由买买提看人间百态

topics

全部话题 - 话题: term
首页 上页 1 2 3 4 5 6 7 8 9 10 下页 末页 (共10页)
C*******O
发帖数: 147
1
【 以下文字转载自 Stock 讨论区 】
发信人: CAEFIMOTO (CXO), 信区: Stock
标 题: LONG/SHORT TERM CAPITAL GAIN TAX RATE的问题
发信站: BBS 未名空间站 (Wed Jul 13 22:38:27 2011, 美东)
突然想起来, 报税的时候就是把short term and long term 的gain加起来,一起加到总
收入了,然后按总收入计算税率,哪里体现出short term and long term 不同的税率?
我用的是TURBOTAX.
l****u
发帖数: 367
2
【 以下文字转载自 SanFrancisco 讨论区 】
发信人: leeliu (leeliu), 信区: SanFrancisco
标 题: long-term / short-term capital gain 对加州州税有区别吗?
发信站: BBS 未名空间站 (Sun Apr 28 01:49:14 2013, 美东)
用加州网上的e-file系统file的,好像没有区分long-term和short-term capital gain
,是不是报错了?
l***o
发帖数: 5337
3
【 以下文字转载自 Stock 讨论区 】
发信人: letgo (过不沾衣), 信区: Stock
标 题: 再问long term capital gain
发信站: BBS 未名空间站 (Sat Dec 21 00:33:03 2013, 美东)
美国的税收系统太变态了,搞得我一头雾水。
long term capital gain的规定是:
2013年的税率是 15% (当你的bracket在39.6%以下),或20% (当bracket是39.6%),
加上3.8%的surcharge。我查了一下39.6%bracket的下限是45万 for couple。
如果这样一种情况:只有加上long term capital gain才超过45万,这时候怎么收税?
一个极端例子:如果其他收入是40万,long term capital gain是5万零1元,这样总收
入超过了45万,long term 税率是20%。问题是如果对这5万元都按20%收税,还是只对
这多出的一元收20%,其他15%?
显然是后者合理,但我查了网上,没有详细解释。
请指点。谢谢!
t****g
发帖数: 35582
4
来自主题: Boston版 - 怎么买term life insurance?
错。
你如果买30年的term,那么30年是不涨的。
这个类似30yr fixed mortgage,contract。
你从哪里看到后来会涨的,还是你想当然的?
买term的人一般考虑的是孩子还没有自立之前如果家里有点什么不幸不会陷入经济困难
。如果term的年限和保额一般就是考虑这个因素。
term life insurance纯粹就是个保险,不牵涉任何投资。所以模型简单,自己一算就
知道是否合理。
life term的insurance,还有还本金的,乃至VUL,也可以用。不过就是要自己明白你
买的是什么,投资的是什么 。

多。
j********i
发帖数: 913
5
来自主题: SanFrancisco版 - 问问大家都买 term life insurance 吗?
买term life insurance 是最聪明的!我就有7百多万的保险,其中600万是term。还想
再追加点term呢。
保险, 保险, 买的就是万一那个险,who cares about the cash value?
35岁之前, term 是非常便宜的, 100万, 每月不会超过50元。 假如孩子2-3岁,如
果咱20年不死,到时咱孩子大了, 无忧矣, 如果咱不小心20年内遇难, 这几百万不
就可以救急吗?
所以, 我觉得每人至少得有200万的term, 咱的老命反而更安全。
c********y
发帖数: 98
6
来自主题: PoliticalScience版 - term limit
since the term limit propels politicians to care for only short term effects,
why don't we expand it, say from the usual 2 terms to 3 or 4 terms? The
politicians can always be elected down if (s)he's not doing good. Is it
because of our usual bias for the incumbants that we want to limit the office
to be 2 terms? mmmmmmm....
