e*****e
发帖数: 1570 | 1 这里上班的朋友，你们都加入了公司的stock purchase program没有啊？
我们公司是每年两次可以买公司的股票，每张pay check扣掉税前的up to 15% pay
check的钱，put aside,然后6个月买一次，以这六个月月初或者月末最低价购入，然后
还有15% discount。
现在是通过fidelity买的。在考虑什么时候抛，不过公司的股票浮动不大，就放在那里
算了。好像如果不到2年就卖的话，税率要高些，因为不qualify long term
investment。不过我估计最多也就是20% - 25%的tax
你们公司的stock purchase program是什么样子的呢？说来听听。
考虑到这个应该算是长期投资。就放在这个版了 ^_^ | c*****e
发帖数: 1106 | 2
好像如果不到2年就卖的话，税率要高些，因为不qualify long term
Not exactly, you can find some good info here about its tax treatment
http://turbotax.intuit.com/tax-tools/tax-tips/Investments-and-T
Here is a short summary
"When the company buys the shares for you, you do not owe any taxes. You are
exercising your rights under the ESPP. You have bought some stock. So far
so good.
When you sell the stock, the discount that you received when you bought the
stock is generally considered additional compensation to you, so you have to
pay taxes on it as regular income.
If you hold the stock for less than a year before you sell it, any gains
will be considered compensation and taxed as such. If you hold the shares
for more than one year, any profit will be taxed at the usually lower
capital gains rate."
It's commonly called ESPP. This is a good benefit that is disappearing /
being cut down due to less favorable tax treatment to the corporations
offering it.
I would definitely recomend you to take advantage of it, whether to hold it
or flip it depends on your situation.
【在 e*****e 的大作中提到】
: 这里上班的朋友，你们都加入了公司的stock purchase program没有啊？
: 我们公司是每年两次可以买公司的股票，每张pay check扣掉税前的up to 15% pay
: check的钱，put aside,然后6个月买一次，以这六个月月初或者月末最低价购入，然后
: 还有15% discount。
: 现在是通过fidelity买的。在考虑什么时候抛，不过公司的股票浮动不大，就放在那里
: 算了。好像如果不到2年就卖的话，税率要高些，因为不qualify long term
: investment。不过我估计最多也就是20% - 25%的tax
: 你们公司的stock purchase program是什么样子的呢？说来听听。
: 考虑到这个应该算是长期投资。就放在这个版了 ^_^
| e*****e
发帖数: 1570 | 3 非常感谢csmdude大侠的回复！信息很有用！学习了！
我们这个就叫ESPP，你们公司也有吗？
are
the
to
【在 c*****e 的大作中提到】
:
: 好像如果不到2年就卖的话，税率要高些，因为不qualify long term
: Not exactly, you can find some good info here about its tax treatment
: http://turbotax.intuit.com/tax-tools/tax-tips/Investments-and-T
: Here is a short summary
: "When the company buys the shares for you, you do not owe any taxes. You are
: exercising your rights under the ESPP. You have bought some stock. So far
: so good.
: When you sell the stock, the discount that you received when you bought the
: stock is generally considered additional compensation to you, so you have to
| c*****e
发帖数: 1106 | 4 不敢当，略知一二。
我公司也有，以前的跟你公司一样。
但现在大不如前,很久没有加入了。
【在 e*****e 的大作中提到】
: 非常感谢csmdude大侠的回复！信息很有用！学习了！
: 我们这个就叫ESPP，你们公司也有吗？
:
: are
: the
: to
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