d******0 发帖数: 147 | 1 前前后后折腾了3个星期。
2012的honda civic, LX,讲好了OTD 18,650 with 0.9% finance.
结果finance折腾了好几天,最后只能拿到4.2 APR,还得至少借10K,60个月。
急着用车,真是亏大了。 |
c****r 发帖数: 1960 | 2 有新车开着舒服啊
多出点钱不算啥
【在 d******0 的大作中提到】 : 前前后后折腾了3个星期。 : 2012的honda civic, LX,讲好了OTD 18,650 with 0.9% finance. : 结果finance折腾了好几天,最后只能拿到4.2 APR,还得至少借10K,60个月。 : 急着用车,真是亏大了。
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M********I 发帖数: 848 | 3 should be able refinance anytime |
r******s 发帖数: 519 | |
k*******o 发帖数: 144 | 5 贷款走Honda现在不是只有0.9%和1.9%吗?怎么还出来了4.2?
【在 d******0 的大作中提到】 : 前前后后折腾了3个星期。 : 2012的honda civic, LX,讲好了OTD 18,650 with 0.9% finance. : 结果finance折腾了好几天,最后只能拿到4.2 APR,还得至少借10K,60个月。 : 急着用车,真是亏大了。
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y****g 发帖数: 594 | 6 不知道可以自己到外面贷款吗?你怎么也能找个1.9%的贷款,看来你就不知道,不过哦
也许现在还可以找。
【在 d******0 的大作中提到】 : 前前后后折腾了3个星期。 : 2012的honda civic, LX,讲好了OTD 18,650 with 0.9% finance. : 结果finance折腾了好几天,最后只能拿到4.2 APR,还得至少借10K,60个月。 : 急着用车,真是亏大了。
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k*******n 发帖数: 130 | 7 给我百分之6,问朋友都说很好的利率了,楼主4点多也算很好了
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n***3 发帖数: 663 | 8 建议问问稍微靠谱的朋友
【在 k*******n 的大作中提到】 : 给我百分之6,问朋友都说很好的利率了,楼主4点多也算很好了 : ★ Sent from iPhone App: iReader Mitbbs Lite 7.28
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k*******n 发帖数: 130 | 9 是说以我现在情况,已经不错了。只有1年多history
建议问问稍微靠谱的朋友
★ Sent from iPhone App: iReader Mitbbs Lite 7.28
【在 n***3 的大作中提到】 : 建议问问稍微靠谱的朋友
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c**u 发帖数: 2230 | 10 it is based on your credit score. If you can not afford that apr, why not
walk away? if you go to another lender, they will examine your credit score
too. So, no need to complain. |
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n***3 发帖数: 663 | 11 you can easily get re-financed with much better APR. Try the bank you're
having your checking account.
I know lots of people with even less than 1 year credit history got below 5%
APR through re-finance
【在 k*******n 的大作中提到】 : 是说以我现在情况,已经不错了。只有1年多history : : 建议问问稍微靠谱的朋友 : ★ Sent from iPhone App: iReader Mitbbs Lite 7.28
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k*******n 发帖数: 130 | 12 貌似只能一年以后再refinance把,第一年利息最高。
you can easily get re-financed with much better APR. Try the bank you're
having your che........
★ Sent from iPhone App: iReader Mitbbs Lite 7.28
【在 n***3 的大作中提到】 : you can easily get re-financed with much better APR. Try the bank you're : having your checking account. : I know lots of people with even less than 1 year credit history got below 5% : APR through re-finance
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y*****7 发帖数: 2869 | 13 你是说1年HISTORY CREDIT 还是WORK HISTORY? 他们看信用分数为主还是INCOME 为
主,还是别的神码的,比如DEBIT/INCOME RATRIO啥的。
【在 k*******n 的大作中提到】 : 是说以我现在情况,已经不错了。只有1年多history : : 建议问问稍微靠谱的朋友 : ★ Sent from iPhone App: iReader Mitbbs Lite 7.28
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y*****7 发帖数: 2869 | 14 但是REFINANCE 是有一些手续费把,比如POINT啥的,一个点的话1万快大概就是100,
不过也不算贵就是。COMPARED the interest you are going to pay over time.
5%
【在 n***3 的大作中提到】 : you can easily get re-financed with much better APR. Try the bank you're : having your checking account. : I know lots of people with even less than 1 year credit history got below 5% : APR through re-finance
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y*****a 发帖数: 580 | 15 Not too bad and just enjoy your car. you can always refi.
If I were you, I will leave the dealer immediately and applied for a loan
elsewhere before you walk back again. It will be very easy to get 2.5% for
60m (2% for 36 // 2.25% for 48), if your credit score is >730.
With other option in hand, you have a weapon to fight.
【在 d******0 的大作中提到】 : 前前后后折腾了3个星期。 : 2012的honda civic, LX,讲好了OTD 18,650 with 0.9% finance. : 结果finance折腾了好几天,最后只能拿到4.2 APR,还得至少借10K,60个月。 : 急着用车,真是亏大了。
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D*******l 发帖数: 5462 | |
y****i 发帖数: 455 | |
l********o 发帖数: 4272 | 18 re
【在 n***3 的大作中提到】 : 建议问问稍微靠谱的朋友
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