w******r
发帖数: 9 | 1 10年的新车，请明白的指点一下看哪项需要提高保额，谢谢啦 |
i****a
发帖数: 36252 | 2 bodily injury needs to be doubled at least
property damage x 3
how much does the car worth? now much is the quote for the collision and
comprehensive? it is worth it to buy full coverage for this car?
【在 w******r 的大作中提到】
: 10年的新车，请明白的指点一下看哪项需要提高保额，谢谢啦
|
w******r
发帖数: 9 | 3 谢谢指教，2万左右的新车，
comprehensive是$500 Ded. - Current
collision是 $500 Ded. - Current
这个可以吗？多谢啊！
【在 i****a 的大作中提到】
: bodily injury needs to be doubled at least
: property damage x 3
: how much does the car worth? now much is the quote for the collision and
: comprehensive? it is worth it to buy full coverage for this car?
|
i****a
发帖数: 36252 | 4 yeah, $500 deductible is fine. check how much the increase is for lowering
comprehensive deductible. sometimes just a few dollars you can get $250
【在 w******r 的大作中提到】
: 谢谢指教，2万左右的新车，
: comprehensive是$500 Ded. - Current
: collision是 $500 Ded. - Current
: 这个可以吗？多谢啊！
|
w******r
发帖数: 9 | 5 请问这个comprehensive deductible是越少越好么?就是说250好于500？
【在 i****a 的大作中提到】
: yeah, $500 deductible is fine. check how much the increase is for lowering
: comprehensive deductible. sometimes just a few dollars you can get $250
|
i****a
发帖数: 36252 | 6 any deductible is lower the better
that's the amount of money you need to pay out-of-pocket before insurance
company starts paying
say if there is a $900 damage to your car, you need to pay $500 if that's
your deductible amount, insurance company pays $400
comprehensive is to cover non-car-accident damage
collision is for accident related damage.
note: if it's another driver's fault, his ins company will pay for all
your damage, you don't pay anything.
【在 w******r 的大作中提到】
: 请问这个comprehensive deductible是越少越好么?就是说250好于500？
|
w******r
发帖数: 9 | 7 太谢谢啦！辛苦辛苦！
【在 i****a 的大作中提到】
: any deductible is lower the better
: that's the amount of money you need to pay out-of-pocket before insurance
: company starts paying
: say if there is a $900 damage to your car, you need to pay $500 if that's
: your deductible amount, insurance company pays $400
: comprehensive is to cover non-car-accident damage
: collision is for accident related damage.
: note: if it's another driver's fault, his ins company will pay for all
: your damage, you don't pay anything.
|
y****r
发帖数: 3036 | 8 要是我我会买300
【在 w******r 的大作中提到】
: 谢谢指教，2万左右的新车，
: comprehensive是$500 Ded. - Current
: collision是 $500 Ded. - Current
: 这个可以吗？多谢啊！
|
p*******y
发帖数: 944 | 9 非常同意。
Deductible一般从$500降到$200，性价比较差，不建议继续降。我觉得collision,comp
rehensive什么的就是损失超过$1K以上才用的值，total最值。反之你撞坏个车灯，划伤
bumper什么的就不值得走保险了。那不到多少钱还可能影响未来的保费。
【在 i****a 的大作中提到】
: bodily injury needs to be doubled at least
: property damage x 3
: how much does the car worth? now much is the quote for the collision and
: comprehensive? it is worth it to buy full coverage for this car?
|
