s**p
发帖数: 1097 | 1 一个小车祸，对方过错。
在一个小疗所做了一些按摩之类的治疗。医生给推荐了一个律师。
律师现在告诉我说对方愿意给$2500 settle down。然而治疗+律师
费用差不多就是这么多了，也就是说我基本啥都拿不到。
我自己有医疗保险。问了一下保险，说可以付这些。但是如果是对
方的过错，提供给保险对方信息后，保险会去找对方要钱。如果不
是，就保险正常付钱。
我是不是不应该告诉保险对方信息，而是应该让保险正常付钱？因
为都是100% cover的，对我来说没影响。对方在给律师$2500 settle
down之后，是不是从道理上就应该不付给保险钱了？不过我的治疗
在前，settle down在后，正常这样该怎么弄呢？哪位有经验的指点
一下，谢谢！ |
T*********s
发帖数: 20444 | |
c**d
发帖数: 3888 | 3 You shouldn't settle if your treatment is still ongoing, unless the statute
of limitations is coming up, in which case you calculate future medical
expenses (usually the disfavored method). Looks like you only went to an
acupuncturist. Usually passive treatments such as acupuncture for soft-
tissue-only cases more than 3 months after the accidents are not accepted.
Without knowing the specifics of your case, I cannot tell you whether $2500
is low or fair. But usually you should have some money after deduction of
fees and lien payments. |
s**p
发帖数: 1097 | 4 这个不是什么问题啊。车祸，我可以不说完全是对方的问题，就会正常处理了。
【在 T*********s 的大作中提到】
: 你的健康保险会要求你透露受伤原因的
|
s**p
发帖数: 1097 | 5 是这样的：我去医生那里接受按摩治疗了几次之后，医生介绍的律师告诉我说
这个case他只能拿到这些钱，如果没什么事就可以不用治疗了。所以我的治疗
当时就停止了。
在我找医生律师之前，对方保险愿意给我$600 settle down。在我找医生律师
之后，愿意给$2500，但是医生律师都瓜分完了，我没有……
所以我想医生那一部分可以由我的保险出了，这样我还能拿到$1600左右。但是
我觉得保险这一部分，对方保险不太可能再给我的保险了呀，如果我告诉了我的
保险对方的信息，我的保险去找对方保险要钱，会导致我的保险知道对方保险
已经通过律师和我settle down了，反过来影响我的保险cover我的治疗？
statute
2500
【在 c**d 的大作中提到】
: You shouldn't settle if your treatment is still ongoing, unless the statute
: of limitations is coming up, in which case you calculate future medical
: expenses (usually the disfavored method). Looks like you only went to an
: acupuncturist. Usually passive treatments such as acupuncture for soft-
: tissue-only cases more than 3 months after the accidents are not accepted.
: Without knowing the specifics of your case, I cannot tell you whether $2500
: is low or fair. But usually you should have some money after deduction of
: fees and lien payments.
|
c**d
发帖数: 3888 | 6 You have to pay back your own health insurance. It's called subrogation.
Your lawyer is supposed to negotiate for a reduction of these liens. But
there are some lawyers out there who think this is waste of their time, as
this doesn't generate any additional revenue for them. There are a lot of "
settlement mills" out there.
Without knowing specifics of your case (and I don't want to know because
that would breach your attorney-client privilege and may create a future
conflict for me), I can't tell if your lawyer is doing a good job.
【在 s**p 的大作中提到】
: 是这样的：我去医生那里接受按摩治疗了几次之后，医生介绍的律师告诉我说
: 这个case他只能拿到这些钱，如果没什么事就可以不用治疗了。所以我的治疗
: 当时就停止了。
: 在我找医生律师之前，对方保险愿意给我$600 settle down。在我找医生律师
: 之后，愿意给$2500，但是医生律师都瓜分完了，我没有……
: 所以我想医生那一部分可以由我的保险出了，这样我还能拿到$1600左右。但是
: 我觉得保险这一部分，对方保险不太可能再给我的保险了呀，如果我告诉了我的
: 保险对方的信息，我的保险去找对方保险要钱，会导致我的保险知道对方保险
: 已经通过律师和我settle down了，反过来影响我的保险cover我的治疗？
:
|
k*********s
发帖数: 4474 | 7 联系本版的奥拓桑。他的丰田一幢就报废，有丰富理疗按摩经验， |
