d****s 发帖数: 174 | 1 今年才开始选择买403B,因为单位给match一部分。我自己没设定过任何投资,不过好
像默认的买了一个基金,结果才3个月,已经跌了将近20%了。
这种帐户,是不是一定要搞什么投资之类的,还是可以在行情不明的情况下,仅仅作为
一个普通的saving帐户? |
k****t 发帖数: 12697 | 2 there should always an option not to invest in risky stocks. the way depends
on your 403b custodian. some have a sweeping account that just holds the
money w/o buying funds. some, you can buy money marking funds (almost no
gain now but unlikely any loss). it seems you bought some mutual funds of
stocks at the FA's recommendation. you can exchange it for money market. but
be cautious. it may not be wise now to cash out. but no one knows. I have a
big chunk put in 10/2007 at the very top but I am |
m**********r 发帖数: 887 | 3 403B,是tiaa-cref的吗?
他家默认自动买的life cycle基金,如果你没有指定任何投资品种的话。
投资帐户是不可能当成储蓄帐户来管理的。money market都有风险。 |
d****s 发帖数: 174 | 4 谢谢楼上两位,我再电话咨询一下。
【在 m**********r 的大作中提到】 : 403B,是tiaa-cref的吗? : 他家默认自动买的life cycle基金,如果你没有指定任何投资品种的话。 : 投资帐户是不可能当成储蓄帐户来管理的。money market都有风险。
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