d*****a
发帖数: 627 | 1 不好意思，刚学会买MUTUAL FUND，正得意于今天有点小涨时，看到一朋友发给俺的邮
件，提醒EXPENSE RATIO
买的这个FUND是没交易费的，那么这个EXPENSE RATIO是什么呢？ |
p******i
发帖数: 1763 | 2 TGINX
expens ratio: 1.0%
自动扣的，已经反应在fund的价格里面了，已经买了就不用管了 |
d*****a
发帖数: 627 | 3 可是有人告诉我像管理费一样，每年都要按照一个百分比扣
而且我查到的该FUND的EXPENSE RATIO是2.41%，不是1%。。。。。。。
【在 p******i 的大作中提到】
: TGINX
: expens ratio: 1.0%
: 自动扣的，已经反应在fund的价格里面了，已经买了就不用管了
|
g****7
发帖数: 1104 | 4 2.4也太高了吧
【在 d*****a 的大作中提到】
: 可是有人告诉我像管理费一样，每年都要按照一个百分比扣
: 而且我查到的该FUND的EXPENSE RATIO是2.41%，不是1%。。。。。。。
|
d*****a
发帖数: 627 | 5 当时不知道这个东东的意思，所以随便买了。。。。。。
这个算年费率？
【在 g****7 的大作中提到】
: 2.4也太高了吧
|
K****D
发帖数: 30533 | 6 It's already reflected in the price you see, will not be deducted
again separately.
Higher expense ratio (ER) means higher chance for this fund to
under-perform in a long term.
【在 d*****a 的大作中提到】
: 当时不知道这个东东的意思，所以随便买了。。。。。。
: 这个算年费率？
|
d*****a
发帖数: 627 | 7 非常感谢，就是不太适合长期持有是吧
到不收费的时候就把它卖掉。。。。。。
据说至少要持有半年。。。。
【在 K****D 的大作中提到】
: It's already reflected in the price you see, will not be deducted
: again separately.
: Higher expense ratio (ER) means higher chance for this fund to
: under-perform in a long term.
|
n******n
发帖数: 12088 | 8 typical frog mode. what u buy?
【在 d*****a 的大作中提到】
: 不好意思，刚学会买MUTUAL FUND，正得意于今天有点小涨时，看到一朋友发给俺的邮
: 件，提醒EXPENSE RATIO
: 买的这个FUND是没交易费的，那么这个EXPENSE RATIO是什么呢？
|
d*****a
发帖数: 627 | 9 TGINX
Somebody has mentioned before.....
【在 n******n 的大作中提到】
: typical frog mode. what u buy?
|
m****u
发帖数: 229 | 10 deritha:
https://www.tcw.com/Products/TCW_Funds/International/Emerging_Markets_Income
/Sum_Prospectus.aspx
Per TCW web site, the total annual fund operating expenses is 2.41%
TCW site said in the example, if you invest $10000 today and never put a
penny more into the fund and with 5% yearly growth rate;
one year later, u pay them $244;
3 years later you pay $751;
5 years later, you pay $1285;
10 years later, you pay $2746. |
|
|
p******i
发帖数: 1763 | 11 2.41%的ER，真是恐怖
Income
【在 m****u 的大作中提到】
: deritha:
: https://www.tcw.com/Products/TCW_Funds/International/Emerging_Markets_Income
: /Sum_Prospectus.aspx
: Per TCW web site, the total annual fund operating expenses is 2.41%
: TCW site said in the example, if you invest $10000 today and never put a
: penny more into the fund and with 5% yearly growth rate;
: one year later, u pay them $244;
: 3 years later you pay $751;
: 5 years later, you pay $1285;
: 10 years later, you pay $2746.
|
d*****a
发帖数: 627 | 12 没仔细看。。。。。。。。
真的够恐怖的
Income
【在 m****u 的大作中提到】
: deritha:
: https://www.tcw.com/Products/TCW_Funds/International/Emerging_Markets_Income
: /Sum_Prospectus.aspx
: Per TCW web site, the total annual fund operating expenses is 2.41%
: TCW site said in the example, if you invest $10000 today and never put a
: penny more into the fund and with 5% yearly growth rate;
: one year later, u pay them $244;
: 3 years later you pay $751;
: 5 years later, you pay $1285;
: 10 years later, you pay $2746.
