Arizona版 - 2014obamacare实施后,大家自求多福吧 (转载) |
|---|
|
|
|
|
|
|
l****z
发帖数: 29846 | 1 【 以下文字转载自 USANews 讨论区 】
发信人: lczlcz (lcz), 信区: USANews
标 题: 2014obamacare实施后,大家自求多福吧
发信站: BBS 未名空间站 (Sun Dec 30 00:49:36 2012, 美东)
每个有家庭的都有麻烦了
主要就是几点:
一个,疤蟆care允许公司不cover你的spouse.
第二,疤蟆care cover你的小孩但是employer不用subsidize,那么意味着你的孩子就是
要under cobra那样的医疗保险,那个费用是高得吓人. (employers won't be
required to subsidize insurance plans for dependents the same way they will
for employees.)
第三: 如果公司不提供疤蟆care的话,罚金只有一年2000美元.这笔钱给你自己用的话,
估计就是一个月的医疗费. 大公司估计还会继续替你买医疗保险,但小一点规模的公司
肯定愿意支付罚金.
大家只能自求多福了,多锻炼身体,希望自己别生病.
Under Health Law, Employers Must Insure Workers' Dependents
By JANET ADAMY
Large employers who are subject to the health overhaul law's requirement to
provide insurance or pay a fee must also extend coverage to their workers'
dependent children, according to federal regulations released Friday.
The 144-page proposed regulation that the Obama administration unveiled late
Friday offered new details for how employers will have to comply with the
health overhaul law, which is set to take full effect in 2014. The law is
designed to expand insurance coverage to about 30 million Americans, in part
by requiring businesses with 50 or more full-time workers to offer
insurance or pay a penalty.
Some employers had argued that the law, passed in 2010, required that large
employers provide coverage only to their employees and not their families.
But in the proposed rules released Friday, the administration said the
requirement meant qualifying employers must also extend coverage to workers'
children who are under age 26. The regulation noted that this piece of the
law included the term "dependent" when addressing who the provision will
cover.
However, the requirement doesn't mean that the employer would have to extend
health insurance coverage to a worker's spouse, since spouses weren't
explicitly mentioned in this part of the law, according to the rules
released Friday. Additionally, employers won't be required to subsidize
insurance plans for dependents the same way they will for employees.
The penalties for not covering dependents won't take effect until 2015 for
employers that are working toward making the change.
Starting in 2014, large employers that don't offer coverage to their full-
time employees will have to pay a penalty of $2,000 per full-time worker per
year if workers receive a federal tax credit to buy insurance. The employer
won't have to pay for the first 30 workers who are included in the penalty
calculation.
The new rules also said that companies that have a common owner or are
otherwise related generally would be counted as a single employer for the
purposes of determining whether they employ at least 50 full-time workers.
Some franchised business owners had hoped their outlets would be counted
separately to reduce the impact of the requirement. However, penalties
assessed on employers who don't provide coverage to workers in only one
subset of their business wouldn't necessarily apply to whole business.
Write to Janet Adamy at j*********[email protected] |
|
|
|
|
|
|
|
