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Investment版 - If you can borrow $20k from credit card at apr 2% for 2 years
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相关话题的讨论汇总
话题: 20k话题: borrow话题: credit话题: card话题: mortgage
进入Investment版参与讨论
1 (共1页)
h******a
发帖数: 157
1
And you have a mortgage at 4.0%. Does it make sense to borrow the $20k from
credit card and pay mortgage now? Assume you will have enough money to pay
the $20k back after 2 years, and you don't have the $20k at bank right now.
l*******r
发帖数: 328
2
i think the question is when you will have the $20k. if you have $20k this
year, you don't need to borrow from credit card. just pay down when you have
the money.
also, mortgage is tax deductible. do the actual savings is less than 2%.

from

【在 h******a 的大作中提到】
: And you have a mortgage at 4.0%. Does it make sense to borrow the $20k from
: credit card and pay mortgage now? Assume you will have enough money to pay
: the $20k back after 2 years, and you don't have the $20k at bank right now.

r******o
发帖数: 1530
3
you can't deduct interest expense on credit card, but you can do that on
mortgage, so I don't see why you'd like to do it.
g*****g
发帖数: 34805
4
I would open an HELOC instead.

from

【在 h******a 的大作中提到】
: And you have a mortgage at 4.0%. Does it make sense to borrow the $20k from
: credit card and pay mortgage now? Assume you will have enough money to pay
: the $20k back after 2 years, and you don't have the $20k at bank right now.

1 (共1页)
进入Investment版参与讨论
相关主题
Whether mortgages can be mucher higher than the value of the house?湾区双startup马工避税问题求教。。。
大家觉得像我这样的情况该不该买房请教关于理财安排
说句老实话,现在有钱赶紧花吧12% of all mortgages are delinquent
Emergency CashWill higher mortgage rate cause higher CD rate?
把房子付清有哪些坏处?借用父母的钱作房子首付,有什么好办法
问个关于foreclosure 和 mortgage loan的弱智问题政府补贴买房利率是真的吗?
把401K转成IRA是不是Wells Fargo最好401K存钱买房如何?
My 2 cents on mortgage loans ( comments welcome)熟悉货币政策的青蛙来说说 (转载)
相关话题的讨论汇总
话题: 20k话题: borrow话题: credit话题: card话题: mortgage