p******f 发帖数: 46 | 1 停车场撞上了,警察纪录都做好了。临走的时候警察说在report上写的是对方的责任。
我是应该先打给对方保险公司呢,还是我自己的保险公司? 谢谢。 | l********i 发帖数: 8858 | 2 如果半保当然先联系对方的保险
如果你是全保先联系对方的保险 然后给自己保险公司说明一下经过 | p******f 发帖数: 46 | 3 我担心直接和对方保险公司交涉不一定有好结果,毕竟对方是专业的“敌人”。如果直
接联系我的保险公司如何? | f*******n 发帖数: 12623 | 4 You have to first understand what insurance is. You don't just choose which
insurance company to talk to.
If you have liability insurance, then they pay other people when you have
liability to them for their losses. It only pays other people. It never pays
you. You don't have liability to the other person in this case, so if you
only have liability insurance, your insurance will ignore you. In The other
person has liability to you in this case, so you contact the other person's
liability insurance.
If you have collision insurance, it pays you for your damages regardless of
fault. However, there is usually a deductible, because collision insurance
pays you for your fault too, so it must cost you something before they will
pay.
【在 p******f 的大作中提到】 : 我担心直接和对方保险公司交涉不一定有好结果,毕竟对方是专业的“敌人”。如果直 : 接联系我的保险公司如何?
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