m****e 发帖数: 1197 | 1 【 以下文字转载自 Stock 讨论区 】
发信人: mentee (Bless 2009), 信区: Stock
标 题: 谁能帮我挑一下公司的401K?
发信站: BBS 未名空间站 (Tue Mar 23 17:17:53 2010, 美东)
选哪几个,每个%多少啊?
那个所谓的ONE YEAR RETURN AS OF 2/28为什么这么高啊?是真的吗? |
s********n 发帖数: 1962 | 2 那个 one year return 真的倒是真的,不过你也别高兴太早。看看 two year 或者
three years return 再说。
【在 m****e 的大作中提到】 : 【 以下文字转载自 Stock 讨论区 】 : 发信人: mentee (Bless 2009), 信区: Stock : 标 题: 谁能帮我挑一下公司的401K? : 发信站: BBS 未名空间站 (Tue Mar 23 17:17:53 2010, 美东) : 选哪几个,每个%多少啊? : 那个所谓的ONE YEAR RETURN AS OF 2/28为什么这么高啊?是真的吗?
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m****e 发帖数: 1197 | 3 2-3 YEARS AGO还没有401K啊。
【在 s********n 的大作中提到】 : 那个 one year return 真的倒是真的,不过你也别高兴太早。看看 two year 或者 : three years return 再说。
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s********n 发帖数: 1962 | 4 那个 return 是那些 funds 的 return,跟你有没有 401k 有什么关系?
【在 m****e 的大作中提到】 : 2-3 YEARS AGO还没有401K啊。
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K****D 发帖数: 30533 | 5 All in retirement 2045.
【在 m****e 的大作中提到】 : 2-3 YEARS AGO还没有401K啊。
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s**********d 发帖数: 36899 | |
K****D 发帖数: 30533 | 7 A new employee would retire 25 years from now? @_@
【在 s**********d 的大作中提到】 : all in 2035
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m******t 发帖数: 165 | 8 buy a few stock funds with lowest one year returns
【在 m****e 的大作中提到】 : 2-3 YEARS AGO还没有401K啊。
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j********1 发帖数: 628 | 9 you also need to look at expense ratio. |
c***a 发帖数: 100 | 10 1. The one year numbers are special high because the stock market carshed
badly last march and both DOW and S&P500 earns about 40%, too, from last
march. You might need to look at the performance over years.
2. The expense ratio is very important for long term investment, since it
would eat a lot of your money in the long term.
( Personally, I prefer the index fund in the same sector)
3. The simpest choice: the retire year targeted fund(s)
it will change the perportion automatically from high r |
m****e 发帖数: 1197 | 11 which of those are index funds?
thanks...
【在 c***a 的大作中提到】 : 1. The one year numbers are special high because the stock market carshed : badly last march and both DOW and S&P500 earns about 40%, too, from last : march. You might need to look at the performance over years. : 2. The expense ratio is very important for long term investment, since it : would eat a lot of your money in the long term. : ( Personally, I prefer the index fund in the same sector) : 3. The simpest choice: the retire year targeted fund(s) : it will change the perportion automatically from high r
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s******8 发帖数: 4192 | 12 这看你相信美国好还是世界好。如果你觉得美国可以长久兴盛下去,就买retirement
20xx.20xx就是最靠近你65的年份。如果你觉得世界其他地方发展的可能比美国好,就
50% international,50% 20xx. |
a*********g 发帖数: 8087 | |