l*******g
发帖数: 28502
7
☆─────────────────────────────────────☆
makejian (马克坚) 于 (Mon May 16 21:51:47 2011, 美东) 提到:
mitbbs支持两种访问方式,WEB大家都很熟悉,TERM用的人不多,
其实TERM除了看多媒体麻烦点,好处很多,下面就以CTERM为例,讲些基本的。 就像浏
览器有IE,FF等不同产品一样,TERM也有多种产品,最简单的是telnet,而我用的是
CTERM。
1 CTERM可以从这个网站下载
http://cterm.phy.ccnu.edu.cn/
2 安装好之后第一步把颜色调调,原设太花哨,长期上网眼睛不舒服。 调色使用菜单
:“查看-》站点属性-》颜色”
3 功能,参考1中介绍的CTERM主页,有很多介绍。
我比较喜欢的是“批处理”。
比如想把信箱里的信全转回来,MITBBS本身没有这个功能,怎么办?可以借助批处理:
先找到转信的地方,发现 F 回车5次 就可以转信。然后 j 移动到下封信。
所以命令 F\n\n\n\n\n 就可以转一封信,转多封,就在
菜单选项BBS->执行批处理下... 阅读全帖
l****z
发帖数: 29846
8
Obama on Pace to Borrow $6.2T in One Term—More Than All Presidents from
Washington Through Clinton Combined
By Terence P. Jeffrey
January 13, 2012
(CNSNews.com) - President Barack Obama has been increasing the national debt
during his presidency by an average of $4.24 billion per day ($4,240,506,
004.34) putting him on a pace to increase the national debt by $6.2 trillion
($6,195,379,272,340.74) by the end of his term on Jan. 20, 2013, according
to the debt figures published by the U.S. Treasury... 阅读全帖
l****z
发帖数: 29846
9
Obamacare will increase the long-term federal deficit by $6.2 trillion,
according to a Government Accountability Office (GAO) report released today.
Senator Jeff Sessions (R., Ala.), who requested the report, revealed the
findings this morning at a Senate Budget Committee hearing. The report, he
said, “confirms everything critics and Republicans were saying about the
faults of this bill,” and “dramatically proves that the promises made
assuring the nation that the largest new entitlement program... 阅读全帖
l****z
发帖数: 29846
10
by Dan Riehl 10 Sep 2014, 5:51 PM PDT 28
The White House may call it a recovery, and the media may mostly chirp along
, but that doesn't appear to be the case for many Americans still victim to
ObamaNomics. The "number and share of people out of work for more than six
months, the so-called long-term unemployed, remain at historically high
levels."
One has to wonder how hiring trends might be different were businesses
not having to contend with the new financial burdens imposed by Obamacare,
... 阅读全帖
z*****y
发帖数: 554
11
Real right will support lower tax rate for all not lower tax rate for some.
This is my point.
I think Lao Wang's point is about the existence of capital gains tax is
double taxing. I do agree that it is doubling taxing and whether we need to
have capital gain tax at all is debatable and deserve a separate thread.
However, I am arguing a simple cut at 1 year holding period is absurd and
the comparative tax benefit of long-term capital gain is too much.
Ultimately, it should be the same as short-t... 阅读全帖
g********2
发帖数: 6571
12
Obama: My Vision Will Win in the Long Term
President Obama offered his thoughts on the U.S. presidential election for
the third time during his last international tour as president. Speaking in
Athens, Greece with Greek Prime Minister Alexis Tsipras on Tuesday, Obama
sought to defend his legacy despite the American people choosing Donald
Trump to succeed him.
“Last I checked, a majority agree with me on things,” Obama said. “
Sometimes people feel as just we want to try something to see if we ca... 阅读全帖
l******d
发帖数: 27
13
tenure track 和 term position ,要在两个中间选一个。
工资,待遇,地点,学校,program,teaching load 综合考虑起来都是有利有弊。
没有哪个明显好于另一个。都是侧重于教学的大学。
不过
tenure track position: 我不是他们的首选,我知道是别人拒了才轮到我。
term position:我是首选,而且系里人对我相当不错。虽然是term position,不过据
了解,job security 也有相当的保障。几年renew 一次,也有promotion。
在这种情况下tenure track 和 term position怎么选择,请有经验的faculty给我一点
建议! 多谢!
p*******o
发帖数: 128
14
短期出租 Short Term or Long Term Room For Rent
圣荷西 Evergreen区
雅房明亮安静环境好
包水电有上网单身正职
Share Bathroom with other Chinese Roomates.
