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发帖数: 8363 | 1 【 以下文字转载自 Stock 讨论区 】
发信人: NeverLearn (24K Golden Bear), 信区: Stock
标 题: Fraction ... Er ... Fictional Reserve Banking (zz)
发信站: BBS 未名空间站 (Mon Mar 22 23:53:55 2010, 美东)
As the New York Federal Reserve Bank explains on its website:
Reserve requirements affect the potential of the banking system to
create transaction deposits. If the reserve requirement is 10%, for example,
a bank that receives a $100 deposit may lend out $90 of that deposit. If
the borrower then writes a check to someone wh |
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