|
c*****x
发帖数: 429 | 13 By buying this fund, you are helping the fund managers to retire earlier |
l******u
发帖数: 3169 | 14 除了expense ratio还要看load, front end and back end
Index fund几家大店都有0.1左右的，active fund的话我一般不考虑大于1的large
blend，和大于1.2的foreign/small-cap
【在 d*****a 的大作中提到】
: 不好意思，刚学会买MUTUAL FUND，正得意于今天有点小涨时，看到一朋友发给俺的邮
: 件，提醒EXPENSE RATIO
: 买的这个FUND是没交易费的，那么这个EXPENSE RATIO是什么呢？
|
l******u
发帖数: 3169 | 15 新手的话Fido的FUSEX和FSTMX都是简单便宜的index fund...
【在 d*****a 的大作中提到】
: 不好意思，刚学会买MUTUAL FUND，正得意于今天有点小涨时，看到一朋友发给俺的邮
: 件，提醒EXPENSE RATIO
: 买的这个FUND是没交易费的，那么这个EXPENSE RATIO是什么呢？
|
d*****a
发帖数: 627 | 16 多谢多谢
下次买这个，赫赫
【在 l******u 的大作中提到】
: 除了expense ratio还要看load, front end and back end
: Index fund几家大店都有0.1左右的，active fund的话我一般不考虑大于1的large
: blend，和大于1.2的foreign/small-cap
|
t*****s
发帖数: 1240 | 17 IVW 和 FFFGX 好不好？
IVW是给roth ira的，fffgx是给401k的。
谢谢。
【在 l******u 的大作中提到】
: 新手的话Fido的FUSEX和FSTMX都是简单便宜的index fund...
|
l******u
发帖数: 3169 | 18 这个看自己喜好了，我比较喜欢或者便宜的index fund或者long-term record,
contranian thinking的active fund（比如value或者dividend growth类的）。asset
allocation我比较喜欢自己做，算是regular rebalance的一部分。
其实no transaction fee的ETF也是不错的low ER选择。。。
【在 t*****s 的大作中提到】
: IVW 和 FFFGX 好不好？
: IVW是给roth ira的，fffgx是给401k的。
: 谢谢。
|
l******u
发帖数: 3169 | 19 What I saw is 1.3% ER for this one.
But emerging market bond is one of the most volatile things that you can get
into ...
【在 d*****a 的大作中提到】
: TGINX
: Somebody has mentioned before.....
|
S**C
发帖数: 2964 | 20 Oh crap, I am happy I followed Jeff Gundlach out of TCW.
【在 d*****a 的大作中提到】
: 可是有人告诉我像管理费一样，每年都要按照一个百分比扣
: 而且我查到的该FUND的EXPENSE RATIO是2.41%，不是1%。。。。。。。
|
h******e
发帖数: 1791 | 21 这个费用是如何收取的呢？
Income
【在 m****u 的大作中提到】
: deritha:
: https://www.tcw.com/Products/TCW_Funds/International/Emerging_Markets_Income
: /Sum_Prospectus.aspx
: Per TCW web site, the total annual fund operating expenses is 2.41%
: TCW site said in the example, if you invest $10000 today and never put a
: penny more into the fund and with 5% yearly growth rate;
: one year later, u pay them $244;
: 3 years later you pay $751;
: 5 years later, you pay $1285;
: 10 years later, you pay $2746.
|
m****u
发帖数: 229 | 22 I didn't want to read into the details on how it will rip people off.
My current guess will be the (total amount of fees and expenses needed)/365
* the number of date this security is held. And maybe charge people this
money either monthly or every 3 or 4 or 6 months.
If you really really want to know how the fund company does it, you can
always email them and ask the details. I just think this is not the fund
that I would like to own and once I know how much it would cost me roughly,
I am done with it.
【在 h******e 的大作中提到】
: 这个费用是如何收取的呢？
:
: Income
|