月租$500 for long Term More than 3 months.
Deposit$450.
Please email to: J****[email protected]
k***w
发帖数: 53
15
Small room in two bed room for rent starting 5/1/2011. You can use the
whole two bed room from 5/1 to 5/15. Room can be furnished or unfurnished.
You can do either long term or short term. The rent will be
$750~$900/month + utility, depending the term your stay.
The floor plan will be found in below link:
http://www.newportrentalsnj.com/upload/floorplans/jersey-city-
towers/james-madison/JamesMadison2nd-34thFloorsApartment10.pdf
- Plenty of sunshine all day
- Refrigerator/Freezer, Dishwasher, Ov... 阅读全帖
s********d
发帖数: 2216
16
20 年的 term 就不用考虑 ROP 了,premium 会高 4-6 倍。
如果打算买 30 年的 term,可以比较一下 30 年的 ROP
前些年经济好的时候,30 年 Term ROP 的 premium 比普通的 term 高 20%-50%, 如
果这样还可以考虑的。
现在经济差了, ROP 比 非 ROP 高一倍的 premium。 感觉不太划算
k***n
发帖数: 3158
17
来自主题: Investment版 - 20 Yr Term Life
I think you were confused by whole life insurance and term life insurance
people buying a term life insurance covering upto their retirement age are
to protect their families just in case they die within the term, 10, 20
or 30 years, and their families would suffer financially otherwise.
It's totally different from retirement saving though and life insurance
should be separated from retirement saving that's why we buy term.
C****n
发帖数: 2324
18
来自主题: Investment版 - Long term investment, is it a scam?
Recently I got a new theory, i.e., any long term investment is a scam, to
most of us here on the BBS.
Here is my take:
1. We are young (I am not very young any more, but still consider myself
young, since I am still single).
2. We expect my money making ability will increase along the time, I will
make more and more money each year going forward. Of course, the trend will
end some time, i.e., 50 or 55 years old.
So my theory is: Long term investment is only good for people whose income
is almost... 阅读全帖
s**f
发帖数: 332
19
来自主题: Investment版 - 关于term life insurance
经常收到AAA啊,我的local 银行啊,还有ACS(化学协会)什么的term life的
邀请。最近养了娃,打算弄一个term life的保险了。请教一下大家:
1)term life都不需要任何身体检查什么的吗?
2)term lief对身份有要求吗?比如还是F1有关系吗?
3)这些协会的邀请会有什么trick吗?
先谢谢大家指点了!感激不尽~!
s**f
发帖数: 332
20
来自主题: Investment版 - 关于term life insurance
经常收到AAA啊,我的local 银行啊,还有ACS(化学协会)什么的term life的
邀请。最近养了娃,打算弄一个term life的保险了。请教一下大家:
1)term life都不需要任何身体检查什么的吗?
2)term lief对身份有要求吗?比如还是F1有关系吗?
3)这些协会的邀请会有什么trick吗?
先谢谢大家指点了!感激不尽~!
r****m
发帖数: 1204
21
我第二段对Term Life可能不妥。我的意思是, 你将来如果用了这个living benefits
riders, 你如果去世的话留给beneficiary 的保赔金额就会相应扣除。
不过你这个是Term Life, 你如果在term期间发生了需要living benefits的疾病,但
人没死的话, term结束你会是一分钱也拿不到。 所以只要能用上还是值的。
s**p
发帖数: 702
22
买term life 还是 Permanent life insurance?
