K****D
发帖数: 30533 | 1 My calculation shows that the rent I am paying right now has an average
rate of return at a stunning 128% APY for the past 2 years.
BTW: is my way of calculation right?
1) I first computed the median house price drop in the past 2 years. ($A)
2) I then computed the total rent I paid in the past 2 years. ($B)
3) I then computed sqrt(A/B) - 1 = C%. (note: 2 years yield A/B-1)
4) I finally double C% to become D% = 128%. (note: I assumed DCA yield is
about half the lump sum yield, if the APY is the | K****D
发帖数: 30533 | 2 Well, at least there is a problem: I am renting an apartment, but I
am looking at the median SFH prices, that makes a lot of difference.
We do plan to buy SFH though...
【在 K****D 的大作中提到】
: My calculation shows that the rent I am paying right now has an average
: rate of return at a stunning 128% APY for the past 2 years.
: BTW: is my way of calculation right?
: 1) I first computed the median house price drop in the past 2 years. ($A)
: 2) I then computed the total rent I paid in the past 2 years. ($B)
: 3) I then computed sqrt(A/B) - 1 = C%. (note: 2 years yield A/B-1)
: 4) I finally double C% to become D% = 128%. (note: I assumed DCA yield is
: about half the lump sum yield, if the APY is the
| K****D
发帖数: 30533 | 3 More strict calculation using exact numbers and the YTD calculator shows:
Since I moved to Seattle (right at the house price peak), my rent's APY
is 298%.
Had I rented a house instead at approximately double the rent I am paying
right now, the APY would be 133%.
If there is nothing wrong with the method, these numbers look pretty darn
good to me, hehe.
【在 K****D 的大作中提到】
: Well, at least there is a problem: I am renting an apartment, but I
: am looking at the median SFH prices, that makes a lot of difference.
: We do plan to buy SFH though...
| m******t
发帖数: 2416 | 4
Learn from the Indians, man.
Sit tight and let it compound for another 383 years, you'll have enough
money to buy out America!
【在 K****D 的大作中提到】
: More strict calculation using exact numbers and the YTD calculator shows:
: Since I moved to Seattle (right at the house price peak), my rent's APY
: is 298%.
: Had I rented a house instead at approximately double the rent I am paying
: right now, the APY would be 133%.
: If there is nothing wrong with the method, these numbers look pretty darn
: good to me, hehe.
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