f**h
发帖数: 782 | 1 自己趴车的时候被左边的柱子挂到左后门，很明显，有凹进去的部分，BODY SHOP估价
1000刀，能CLAIM保险不？能的话应该CLAIM哪项？ |
i****a
发帖数: 36252 | 2 "自己趴车的时候被左边的柱子挂到左后门"
自己趴车的时候左后门挂到左边的柱子
collision if you have full coverage. check your deducitble
on fixing the car, you have 2 options:
A. get cash - if you do NOT want to fix the car or want to fix it cheap
and pocket the differece, get 3 free estimates from 3 different body
shops, fax them to the insurance company and ask for as much as possible
B. get the car fixed - send your car to good bodyshop, ask them to bill
the insurance directly. Usually insurance company recommended bodyshop
are good; avoid dealer because most dealers do not do body work, they
tow your car to a body shop nearby and charge you $2000 extra.
【在 f**h 的大作中提到】
: 自己趴车的时候被左边的柱子挂到左后门，很明显，有凹进去的部分，BODY SHOP估价
: 1000刀，能CLAIM保险不？能的话应该CLAIM哪项？
|
f**h
发帖数: 782 | 3 保费会涨吗？
【在 i****a 的大作中提到】
: "自己趴车的时候被左边的柱子挂到左后门"
: 自己趴车的时候左后门挂到左边的柱子
: collision if you have full coverage. check your deducitble
: on fixing the car, you have 2 options:
: A. get cash - if you do NOT want to fix the car or want to fix it cheap
: and pocket the differece, get 3 free estimates from 3 different body
: shops, fax them to the insurance company and ask for as much as possible
: B. get the car fixed - send your car to good bodyshop, ask them to bill
: the insurance directly. Usually insurance company recommended bodyshop
: are good; avoid dealer because most dealers do not do body work, they
|
i****a
发帖数: 36252 | 4 可能会, 可能不会
【在 f**h 的大作中提到】
: 保费会涨吗？
|
i*****t
发帖数: 24265 | 5 1000块？估计deductible都不够吧，还得自己掏钱 |
f**h
发帖数: 782 | 6 不懂，deductible是500刀，当然是自己出了，不过要是保险涨得厉害，宁愿自己出了
那另外500刀。
【在 i*****t 的大作中提到】
: 1000块？估计deductible都不够吧，还得自己掏钱
|
l********i
发帖数: 8858 | 7 只能报500就自己出了吧 省得留accident record. |
f**h
发帖数: 782 | 8 恩，这样打算的。
【在 l********i 的大作中提到】
: 只能报500就自己出了吧 省得留accident record.
|
