
the risk referred in FRM is very different from the one in credit card
industry.
after the financial crisis, risk analysis is just getting hotter and hotter.
and its popularity might continue for a couple years.
first of all, there are different kind of risks in the financial industry.
second, even credit risk could mean different things in the banking industry
. for instance, investment bank's credit risk is different from commercial
banking's one. third, even within the commercial side, credit
z**k
发帖数: 378
33
我不知道你说的是哪个领域的risk management,我了解的多是finance中的风险控制。
现代的
portfolio management的核心就是risk management,比如你有1 million的资金,希望
达到
一年8%的return(也就是说你一月份投资希望12月底帐户上能多出8万块钱),那你的
fund
manager就会在尽力保证8%的回报的前提下选择购买恰当的financial instrument来
minimize你
的风险,他们会按照某些方法来diversify你的portfolio,用不同的strategy来hedge
风险,或
者用derivative来固定已获得的收益,这些就是risk management喽。
Risk Analyst的主要工作就是评定各种financial instrument的risk,以供portfolio
manager做决策,比如各种bond的风险评级,forex的变动及影响,或者一些市场变化的
impact,总
之一切能用于trade且价格有波动的东西他们都可以analyze一下。
这个工作需要良好的市场嗅觉,e
b****y
发帖数: 72
34
Multiple openings in a large commercial bank located in the Midwest.
3~4 senior positions in consumer credit risk. MS/PhD in Stat/Math/OR/Econ.
SAS and other modeling tools. 3+ years of experience in at least one of
these areas: origination/behavior scorecards, origination strategy, loss
forecasting, stress testing, collections strategy, TRIAD.
Credit card experience preferred.
1 junior position also in consumer credit risk. BS/MS. 1+ years of
experience with SAS and BI tools.
1 senior position ... 阅读全帖
g********2
发帖数: 6571
35
With the WikiLeaks email scandal already causing the resignation of Democrat
Party chair Debbie Wasserman Schultz, Hillary Clinton and the Democrat
Party may now face legal risk regarding violations of campaign finance
guidelines.
The June 22 WikiLeaks disclosure of 19,252 hacked emails appears to show a
pattern of senior officers of the Democratic National Committee (DNC)
scheming and colluding to favor Hillary Clinton and oppose Senator Bernie
Sanders (I-VT) during the 2016 Democrat primaries ... 阅读全帖
u**a
发帖数: 103
36
来自主题: JobHunting版 - 有人想relocate吗? market risk analyst
The opportunity is based in Abu Dhabi, and it is reporting directly to the
company CRO and other senior management.
JOB DESCRIPTION
Job Title – Senior Market Risk
Department Risk Management, MD’s Office.
Overview –
• Responsible for day-to-day portfolio risk assessment, monitoring and
reporting of Council’s
investments.
• Contribute to Council-wide initiatives/projects as needed.
• The position holder reports to the Chief Risk Officer.
s********t
发帖数: 94
37
【 以下文字转载自 Actuary 讨论区 】
发信人: snowingrat (冰天雪地小老鼠), 信区: Actuary
标 题: 有没有做risk management的大虾?职业问题请教
发信站: BBS 未名空间站 (Mon May 30 22:01:59 2011, 美东)
先说下背景:本科数学,毕业后到一家asset management公司做初级的equity analyst
. 两年后觉得想做精算,于是读了一个精算的master,soa过了3门。因为种种原因搬到
另外的一个城市,精算机会不多,原来学校的connection也没有了,找了3个月精算工
作无果。现在开始考虑risk management和其他investment方面的工作,手里有两个
offer:
一个是本地很大一家asset management,跟我原来做的工作很像。坏处是工作比较
repetitive 和boring,好处是公司很大,估计有很多上升的机会,也有可能转到risk
management或直接投资的部门。
二是一家刚开张的consulting firm,几个partner招初级的rese... 阅读全帖
h*****0
发帖数: 23
38
来自主题: JobHunting版 - An Investment Risk Mangement Role Now Open!!!
We have an entry/junior level position now open in the investment risk
management area in our Enterprise Risk Management department of a big
multinational life insurance company. The main responsibility is to assist
in asset risk modeling (credit and market) and risk return analysis.
The candidate MUST have a green card or already have an H1B visa. The ideal
candidate will be:
1) Quick learner and good team worker
2) Have a quantitative background (e.g., math, physics, engineering,
actuarial sci... 阅读全帖
h*****0
发帖数: 23
39
A little while ago I posted a position here. It has been filled. Now we have
another opening available with the same responsibility/requirements (see
the old post at the end). If you are interested, please send your resume to
h**********[email protected]
Please note:
1) you MUST already have H1B, green card, or US citizenship
2) be able to relocate to Springfield, MA / Hartford, CT area.
Thanks,
Old post:
--------------------
We have an entry/junior level position now open in the investment risk
manag... 阅读全帖
R*********9
发帖数: 342
40
Job Title: SAS Risk Reporting Analyst
Location: Columbus, OH or NYC, NY
Duration: Long Term
JD:
• Manage various monthly and quarterly reporting and commentary
including slide and deck preparation with attention to accuracy and
deadlines
• Work with Risk executives and colleagues to understand reporting
needs and presentation style


&... 阅读全帖

发帖数: 1
41
Hi All,
We are the model risk group in a top tier IB. Our team is responsible to
manage model risk and cover a wide range of quant models used in the firm
through its range of business, from derivatives pricing models to models
used for risk management and capital computations. In addition to
independently reviewing these classes of models for their validity and
theoretical consistency, the group is also responsible to quantify the risk
associated with model choice, e.g., exposure to choice of m... 阅读全帖
M******x
发帖数: 16
42
来自主题: JobMarket版 - [Job] ENTERPRISE RISK BUSINESS ANALYST
Company Type: Commercial Bank
Location: San Francisco
Position Name: ENTERPRISE RISK BUSINESS ANALYST
Contact Email:b****************[email protected]
Job Summary
Participate in data investigation and analysis, model performance monitoring
reporting, production data load, data quality check, and data management.
