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Investment版 - 怎么backdoor Roth会影响报税?
相关主题
因为换工作收入超过ROTH IRA限额怎么处理请教excess roth IRA contribution recharacterize (转载)
注意back door Roth 对大部人不可行!急,求救:roth ira收入超了
求助 - 后门Roth IRA - 好后悔搞这个!请教8606form的年份定义:关于IRA conversion
再问一个back door ira的问题conversion of non-deductible IRA to Roth IRA
ROTH 的收入limitROTH excess contribution problem
backdoor Roth IRA的一个问题 (转载)收入超过250k之后如何操纵?
17年Roth IRA 存了钱后发现收入如果超过limit咋办?不小心contribute 5000块钱到Roll over IRA了,如何办啊?
请教,在roth ira错放了钱怎么办?AGI over limit, 小公司没有401K
相关话题的讨论汇总
话题: ira话题: roth话题: backdoor话题: turbotax
进入Investment版参与讨论
1 (共1页)
q****x
发帖数: 7404
1
有人用TurboTax吗?按TurboTax的指令,backdoor Roth会影响报税,怎么回事?详情
如下:
TurboTax -> Federal Taxes -> Deductions & Credits -> Explore All
选Retirement and Investments,再Visit All。
这时会问有没有contribute traditional IRA和Roth IRA。backdoor Roth到底算
contribute traditional,还是Roth,还是都算?
试着只选了traditional,问是不是repayment of distribution,选否。问数目,填5
千。
这时会问How much you transferred to Roth,TurboTax是这么说的:
How much of the $5000 you contributed to a traditional IRA for 2012 did you
switch, or "recharacterize"(this does not conversion or rollovers), to a
Roth IRA?
旁边的Explanation This如下,看起来就是描述backdoor IRA的。
Recharacterizing a Contribution From a Traditional IRA to a Roth IRA
This means that you first contributed money to a traditional IRA, but then
later moved your money to a Roth IRA. This is sometimes referred to as a "
recharacterization." A recharacterization such as this is different from a
Roth conversion because your Roth IRA contribution is for the same year as
the original traditional IRA contribution. So, the money would be both
contributed to the traditional IRA and subsequently moved to the Roth IRA
during the time period of January 1, 2012 until April 18, 2013 (the final
day you can contribute to an IRA for the 2010 tax year).
可是如果这里填5000,联邦退税会降不少。按理说backdoor Roth都是税后的钱,毫无
影响才对啊。
另外IRA recharacterization好像有特定含义。这里看到的和上述描述完全不一样。
http://www.bogleheads.org/wiki/IRA_recharacterization
f*******n
发帖数: 12623
2
backdoor跟recharacterization无关。recharacterization就是用来“undo”的,就当
作一个Traditional IRA contribution本来是一个Roth IRA contribution。你不是要
这个,因为你不能contribute to Roth IRA
1 (共1页)
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相关主题
AGI over limit, 小公司没有401KROTH 的收入limit
问个backdoor roth ira的问题backdoor Roth IRA的一个问题 (转载)
需要从401k rollover到roth ira17年Roth IRA 存了钱后发现收入如果超过limit咋办?
准备backdoor roth的问题请教,在roth ira错放了钱怎么办?
因为换工作收入超过ROTH IRA限额怎么处理请教excess roth IRA contribution recharacterize (转载)
注意back door Roth 对大部人不可行!急,求救:roth ira收入超了
求助 - 后门Roth IRA - 好后悔搞这个!请教8606form的年份定义:关于IRA conversion
再问一个back door ira的问题conversion of non-deductible IRA to Roth IRA
相关话题的讨论汇总
话题: ira话题: roth话题: backdoor话题: turbotax