如果夫妻30左右有工作有娃有大量房贷,该买哪个呢?精华区文章http://www.mitbbs.com/bbsann2/life.faq/Money/insurance/lifeinsurFAQ/Life+Insurance+FAQ+Version+0.2说这种情况该买term,可是我有点不明白的是,如果买了30年的term,30年之后等我们60的时候再转为Permanent,岂不是因为年龄很大需要多花很多钱才能转啊?为什么不能直接买个Permanent呢?
还有一个基本问题:是不是不管term还是permanent,病死都会赔钱啊?那就是说
permanent不管怎么死的都会赔钱,所以还是应该买permanent啊。请指教,谢谢!
a******z
发帖数: 66
23
来自主题: StartUp版 - 帮忙看看这个term sheet?
马上要跟一个小startup签个part-time打工协议了,条款是今后两年陆续个到2%左右的
shares. 拿到这个term sheet对于最后一段有点不是很确定,哪位大侠能帮忙看一下,
合理吗?多谢!
XXXXX hereby acknowledges that this Term Sheet is merely intended to set out
the basic terms of an eventual Profits Interest Plan (or similar incentive-
based “Plan”), which will contain additional terms, representations,
warranties and restrictions upon the interests mentioned herein. Furthermore
, any such
interests shall be subject to dilution, forfeiture, repurchase, and
valuation methods ... 阅读全帖
r*m
发帖数: 16380
24
大盘有点点overbought了,不过还不够我正式用overbought做title。老读者也许能记
得,我不轻易用overbought做 title的,因为我观察的overbought信号并不是普通的信
号,因此他们的准确率是相当高的(so don’t tell me overbought can be more
overbought, just search my past record to see what happened when I
officially used overbought as the title. The most recent time I used
overbought as the title was in 07/26 Market Recap)。之所以今天提前说可能要
overbought,意思是提醒牛牛,明天如果还涨的话,注意套利,pullback就在眼前了。
当然,pullback if indeed,多半仅仅是个short-term pullback而已。
下面看看几个我所谓不是普通的overbought信号。
Percent of SPX ... 阅读全帖
f**********n
发帖数: 3081
25
【 以下文字转载自 TAX 讨论区 】
发信人: flyingdragon (flyingdragon), 信区: TAX
标 题: long term capital gain 好像得交state tax.
发信站: BBS 未名空间站 (Sun Feb 20 15:46:44 2011, 美东)
"In 2008-2012, the tax rate on qualified dividends and long term capital
gains is 0% for those in the 10% and 15% income tax brackets."
这个好像是只适用于federal tax. state TMD的不管long term 还是short term
一律charge tax. 操。
Capital gains tax in the United States
http://en.wikipedia.org/wiki/Capital_gains_tax_in_the_United_St
c*********r
发帖数: 1312
26
第一次炒股报税,向有经验人士请教些问题:
我是F1第三年,Non-resident,用CINTAX报税,填写1040NR表格。其中炒股有long
term capital gain。
1. 用CINTAX软件自动生成的表格来看,capital gain需要填写“Schedule NEC—Tax
on Income Not Effectively Connected With a U.S. Trade or Business”,是吗?
2. 该表格中long term和short term的税率一样都是30%,请问确实是这样吗?
3. Wiki上看到Ordinary Income Tax Rate是10到15%时,Long-term Capital Gains
Tax Rate是0%。这个税率是只针对citizen的吗?
看来F1炒股真不好赚钱,亏了不抵税,赚了课高税。。。
多谢!!
C*******O
发帖数: 147
27
突然想起来, 报税的时候就是把short term and long term 的gain加起来,一起加到总
收入了,然后按总收入计算税率,哪里体现出short term and long term 不同的税率?
我用的是TURBOTAX.
j*****h
发帖数: 3292
28
http://finance.yahoo.com/blogs/breakout/stocks-less-risky-think
As of this morning we were discussing the wild ride stocks and commodities
have been on during 2011, with the S&P trading in a greater than 27% range,
yet going nowhere since last year at this time. According to friend of
Breakout, Jim Paulsen, the sense that the market is crazier than ever is
right, but misses the point of successful investing.
