由买买提看人间百态

boards

本页内容为未名空间相应帖子的节选和存档,一周内的贴子最多显示50字,超过一周显示500字 访问原贴
Investment版 - 问一个关于Rollover IRA和SEP IRA的问题
相关主题
401k 请教。rollover IRA to 401k
401K rollover to IRA求建议回国前的401-> IRA, 包子答谢!
关于rollover401K or IRA?
关于Fidelity Rollover帐户换工作了,以前雇主那里放的401K是不是必须转过来?
Fidelity 401K问题求教换工作rollover IRA去哪里开户?
请教我是否应该把在前雇主的401K转到现雇主的401K?Tranditional IRA account 可以rollover以前的401k/403k么?
Fidelity Back-door Roth conversion 的account closeout fee 问题Rollover IRA从Fidelity转到vanguard好弄嘛?
有在Fidelity开403b的吗?401K rollover?
相关话题的讨论汇总
话题: ira话题: rollover话题: sep话题: fidelity话题: money
进入Investment版参与讨论
1 (共1页)
t********y
发帖数: 360
1
去年工作status转换,从employee变成contractor,虽然还是同个公司拿钱,但是现在算是self-employed. 原来公司的401K在Fidelity,我全转到Rollover IRA去了。现在想再开个SEP IRA省点税,我给Fidelity发email问了下,可以存到现有的Rollover IRA,或者需要另开,但是以后可以合并吗?Fidelity回信说必须另开一个SEP IRA,Rollover IRA的钱以后可以合并到SEP IRA去,但是还说:
You are certainly able to move your Rollover IRA money into a SEP IRA. I want to make you aware of one consideration though before you do that. You mentioned that the Rollover IRA money was from a previous employer 401(k) plan. If you mix company retirement plan money with other IRA money, if you got a new qualified employer sponsored plan and wanted to move the money back into a new plan they may not accept it if it has been mixed with other money.
大意是说如果Rollover IRA的钱合并以后,以后就不能再转回其他的employer sponsored plan。
我觉得这个没有什么关系吧,以后我要是找新工作,公司的401K,IRA什么的另开新账号就好了吧。
大家帮我看看?多谢了!
b******l
发帖数: 299
2
Yes, fidelity is right.

在算是self-employed. 原来公司的401K在Fidelity,我全转到Rollover IRA去了。现
在想再开个SEP IRA省点税,我给Fidelity发email问了下,可以存到现有的Rollover
IRA,或者需要另开,但是以后可以合并吗?Fidelity回信说必须另开一个SEP IRA,
Rollover IRA的钱以后可以合并到SEP IRA去,但是还说:
want to make you aware of one consideration though before you do that. You
mentioned that the Rollover IRA money was from a previous employer 401(k)
plan. If you mix company retirement plan money with other IRA money, if you
got a new qualified employer sponsored plan and wanted to move the money
back into a new plan they may not accept it if it has been mixed with other
money.
sponsored plan。
号就好了吧。

【在 t********y 的大作中提到】
: 去年工作status转换,从employee变成contractor,虽然还是同个公司拿钱,但是现在算是self-employed. 原来公司的401K在Fidelity,我全转到Rollover IRA去了。现在想再开个SEP IRA省点税,我给Fidelity发email问了下,可以存到现有的Rollover IRA,或者需要另开,但是以后可以合并吗?Fidelity回信说必须另开一个SEP IRA,Rollover IRA的钱以后可以合并到SEP IRA去,但是还说:
: You are certainly able to move your Rollover IRA money into a SEP IRA. I want to make you aware of one consideration though before you do that. You mentioned that the Rollover IRA money was from a previous employer 401(k) plan. If you mix company retirement plan money with other IRA money, if you got a new qualified employer sponsored plan and wanted to move the money back into a new plan they may not accept it if it has been mixed with other money.
: 大意是说如果Rollover IRA的钱合并以后,以后就不能再转回其他的employer sponsored plan。
: 我觉得这个没有什么关系吧,以后我要是找新工作,公司的401K,IRA什么的另开新账号就好了吧。
: 大家帮我看看?多谢了!

t********y
发帖数: 360
3
谢谢回复。
我觉得不能转到新的employer plan也没有什么关系吧。对吗?
b******l
发帖数: 299
4


【在 t********y 的大作中提到】
: 谢谢回复。
: 我觉得不能转到新的employer plan也没有什么关系吧。对吗?

1 (共1页)
进入Investment版参与讨论
相关主题
401K rollover?Fidelity 401K问题求教
401K 转到 Roth IRA ?请教我是否应该把在前雇主的401K转到现雇主的401K?
寻求原公司401K的处置意见Fidelity Back-door Roth conversion 的account closeout fee 问题
IRA overall in 2010有在Fidelity开403b的吗?
401k 请教。rollover IRA to 401k
401K rollover to IRA求建议回国前的401-> IRA, 包子答谢!
关于rollover401K or IRA?
关于Fidelity Rollover帐户换工作了,以前雇主那里放的401K是不是必须转过来?
相关话题的讨论汇总
话题: ira话题: rollover话题: sep话题: fidelity话题: money