q******n
发帖数: 661 | 1 每年charge 1% comission 帮你管理所有投资。
不知道板上有没有人用过，推荐一下？ |
c******z
发帖数: 1230 | 2 我咨询过，好像收费不止1%啊。我咨询的经理和我说，如果投资的资产没达到1、2百万
，或者没有特别的避税要求，没必要使用。 |
t*m
发帖数: 4414 | |
q******n
发帖数: 661 | 4 Zkss?
每年return有多少？
主要是我自己没时间trade
【在 t*m 的大作中提到】
: useless.
|
D*****t
发帖数: 558 | 5 why do you have to trade? buy a vanguard taget date fund, or vanguard star
fund, or vanguard wellington fund. then forget about it. you pay next to
nothing and will beat most people using advisory service.
【在 q******n 的大作中提到】
: Zkss?
: 每年return有多少？
: 主要是我自己没时间trade
|
q******n
发帖数: 661 | 6 use Fidelity to buy Vanguard?
【在 D*****t 的大作中提到】
: why do you have to trade? buy a vanguard taget date fund, or vanguard star
: fund, or vanguard wellington fund. then forget about it. you pay next to
: nothing and will beat most people using advisory service.
|
D*****t
发帖数: 558 | 7 Fidelity has similar funds too. I recommend their four-in-one fund (FFNOX),
which is 85% stock, 15% bond, a bit aggressive. OK if you are relatively
young. Fidelity equivalent to Vanguard's target date fund are called Freedom
20xx Funds. The freedom funds' expense ratio is much higher than Vanguard's
target series. My point is to buy low cost balanced fund or allocation fund
. These funds provide exposure to both equities and bonds. Buy one fund,
hold it forever, you are all set. |
