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Investment版 - Help: case analysis 401k and IRA
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相关话题的讨论汇总
话题: ira话题: ld话题: roth话题: 401k
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1 (共1页)
n*g
发帖数: 13
1
sorry, can not type chinese, and my english is not ok,
my case:
1. married, one kid
2. my LD has 401k, and can max 16.5k/year
3. I don't have 401k
4. Family income around 110k/year
5. LD max HSA 5k/year
6. LD max DCA(daycare) 5k/year
7. educate fee around 4k/year
Now We want to open IRA or traditional IRA, we have following combinadation
1. LD-ROTH IRA, me - traditional IRA
2. both ROTH IRA
3. Both traditional IRA
4. LD-traditional IRA me--ROth IRA
Thanks so much for your hlep
S****r
发帖数: 472
2
2. Since you are not qualified for pre-tax dollar contribution for Ira and have
no restriction on roth.
s**********d
发帖数: 36899
3
both Roth. after 401(k) HSA你基本上可以将
税率弄到15%了。
t*m
发帖数: 4414
4
roth 401K as well?

【在 s**********d 的大作中提到】
: both Roth. after 401(k) HSA你基本上可以将
: 税率弄到15%了。

s**********d
发帖数: 36899
5

哦,没注意有roth IRA。不要开了,用traditional可以降agi,
可以将税率降下来,都弄roth就不行了,税会升到25%。
而且roth conventional IRA都有好像麻烦。

【在 t*m 的大作中提到】
: roth 401K as well?
1 (共1页)
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