m******a 发帖数: 23 | 1 以前发过。这次有新的问题。
发生车祸。 完全对方的错。要了对方保险信息。最近对方保险公司说保险无效。因为
我只有Liability Insurance. 我朋友的医疗和救护车费用没有办法付。她也没有医疗
保险。现在想问的是不知道对方保险公司说的是不是真的? 有没有办法查?
还有,有没有办法向当事人索赔?我听说象他这样的,即使官司赢了也拿不到钱。
不知道有什么建议? | i****a 发帖数: 36252 | 2 保险公司说的是不是真的? it's true
do you have uninsured motorist option on your policy? if you do, claim
that.
if not, or if what you seek is over the UM coverage:
sue the other driver in small claims court, if the amount you seek is
within small claims range. amount is different for each state, check
your own state's law
if it's over small claims limit (for medical bills it can easily go
over), you have to file civil sue in superior court or whatever that
court should be. seek profossinal legal advice
【在 m******a 的大作中提到】 : 以前发过。这次有新的问题。 : 发生车祸。 完全对方的错。要了对方保险信息。最近对方保险公司说保险无效。因为 : 我只有Liability Insurance. 我朋友的医疗和救护车费用没有办法付。她也没有医疗 : 保险。现在想问的是不知道对方保险公司说的是不是真的? 有没有办法查? : 还有,有没有办法向当事人索赔?我听说象他这样的,即使官司赢了也拿不到钱。 : 不知道有什么建议?
| m******a 发帖数: 23 | 3 Thank you very much for the suggestion. I guess we have to pay the bills
first and then sue the other driver. $6000 is not a very small money.
【在 i****a 的大作中提到】 : 保险公司说的是不是真的? it's true : do you have uninsured motorist option on your policy? if you do, claim : that. : if not, or if what you seek is over the UM coverage: : sue the other driver in small claims court, if the amount you seek is : within small claims range. amount is different for each state, check : your own state's law : if it's over small claims limit (for medical bills it can easily go : over), you have to file civil sue in superior court or whatever that : court should be. seek profossinal legal advice
| i****a 发帖数: 36252 | 4 Call your insurance to see if they cover any. And work with hospital on the
payment
【在 m******a 的大作中提到】 : Thank you very much for the suggestion. I guess we have to pay the bills : first and then sue the other driver. $6000 is not a very small money.
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