k*****k
发帖数: 78 | 1 我朋友是财务顾问，她建议我在401K里100%投到 American Century One Choice 2045
Portfolio Fund (ARORX) ，但是我看了YTD Return 似乎并不理想，背后的理由是什么？
我是菜鸟，谢谢各位指导啦！
American Funds Balanced Fund (RLBBX) 12.25%
American Century One Choice 2045 Portfolio Fund (ARORX) 11.75%
American Century One Choice 2050 Portfolio Fund (ARFWX) 12.06%
Select Fndmntl Val Fd (Wellington) (MFUAX) 22.07%
Mutual Financial Services Fund (TFSIX) 16.35%
Select Focused Value Fund (Harris) (MFVAX) 23.53%
MM S&P 500 Index Fund (MIEAX) 19.12%
Calvert Equity Portfolio Fund (CSIEX) 14.33%
JP Morgan Mid Cap Value Fund (JMVZX) 20.24%
Columbia Mid Cap Index Fund (NTIAX) 20.54%
Prudential Jennison Mid Cap Growth Fund (PEEAX) 15.11%
Invesco Select Companies Fund (ATIRX) 17.71%
Columbia Small Cap Index Fund (NMSAX) 23.20%
Baron Growth Fund (BGRFX) 20.88%
American Funds New Perspective Fund (RNPBX) 12.35%
MFS Utilities Fund (MURRX) 13.56%
T. Rowe Price Health Sciences Fund (PRHSX) 31.22%
Ivy Science and Technology Fund (WSTAX) 26.67% |
E*******r
发帖数: 2710 | 2 说了您别生气
朋友推荐的不错
理由么
就是适合菜鸟...
2045
么？
【在 k*****k 的大作中提到】
: 我朋友是财务顾问，她建议我在401K里100%投到 American Century One Choice 2045
: Portfolio Fund (ARORX) ，但是我看了YTD Return 似乎并不理想，背后的理由是什么？
: 我是菜鸟，谢谢各位指导啦！
: American Funds Balanced Fund (RLBBX) 12.25%
: American Century One Choice 2045 Portfolio Fund (ARORX) 11.75%
: American Century One Choice 2050 Portfolio Fund (ARFWX) 12.06%
: Select Fndmntl Val Fd (Wellington) (MFUAX) 22.07%
: Mutual Financial Services Fund (TFSIX) 16.35%
: Select Focused Value Fund (Harris) (MFVAX) 23.53%
: MM S&P 500 Index Fund (MIEAX) 19.12%
|
k*****k
发帖数: 78 | 3 不生气，谢谢！为什么其他YTD更高的不建议投呢？是否是因为风险也相对高呢？ |
X****r
发帖数: 3557 | 4 因为只看YTD毫无意义啊，那是过去一小段时间的收益，你要关心的是将来在你投资期
限内的收益和风险。
【在 k*****k 的大作中提到】
: 不生气，谢谢！为什么其他YTD更高的不建议投呢？是否是因为风险也相对高呢？
|
S**C
发帖数: 2964 | 5 Your 401(k) menu is not very good, given that, I wonder how much
administration cost you are going to pay on top of funds ER.
Take ARORX for example, not a terrible fund, it tracks closely vs. Vanguard
Target Retirement 2045, but charges a whopping 1.48% vs 0.18%. Any possible
alpha get eat up by the fees.
2045
么？
【在 k*****k 的大作中提到】
: 我朋友是财务顾问，她建议我在401K里100%投到 American Century One Choice 2045
: Portfolio Fund (ARORX) ，但是我看了YTD Return 似乎并不理想，背后的理由是什么？
: 我是菜鸟，谢谢各位指导啦！
: American Funds Balanced Fund (RLBBX) 12.25%
: American Century One Choice 2045 Portfolio Fund (ARORX) 11.75%
: American Century One Choice 2050 Portfolio Fund (ARFWX) 12.06%
: Select Fndmntl Val Fd (Wellington) (MFUAX) 22.07%
: Mutual Financial Services Fund (TFSIX) 16.35%
: Select Focused Value Fund (Harris) (MFVAX) 23.53%
: MM S&P 500 Index Fund (MIEAX) 19.12%
|
l******g
发帖数: 6771 | 6 +1
Vanguard
possible
【在 S**C 的大作中提到】
: Your 401(k) menu is not very good, given that, I wonder how much
: administration cost you are going to pay on top of funds ER.
: Take ARORX for example, not a terrible fund, it tracks closely vs. Vanguard
: Target Retirement 2045, but charges a whopping 1.48% vs 0.18%. Any possible
: alpha get eat up by the fees.
:
: 2045
: 么？
|
r****m
发帖数: 1204 | 7 看来你还年轻, 我建议你选择 MM S&P 500 Index Fund (MIEAX),理由如下:
1. Diversified but focused on the stock market, you will grow with the
market (although not beat the market);
2. You can afford not investing in Bonds for quite a while (a bit aggressive
, but OK for young investors);
3. Lowest expense (of all your choices). |
y***u
发帖数: 7039 | 8 因为你年龄介于30到35岁之间，假如你65岁退休，这个ARORX，就是为2045年左右退休
的人设计的。现在股票占的比重很高，但隨着时间变化，它的构成会趋向保守。
2045
么？
【在 k*****k 的大作中提到】
: 我朋友是财务顾问，她建议我在401K里100%投到 American Century One Choice 2045
: Portfolio Fund (ARORX) ，但是我看了YTD Return 似乎并不理想，背后的理由是什么？
: 我是菜鸟，谢谢各位指导啦！
: American Funds Balanced Fund (RLBBX) 12.25%
: American Century One Choice 2045 Portfolio Fund (ARORX) 11.75%
: American Century One Choice 2050 Portfolio Fund (ARFWX) 12.06%
: Select Fndmntl Val Fd (Wellington) (MFUAX) 22.07%
: Mutual Financial Services Fund (TFSIX) 16.35%
: Select Focused Value Fund (Harris) (MFVAX) 23.53%
: MM S&P 500 Index Fund (MIEAX) 19.12%
|
k**o
发帖数: 15334 | 9 not a bad advice, if the fund has low expense ratio |
