i*****t
发帖数: 24265 | 1 请看这些个保险可以吗，还需要加些什么险种或改变金额，谢谢。
Coverages Limits / Deductibles Total Vehicle Premium:
Bodily Injury Liability $100,000/$300,000
Property Damage Liability $100,000
Uninsured Motorist & Underinsured Motorist $100,000/$300,000
Comprehensive Non Deductible
Uninsured Motorist Property Damage $3,500 |
j******o
发帖数: 4219 | 2 如果你的Comprehensive是Non Deductible，那保险金得高很多吧。 |
i*****t
发帖数: 24265 | 3 半年Comprehensive是$123
全部总共是450半年
【在 j******o 的大作中提到】
: 如果你的Comprehensive是Non Deductible，那保险金得高很多吧。
|
i****a
发帖数: 36252 | 4 pretty good coverage amount
property damage liability can be lowered if it'll be cheaper and you don't
need that much coverage. unless you drive around a lot of ferrari's, $50k
is usually enough
so are you buying liability only? I don't see collision and compreshensive
coverage (non deductible means no coverage?)
【在 i*****t 的大作中提到】
: 请看这些个保险可以吗，还需要加些什么险种或改变金额，谢谢。
: Coverages Limits / Deductibles Total Vehicle Premium:
: Bodily Injury Liability $100,000/$300,000
: Property Damage Liability $100,000
: Uninsured Motorist & Underinsured Motorist $100,000/$300,000
: Comprehensive Non Deductible
: Uninsured Motorist Property Damage $3,500
|
i*****t
发帖数: 24265 | 5 collosion和uninsured motor list不能同时买，而且那个collision很贵，不知道有什
么区别。
compreshension 得non deductible是表示自己不付钱修车。
【在 i****a 的大作中提到】
: pretty good coverage amount
: property damage liability can be lowered if it'll be cheaper and you don't
: need that much coverage. unless you drive around a lot of ferrari's, $50k
: is usually enough
: so are you buying liability only? I don't see collision and compreshensive
: coverage (non deductible means no coverage?)
|
j******o
发帖数: 4219 | 6 哪个公司这么变态，Collision和uninsured不能一起买。半年Comprehensive是$123挺
便宜的，不过没有Collision就和半保一样，你撞了什么东西保险公司不管。 |
i****a
发帖数: 36252 | 7 collision is "full coverage". if you are in an accident of your fault, or
if you hit something and damaged your own car, collision covers that.
you need to pay deductible for collison and comprehensive
are you sure on the comprehensive and non deductible part? usually
comprehensive goes with collision. if you don't buy collision, you can't
buy comprehensive. maybe you can... but it's not common
you should be able to buy uninsured motorist with collision. if somebody
without insurance hits your c
【在 i*****t 的大作中提到】
: collosion和uninsured motor list不能同时买，而且那个collision很贵，不知道有什
: 么区别。
: compreshension 得non deductible是表示自己不付钱修车。
|
i*****t
发帖数: 24265 | 8 geico
【在 j******o 的大作中提到】
: 哪个公司这么变态，Collision和uninsured不能一起买。半年Comprehensive是$123挺
: 便宜的，不过没有Collision就和半保一样，你撞了什么东西保险公司不管。
|
i*****t
发帖数: 24265 | 9 这样理解对么？
Coverages Limits / Deductibles
Bodily Injury Liability $100,000/$300,000 医疗费，保对方
Property Damage Liability $100,000 车修理费，保对方
Uninsured Motorist & Underinsured Motorist $100,000/$300,000 医疗费，保自己如果对方不够
Comprehensive Non Deductible 火山洪水地震冰雹修理车，保自己
Uninsured Motorist Property Damage $3,500 被无保险车撞，保自己，但是对
方逃跑则保险失效
collision 碰撞赔付自己车的保险
是不是说自己车便宜的话，collison就不需要了呢？因为这个险种最贵，半年200-900
多（from 1000 to 25deductible）。 |
