g*********e
发帖数: 14401 | 1 比如你车价3W，他给你APR 6.99%
你答应了，然后finance office shows you the math， focusing on the monthly
pay.
Then you sign on the purchase contract, upon which the selling price of the
car has inlfated, say to 3w1.
Then dealer earns this additional $ 1k.
What happens is your credit report is analyzed by the maker's bank and they
offer you a better APR, say 2.99%, but dealer pumps it a bit. Effectively
they are selling the car at 3w1 to you. And you are paying 2.99% interest to
the bank.
I once pointed out this trick when we were doing the math with a bmw dealer.
The finance office old guy become very angry and frustrated at it. A loss
of 1.5k to them, haha. | p********r
发帖数: 1582 | 2 lol
reaction sequence in a crisis.
1. Denial
2. Anger
3. Bargaining
4. Depression
5. Acceptance | g*********e
发帖数: 14401 | 3 still, they should be able to make 3-5k profit from my business, not bad. |
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