由买买提看人间百态

boards

本页内容为未名空间相应帖子的节选和存档,一周内的贴子最多显示50字,超过一周显示500字 访问原贴
Investment版 - California Bonds, good investments?
相关主题
新手弱问买Bond一事散户去哪里买小额的tax-exempt Muni Bond
给点建议吧关于muni bond
短期bond投资一问inflation
问几个关于Muni Bond的问题现在投资municipal bond fund 怎么样
请问munis的expected yield和ask yield的区别两万刀应急的钱放哪?银行saving account除外
请问muni bond的回报真的只有0.4%吗Emergency Fund放哪儿?
A callable zero coupon muni bond 156753EC5 (转载)有人长期持有USATX吗?
muni bond 问题有个一两万准备放investment account怎么样? (转载)
相关话题的讨论汇总
话题: bonds话题: california话题: muni话题: good话题: tax
进入Investment版参与讨论
1 (共1页)
j****o
发帖数: 269
1
type of Muni Bond, tax exampt, and yields anywhere from 3 to 4 percent.
anyone has experience?
m*********a
发帖数: 3299
2
It is a good investment given you live in the state of california and have
the highest federal tax rate and buy those bonds in a taxable account.

【在 j****o 的大作中提到】
: type of Muni Bond, tax exampt, and yields anywhere from 3 to 4 percent.
: anyone has experience?

j****o
发帖数: 269
3
so if I dont live in CA and am not in the highest tax bracket, it's not a
good investment?
N********n
发帖数: 8363
4
Dollar will probably depreciate 20% in the minimum every year for the
next decade, so that 3 to 4% rate is a joke.

【在 j****o 的大作中提到】
: type of Muni Bond, tax exampt, and yields anywhere from 3 to 4 percent.
: anyone has experience?

s********h
发帖数: 158
5
state and muni bonds are federal income tax free, and are state income tax
free in the state of issue but not elsewhere. 3-4% translates to 4-6% pre-
tax depending on your tax bracket, which is quite good compared to the
treasury or the CDs. there is a good article in today's wall street journal
on page c14 talking about ca munis.
what you need to do is to put some munis in excel, and run a few scenarios,
for instance, what if the interest rate goes up to 1-3% in the next 12, 24
or 36 months. as
m*********a
发帖数: 3299
6
It is not. If you are not rich, does not buy those nonsense bonds. Another
note, inflation is the only way to get out this current mess on toxic assets
, so Fed wants to inflate your money. Watch out inflation expectation
carefully. Buy high yield treasury at those high inflation eviroment. It may
be a once in a life opportunity. So be patient.
s********h
发帖数: 158
7
you are correct about buying high yield treasury when inflation spikes, but
let's run some numbers comparing putting your money into munis versus saving
it in a bank.
option 1 - buying muni bond
data for a typical muni bond: (from bloomberg)
your investment amount = $10,000
coupon rate = 4%, paid semi-annually
years to maturity = 5 (terms = 10)
coupon = 200 (i.e. 10,000 * 4% / 2 )
also assume that i hold this bond for 2 years, and the interest rate at the
end of 2 years goes to 2% (which is equa
c**m
发帖数: 103
8
RE

journal
,
out

【在 s********h 的大作中提到】
: state and muni bonds are federal income tax free, and are state income tax
: free in the state of issue but not elsewhere. 3-4% translates to 4-6% pre-
: tax depending on your tax bracket, which is quite good compared to the
: treasury or the CDs. there is a good article in today's wall street journal
: on page c14 talking about ca munis.
: what you need to do is to put some munis in excel, and run a few scenarios,
: for instance, what if the interest rate goes up to 1-3% in the next 12, 24
: or 36 months. as

j****o
发帖数: 269
9
But you can get 2.01% from www.smartypig.com on your money. FDIC insured

but
saving
the

【在 s********h 的大作中提到】
: you are correct about buying high yield treasury when inflation spikes, but
: let's run some numbers comparing putting your money into munis versus saving
: it in a bank.
: option 1 - buying muni bond
: data for a typical muni bond: (from bloomberg)
: your investment amount = $10,000
: coupon rate = 4%, paid semi-annually
: years to maturity = 5 (terms = 10)
: coupon = 200 (i.e. 10,000 * 4% / 2 )
: also assume that i hold this bond for 2 years, and the interest rate at the

1 (共1页)
进入Investment版参与讨论
相关主题
有个一两万准备放investment account怎么样? (转载)请问munis的expected yield和ask yield的区别
今天 (转载)请问muni bond的回报真的只有0.4%吗
各位推荐一下bond吧A callable zero coupon muni bond 156753EC5 (转载)
最近municipal fund为什么大跌了?muni bond 问题
新手弱问买Bond一事散户去哪里买小额的tax-exempt Muni Bond
给点建议吧关于muni bond
短期bond投资一问inflation
问几个关于Muni Bond的问题现在投资municipal bond fund 怎么样
相关话题的讨论汇总
话题: bonds话题: california话题: muni话题: good话题: tax