Paulsen, chief investment strategist for Wells Capital Management, has run
the numbers f... 阅读全帖
b*****o
发帖数: 240
29
Today, I only received CAF short-term dividend 0.388/share, but did not
receive the 1.65/share long-term dividend. I called my broker and Morgan
Stanley, and was told that I hold CAF less than one year, and I am not
eligible for the long-term dividend. This does not make sense at all to me,
because CAF price dropped by $2 immediately after EX-dividend date, and I
only received 38cents dividend. Anybody else only received short-term
dividend? thanks.
B**********r
发帖数: 7517
30
Merrill Edge account:
4/13/2012
Pending
IRRA- Edge 25X-xxxxx
DividendAndInterest
Anticipated Funds

12,233.90
Fidelity accounts:
04/13/2012 LONG-TERM CAP GAIN
CAF MORGAN STANLEY CHINA A SHARE FUND INC
Margin Amount: $4,290.90
04/13/2012 SHORT-TERM CAP GAIN
CAF MORGAN STANLEY CHINA A SHARE FUND INC
Margin Amount: $1,010.46
04/13/2012 LONG-TERM CAP GAIN
CAF MORGAN STANLEY CHINA A SHARE FUND INC
Cash ... 阅读全帖
l***o
发帖数: 5337
31
但怎么减掉呢?简单起见,假设税法规定10w以下10%,10万以上20%税率。long term
gain 10%。
如果我long term gain和工资都是10w, long term gain交了1w的税,但工资交了2w的
税。
如果我的gain是short term的,结果一样。。。
l***o
发帖数: 5337
32
来自主题: Stock版 - 再问long term capital gain
美国的税收系统太变态了,搞得我一头雾水。
long term capital gain的规定是:
2013年的税率是 15% (当你的bracket在39.6%以下),或20% (当bracket是39.6%),
加上3.8%的surcharge。我查了一下39.6%bracket的下限是45万 for couple。
如果这样一种情况:只有加上long term capital gain才超过45万,这时候怎么收税?
一个极端例子:如果其他收入是40万,long term capital gain是5万零1元,这样总收
入超过了45万,long term 税率是20%。问题是如果对这5万元都按20%收税,还是只对
这多出的一元收20%,其他15%?
显然是后者合理,但我查了网上,没有详细解释。
请指点。谢谢!
p*********r
发帖数: 7944
33
来自主题: Stock版 - 關於long term capital gain的稅
Capital gain income from assets held longer than one year are generally
taxed at special long-term capital gains tax rates. The rate that applies
depends on which ordinary income tax bracket you fall under.
0% applies to long-term gains and dividend income
if a person is in the 10% and 15% tax brackets,
15% applies to long-term gains and dividend income
if a person is in the 25%, 28%, 33%, or 35% tax brackets, and
20% applies to long-term gains and dividend income
if a person is in t... 阅读全帖
W***n
发帖数: 11530
34

Believe long term loss could be offset only by long term loss, u may deduct
up to 3000 the long term loss from income though and carry the rest over for
next yr
p*****r
发帖数: 595
35
过去几年,long term bond和long term treasury fund都有>10%的annual return,请
问原因何在?现在想把401k的一部分换成long term bond,好不好呢?多谢指点
m*******d
发帖数: 274
36
用Turbo Tax 算税, 感觉它把long term gain 和 short term gain 加到总收入里,
但是这两个的tax rate 是不一样的呀. Turbo Tax 会算对吗? 是不是都按short term
gain 的tax rate 来算了,那不是多交税了吗?谢谢指点.
s*****n
发帖数: 2174
37
看到有人说long term capital loss没什么好处, short term的才可以deduct, 真的是
这样吗?
手里有一个快到一年的股票, 到7月份正好一年.
考虑要不要赶快卖掉realize loss来offset一下今年的capital gain.