Work with an existing Retail Basel II project team to develop, implement,
and monitor Basel II PD, LGD and EAD models for all retail portfolios.
Major Responsibilities
 Develop and... 阅读全帖
s*******t
发帖数: 300
43
大家好,我最近招人,有兴趣的请发站内邮件
I have opening for an entry level data analyst or Risk analyst who likes to
apply analytic skills to solve exciting business problems and bring insight
on the business growth.The candidate will be involved in reporting, credit
risk and marketing risk analysis, and has great potential to get exposed to
credit risk model and market response model development. The candidate is
preferred to have fundamental statistic concepts. Knowing SQL and script
language including Python and... 阅读全帖
t*****e
发帖数: 2228
44
short sale,长话短说我现在怎么保护自己的吧,seller同意我在contract上面写明只
等两个月,两个月后如果银行还没通过我们就把deposit拿回来。然后seller同意我们
offer上保留mortgage contingency, bank approval之后一个半月贷款然后close, 我
现在还准备再加一个条件,就是如果因为seller的原因比如原先版上提到过的被hoa告
了没法交易,不能按时close那我们也可以退出。这样的话我的risk就只是白等了4个月
。谁来指点一下我还有别的risk吗?还可以加什么条款?还有一个risk就是大家之前提
过seller会有可能拿我们的offer去审批shortsale,但是如果我们的deposit被cash了的
话seller是不可以卖给别人的,我们是签contract的啊,还是这个risk是完全没法去掉
的,我想再加条款contract后不允许给别人看,也不允许接受新的offer,可行吗?
即使这样我还是很担心2个月后银行同意卖房子,但是把价位提高5万,那就真的是鸡肋
了,到时候可能我们还是会买下,考虑到等了2个月心力... 阅读全帖
t*g
发帖数: 1758
45
Eating Peanuts While Pregnant May Raise Child's Allergy Risks
http://news.yahoo.com/s/hsn/20101102/hl_hsn/eatingpeanutswhilepregnantmayraisechildsallergyrisks
– Mon Nov 1, 11:48 pm ET
MONDAY, Nov. 1 (HealthDay News) -- Women who eat peanuts during pregnancy
may be putting their babies at increased risk for peanut allergy, a new
study suggests.
U.S. researchers looked at 503 infants, aged 3 months to 15 months, with
suspected egg or milk allergies, or with the skin disorder eczema and
positive al... 阅读全帖
d*******1
发帖数: 293
46
第一次的结果是1:580, 可是第二次只有1:315。 明显增加了很多。 虽然仍然低于
cutoff risk, 但是还是很当心, 而且很接近cutoff risk.
另外两个结果, trisomy 18 和 ONTD, risk都远低于risk cutoff.
虽然总的结果是negative,但是还是挺担心的。
H******C
发帖数: 700
47
来自主题: NextGeneration版 - 可以拒绝做 high-risk ultrasound 吗?
马上就六个月了,最近保险下来了去约了个OB 用 Doppler 听了听胎儿心跳,正常.约好
下周抽血,再做一个 regular ultrasound. OB 说下面还要再到 high-risk specialist
那儿再去做一个 ultrasound.
回来想了想,越来越不想去 high-risk specialist 那儿去了.据说 ultrasound 对胎儿
有潜在的危险. 一个 regular ultrasound, 看看宫颈, fluid, anatomy 之类的不久可
以了吗? 我有个大宝,孕期一切顺利,生产顺利. 难道就因为我现在高龄, 就要去看
high-risk specialist?
可以跟 OB 谈不去 high-risk specialist 那儿去吗? 实在要去抽血可以,但不原意再
做 ultrasound.
h*******e
发帖数: 3857
48
来自主题: NextGeneration版 - 可以拒绝做 high-risk ultrasound 吗?
why???
想不通。。。skipping high risk ultrasound的risk比“据说。。。”来得小吗?
我也是high risk,为了保证宝宝得到最好的care,每周都做一次ultra sound,前26周
还不是肚皮上的
我觉得如果那个时候叫我skip,我担心到心脏病
而且医生都说了没有risk。。。。哪里来的那个据说
f*******n
发帖数: 5241
49
http://www.cnbc.com/id/100879850
Everyone knows that fish oil is good for you, right? It's a rich source of
omega-3 fatty acids, which are marketed to reduce the risk of just about
everything from heart disease to Alzheimer's.
But a startling study shows men who have the highest levels of these
compounds—the kinds found in fish but not in vegetable sources—have a
higher risk of prostate cancer. Men with the very highest levels had a 71
percent higher risk of high-grade prostate cancer—the kind m... 阅读全帖
g*2
发帖数: 658
50
SUMMARY AND RECOMMENDATIONS
Up to half of regular runners report an injury each year. Some injuries
are traumatic, but most are due to overuse and many of these involve the
knee. The most common diagnoses include: patellofemoral pain syndrome,
medial tibial stress syndrome (ie, “shin splints”), Achilles tendinopathy,
iliotibial band syndrome, plantar fasciitis, and stress fractures of the
metatarsals and tibia. (See 'General epidemiology' above.)
A number of intrinsic and extrinsic risk ... 阅读全帖
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