a**u 发帖数: 762 | 1 1。 赶在4。18前第一次开了Traditional IRA $5k.(税后,已超限,不能减AGI。) 现
在可以转到Roth IRA吗?要填什末表吗?可以5k都转吗?有什末注意事项呢?
2。 我在学校里有TRS.(和401k不同,只按收入的%扣)才发现可以志愿开403b。(每
年$16.5k上限,没有match).这个可以减明年保税的AGI吧?可IRA,TRS不冲突吧?有必
要投满吗?
谢谢。 | l***s 发帖数: 259 | 2 don't know about TRS.
for roth conversion, it's a no brainer if you don't have other traditional
IRA account, such as roll over IRA from previous 401k, otherwise you need to
evaluate the tax situation.
supposedly you should file 8606 together with you 2010 1040 to keep a record
on non deductible IRA basis, you can also mail it in separately. | a**u 发帖数: 762 | 3 谢谢,我以前没有任何IRA.
about 403b, we have following provider:
Fidelity Investments
ING
Lincoln Financial Group
MetLife Resources
TIAA-CREF
VALIC
Which one is better? My IRA was with Fidelity. | a**u 发帖数: 762 | 4 btw, between 403b and 457b, which one is better? 好像都可以减AGI |
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