如果是7月以后(12月以前)卖, 肯定算long term loss了, 还能抵消今年的short term
gain 吗?
多谢
f*****y
发帖数: 214
38
在填写schedule D的时候,第7项跟第15项加在一起填到16项里,然后16项又填到1040
表的13项,这不是明明告诉我们long term跟short term都是按照marginal rate来缴税
吗,但long term又只是按照5%跟15%缴税,请问到底怎么填写,这个5%跟15%我怎
么从sch D看不出来,还是1040里面填写。多谢多谢!
c*********r
发帖数: 1312
39
第一次炒股报税,向有经验人士请教些问题:
我是F1第三年,Non-resident,用CINTAX报税,填写1040NR表格。其中炒股有long
term capital gain。
1. 用CINTAX软件自动生成的表格来看,capital gain需要填写“Schedule NEC—Tax
on Income Not Effectively Connected With a U.S. Trade or Business”,是吗?
2. 该表格中long term和short term的税率一样都是30%,请问确实是这样吗?
3. Wiki上看到Ordinary Income Tax Rate是10到15%时,Long-term Capital Gains
Tax Rate是0%。这个税率是只针对citizen的吗?
看来F1炒股真不好赚钱,亏了不抵税,赚了课高税。。。
多谢!!
s*******u
发帖数: 1855
40
Worked on tax return, and do not see that 1040 turbotax prepared separate
long and short term cap gains. sum on item 13. Is it true that once hitting
amt, or agi > a threshold, then no difference between short term and long
term gain?
thanks!
J*C
发帖数: 4579
41
来自主题: Taiwan版 - Miu Term (HD) 限时免费
作者在PTT PO的
限时一日免费
好用的PTT软体
Miu Term
http://itunes.apple.com/tw/app/miu-term/id393074446?mt=8
Miu Term HD
http://itunes.apple.com/tw/app/miu-term-hd/id396429317?mt=8
有下载的捧油 请献上祝福吧 ^^b
BTW, 美国帐号也是免费 请自行搜寻
w*******l
发帖数: 156
42
最近拿到一个Fixed-term contract 的 assistant professor,一英国大学在中国开的
分校的,待遇还可以,但是对这个 Fixed-term contract比较疑惑。按Fixed-term
contract的定义,合同期满后就结束了,不就是一临时工作吗?不知道英国体制的教职
是permanent还是Fixed-term contract。不知道有没有对这方面熟悉的来解释一下。谢
谢了!
w*******l
发帖数: 156
43
最近拿到一个Fixed-term contract 的 assistant professor,一英国大学在中国开的
分校的,待遇还可以,但是对这个 Fixed-term contract比较疑惑。按Fixed-term
contract的定义,合同期满后就结束了,不就是一临时工作吗?不知道英国体制的教职
是permanent还是Fixed-term contract。不知道有没有对这方面熟悉的来解释一下。谢
谢了!
