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b*********1
发帖数: 1250 | 1 http://www.autospies.com/news/Which-is-Less-Expensive-to-Own-A-
It is sort of slow news day today, so I figured I would toy with some
numbers and see what the true deals may surface.
My first target was BMW. I scanned the deals and found I can have a base
328i for just $401.00 a month on a 3 year lease, sounds pretty fair but just
how does that stack up? I wandered around for a bit on other sites and soon
I found myself at Toyota.com. Just for giggles I ran a base Camry XLS for
the same lease and it came in at $488.00 a month. How can that be? I double
checked the figures and found they were correct, so then my wheels got
turning.
What if a BMW was cheaper to own than a Toyota? After all Toyota has always
been known as the value leader and BMW was known for being expensive. Of
course there is more to it than just a payment; there are other factors to
consider.
So out came my trusty pen and this is what I found taking a 36 month lease
with $2,500 down and 15,000 miles a year:
Round 1: MSRP – Toyota
$28,695 Toyota Camry XLE V6
$33,175 BMW 328i
Round 2: Fuel Cost- Toyota
$5094 over 3 years using regular gas @ $3.00 a gallon averaging 26.5 mpg –
Camry XLE
$6429 over 3 years using premium gas @ $3.50 a gallon averaging 24.5 mpg –
328i
Round 3: Insurance – Toyota
$4341 over 3 years - Camry XLE
$5578 over 3 years - 328i
Round 4: Maintenance - BMW
$ 0 (all maintenance is included for 4 years) - 328i
$ 979 Over 3 years - Camry XLE
Round 5: Repairs - BMW
$ 0 – (all repairs are included for 4 years) 328i
$ 141 – Over 3 years Camry XLE
Round 6: Total Expenditure over 3 years – BMW
$28,942.57 (payments + maintenance + repairs + insurance) 328i
$30,623.34 (payments + maintenance + repairs + insurance) Camry XLE
Basically this scenario probably can be done with several makers but in this
case the 328i came in with an annual cost of $9647 per year while the Camry
totaled to $10,207. A difference of $560 annually.
I know the Toyota fans will correctly point out that the Camry is more
reliable, but in this case Toyota ranked 1.79 issues per vehicle while BMW
came in with a 2.12 issue rate in the latest JD Power rankings. So in the
worse case the BMW may visit the dealer 1 more time over the 3 year span.
I don’t know about you, but considering a savings of almost $1681 over 3
years, I can sit in the waiting room of a BMW dealership for an hour
watching their plasma TV, while sipping my complimentary Starbucks,
investing that extra cash all on their dime.
Sources:
Lease payments: www.bmwusa.com and www.toyota.com
Round 1: MSRP: www.bmwusa.com and www.toyota.com
Round 2: Fuel cost calculated using EPA estimates
Round 3: Yahoo automobiles
Round 4: Yahoo automobiles
Round 5: Yahoo automobile
Round 6: Totals of round 1 through 6 plus monthly lease payment times 36
months | p********r
发帖数: 1582 | 2 你那是xle v6啊,smokes 328 arrrr~ | S******4
发帖数: 2865 | 3 Good luck on finding a 328i for less than 45k. | Z**4
发帖数: 1904 | 4 Camey 的月租不会那么髙吧，488一个月加2500首付都超过20k了，MSRP才28k，36个月
不可能掉那么多价。 |
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