K****D 发帖数: 30533 | 1 My calculation shows that the rent I am paying right now has an average
rate of return at a stunning 128% APY for the past 2 years.
BTW: is my way of calculation right?
1) I first computed the median house price drop in the past 2 years. ($A)
2) I then computed the total rent I paid in the past 2 years. ($B)
3) I then computed sqrt(A/B) - 1 = C%. (note: 2 years yield A/B-1)
4) I finally double C% to become D% = 128%. (note: I assumed DCA yield is
about half the lump sum yield, if the APY is the | K****D 发帖数: 30533 | 2 Well, at least there is a problem: I am renting an apartment, but I
am looking at the median SFH prices, that makes a lot of difference.
We do plan to buy SFH though...
【在 K****D 的大作中提到】 : My calculation shows that the rent I am paying right now has an average : rate of return at a stunning 128% APY for the past 2 years. : BTW: is my way of calculation right? : 1) I first computed the median house price drop in the past 2 years. ($A) : 2) I then computed the total rent I paid in the past 2 years. ($B) : 3) I then computed sqrt(A/B) - 1 = C%. (note: 2 years yield A/B-1) : 4) I finally double C% to become D% = 128%. (note: I assumed DCA yield is : about half the lump sum yield, if the APY is the
| K****D 发帖数: 30533 | 3 More strict calculation using exact numbers and the YTD calculator shows:
Since I moved to Seattle (right at the house price peak), my rent's APY
is 298%.
Had I rented a house instead at approximately double the rent I am paying
right now, the APY would be 133%.
If there is nothing wrong with the method, these numbers look pretty darn
good to me, hehe.
【在 K****D 的大作中提到】 : Well, at least there is a problem: I am renting an apartment, but I : am looking at the median SFH prices, that makes a lot of difference. : We do plan to buy SFH though...
| m******t 发帖数: 2416 | 4
Learn from the Indians, man.
Sit tight and let it compound for another 383 years, you'll have enough
money to buy out America!
【在 K****D 的大作中提到】 : More strict calculation using exact numbers and the YTD calculator shows: : Since I moved to Seattle (right at the house price peak), my rent's APY : is 298%. : Had I rented a house instead at approximately double the rent I am paying : right now, the APY would be 133%. : If there is nothing wrong with the method, these numbers look pretty darn : good to me, hehe.
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