t****g
发帖数: 35582
44
这是两种不同的保险。
return of premium rate的其实就是他们赚你的利息做保费。和term比的话你用个
excel amortization的公式一算就知道他们
相对于term,premium是多少了。
还有那种到时候不是lump of sum还钱,而是按照annuity还的,费用低点。因为很可能
你term到期了,annuity还没拿回来,就game ove
r了。
反正保险公司就是一大堆作精算的整天算来算去,然后package成不同的产品忽悠你。
我个人的倾向是不喜欢用复杂的玩艺,实现我的要求越简单越好。
不过如果是1M, 30yr的话,一年700-800也不算贵呀。Term的话大概每个月要$35,假设
你30-35岁。一年下来也使400了。
S*******s
发帖数: 10098
45
来自主题: Boston版 - 怎么选term life insurance公司

“: term life insurance 是一个很成熟的产品,各种预测模型都已经定了,对同一
个人来说,各个公司的premium价格不会有太大的差别,合同上的花样也不会太多。”
----(agree)
“: commission 一般根据premium的百分比返给broker. broker从各个保险公司拿到的
百分比并不一样。这部分我想政府不会说一刀切的。broker会努力推广它能拿到高
-----(既然每个公司的premium价格差不多, 那么客户选谁? 当然选自己信任的人和
high rated company了。能有人当面教你选公司要选Expense-to-Premium Ratio 低的
,在Term里加一个什么rider啊,让客户避免term期结束后renew时的高价, 能在50岁
左右最需要保险的时候也买得起, 有病也能继续买, 那多好。 )
“: broker不靠commission而活,我想不出他们怎么挣钱。至于你说的“如果一个
broker动机不纯, 客户马上会明白,永远不回头。”你真的相信自己所说的么?如果
客户什么都知道的话,还找broker干什么?像你自... 阅读全帖
S*******s
发帖数: 10098
46
来自主题: Boston版 - 怎么选term life insurance公司
这些天我学会在我们的系统上做“独立第三方”了, 可以免费帮大家查询 insurance
quotes, 而且, 免费帮大家分析和筛选.
New York Times 也说了,理财专家, 网上代理,个人代理,他们都能represent很多保
险公司。卖term life insurance 的总是那几十个carrier保险公司,报给所有代理也
是一样的premium, 客户直接找保险公司,找网上quote和找我们这样的financial
advisor,支
付的价格都一样(同一个保险公司,if 附加条款不同,投保人健康习惯不是rated
same,价格才会有差异),因此对客户来说,有我们这些financial advisor 在身边帮
忙挑更好:
1. 我们帮你节约钱, 帮助你挑, 避免你自己买的时候over insured.
2. 填资料和体检时我们可以给你翻译解释.
3. 今后一旦出事, 客户家人还可以找代理做个好人好事,帮忙claim death benifits.
4. 我可以帮助大家避免买一个孬公司。我同事们提醒哪些公司difficult and unsound
,打开我们客户... 阅读全帖
y****i
发帖数: 17878
47
来自主题: SanDiego版 - Should we put a term limit on BM?
I talked about this before. Just want to bring it up again for your
consideration.
I propose to put a term limit on BM to no more than 1 year (4 months for
each term, 3 terms in total) consecutively. There must be a gap of at least
one term (4 months) for the same person to be BM again.
your thoughts?
BM = BZ
n****i
发帖数: 1772
48
that's bull, period.
There is less difference between RSU and ESPP. The only difference comes
from how the 15% of discount would be treated, either short term or long
term capitical gain/ loss, or even payroll income tax bracket.
In your example, the difference is if 10% x 15% of your half year salary
should be short term capital gain or income tax, which is roughly 15% to 20%
, so about 0.2% half year salary difference.

50
much
will
m*******T
发帖数: 460
49
因为工作关系relocate到Mountain view,需要找short-term temporary housing。
因为公司的政策规定,报销的temp housing的费用需要有收据,也不能用于抵扣long-
term housing的租金。所以我估计是需要找那种furnished的short-term lease.公司举
了两个例子比如hotel或者air bnb那种都可以。
我想找的short-term housing的理想位置在mountain view,最远不超过Palo Alto或者
Sunnyvale. 最好是在Cherry Chase Elementary School或者Herbert Hoover
Elementary School的学区范围里。而且希望是2 bedroom或者以上。
觉得真是住酒店也有点太奢侈了,所以碰碰运气看版上有没有朋友正好有能提供的。请
站内信联系
谢谢
s****p
发帖数: 124
50
来自主题: Seattle版 - 请推荐好的term life insurance agent
最近看到有人讨论term life insurance的问题,我也想买一个让自己和家人心里踏实
点。但是对term life insurance不是很了解。
请问谁能推荐个好的term life insurance agent?还有,这种term life insurance买
多少年,多少coverage比较好?一年premium大概多少钱?
首页 上页 1 2 3 4 5 6 7 8 9 10 下页 末页 (共10页)