问题三: index? what index??? index fund? what index fund???
Only 20% chance to beat index? What index are you talking about?
Not all indices were created equal, and not all index funds were created
equal.
Total market index? A composite index? What composite index? who made the
composite index? you mix and create that index? Have you back tested it? Who
back tested it? What are the suckers you are comparing to? 30 years? what
about the suckers without 30 year history? What about the sucker which
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