a**h
发帖数: 2150 | 1 哪位有经验的说说:
529 college plan,7万本金8千收益,急需取出5万,罚款多少?
还是取本金不罚款? | S**C
发帖数: 2964 | 2 10% penalty plus any federal/state/local tax on your earning. In addition if
you get state tax benefit when you make contribution you will pay that back
too.
You cannot withdraw your principal only, in your case, IRS will treat your
withdrawal as $50,000/78,000*70,000 as principal, and the remaining is your
earning.
【在 a**h 的大作中提到】
: 哪位有经验的说说:
: 529 college plan,7万本金8千收益,急需取出5万,罚款多少?
: 还是取本金不罚款?
| S***0
发帖数: 26 | 3 if you withdraw all, 10% penalty apply to 8000 gain. It's 800.
The earnings portion of money withdrawn from a 529 plan that is not spent
on eligible college expenses will be subject to income tax.And a recapture
of any state tax deductions or credits taken
【在 a**h 的大作中提到】
: 哪位有经验的说说:
: 529 college plan,7万本金8千收益,急需取出5万,罚款多少?
: 还是取本金不罚款?
| a**h
发帖数: 2150 | 4 谢谢
if
back
your
【在 S**C 的大作中提到】
: 10% penalty plus any federal/state/local tax on your earning. In addition if
: you get state tax benefit when you make contribution you will pay that back
: too.
: You cannot withdraw your principal only, in your case, IRS will treat your
: withdrawal as $50,000/78,000*70,000 as principal, and the remaining is your
: earning.
| g*********e
发帖数: 14401 | | u********e
发帖数: 4950 | 6 没有这么多
Federal tax & penalty will be only applied to the earnings ( i.e. $8000)
But you might need to pay back some state tax if you have already used some
of the deductions on the contributions
【在 g*********e 的大作中提到】
: 所以大概要交一半税？
| E**********e
发帖数: 1736 | 7 529 的付学费是么的， 没有penalty这一说。
若如果要付不是529指定的受益人，可以由owner从新开个账户，这样可以避开税。
【在 a**h 的大作中提到】
: 哪位有经验的说说:
: 529 college plan,7万本金8千收益,急需取出5万,罚款多少?
: 还是取本金不罚款?
|
|
