N***1
发帖数: 698 | 1 我的车全保（$500 deductible），对方的全责（他从后面撞了我），但是对方没有
保险。
我的保险公司估价$900.00，但是保险公司可能只付给我$700.00.
我不太满意这个结果。既然全保了，为什么不全付修车费？
请过来人给我些建议如何根保险公司打交道。
谢谢！ |
v********m
发帖数: 3531 | 2 你是用comprehensive还是uninsured motorist来修你的车？
【在 N***1 的大作中提到】
: 我的车全保（$500 deductible），对方的全责（他从后面撞了我），但是对方没有
: 保险。
: 我的保险公司估价$900.00，但是保险公司可能只付给我$700.00.
: 我不太满意这个结果。既然全保了，为什么不全付修车费？
: 请过来人给我些建议如何根保险公司打交道。
: 谢谢！
|
i****a
发帖数: 36252 | 3 your 全保 will pay for the repair, but you need to pay $500 deducible.
if you have uninsured motorist option, in some states you can use it to
cover the deducible fully. But seems like in your case your uninsured
motorist has $200 deducitble?
read your policy again
【在 N***1 的大作中提到】
: 我的车全保（$500 deductible），对方的全责（他从后面撞了我），但是对方没有
: 保险。
: 我的保险公司估价$900.00，但是保险公司可能只付给我$700.00.
: 我不太满意这个结果。既然全保了，为什么不全付修车费？
: 请过来人给我些建议如何根保险公司打交道。
: 谢谢！
|
b****o
发帖数: 213 | 4 I agree. you may use your uninsured property damage coverage for repairing
your car, but you need to pay deductible. if the estimation is 900, your
insurance want to give you $700, seems like you should pay deductible $200.
but you don't worry about it, your insurance will go after the other party
for collecting the money how much you and your insurance paid. It should be
fine. So just wait for that.
【在 i****a 的大作中提到】
: your 全保 will pay for the repair, but you need to pay $500 deducible.
: if you have uninsured motorist option, in some states you can use it to
: cover the deducible fully. But seems like in your case your uninsured
: motorist has $200 deducitble?
: read your policy again
|
N***1
发帖数: 698 | 5 thank you !
.
be
【在 b****o 的大作中提到】
: I agree. you may use your uninsured property damage coverage for repairing
: your car, but you need to pay deductible. if the estimation is 900, your
: insurance want to give you $700, seems like you should pay deductible $200.
: but you don't worry about it, your insurance will go after the other party
: for collecting the money how much you and your insurance paid. It should be
: fine. So just wait for that.
|
i****a
发帖数: 36252 | 6 Don't count on your ins company going after the uninsured guy. |
b****o
发帖数: 213 | 7 you mean they can't collect money from the other party, right? if so, I was
not at the fault party, anyway,my insurance would go up, as long as I got my
car repaired by my insurance, right?
【在 i****a 的大作中提到】
: Don't count on your ins company going after the uninsured guy.
|
