j*********a
发帖数: 193 | 1 Lots of people including myself were judged as BSO here. Why not BSO
directly?
Take my family as an example:
family income: ~$160,000 annually;
two children; day care + activities 2000$ annually;
one bedroom apt. 900$ monthly;
Clothes etc. infant 75$ annually;
toddler 150$ annually;
parents: 200$ each (parents are richer than us, so 200$ as a new year gift);
Phone, internet etc 600$ annually;
car expenses 500$ gas; 600$ insurance;
food etc 400$ monthly at most;
Total: 15,000~20,000$
Federal tax |
a***x
发帖数: 26368 | 2 您能说中文么？
+
500$
【在 j*********a 的大作中提到】
: Lots of people including myself were judged as BSO here. Why not BSO
: directly?
: Take my family as an example:
: family income: ~$160,000 annually;
: two children; day care + activities 2000$ annually;
: one bedroom apt. 900$ monthly;
: Clothes etc. infant 75$ annually;
: toddler 150$ annually;
: parents: 200$ each (parents are richer than us, so 200$ as a new year gift);
: Phone, internet etc 600$ annually;
|
d*****n
发帖数: 2132 | 3 one income then bso, 2 income, soso.
【在 j*********a 的大作中提到】
: Lots of people including myself were judged as BSO here. Why not BSO
: directly?
: Take my family as an example:
: family income: ~$160,000 annually;
: two children; day care + activities 2000$ annually;
: one bedroom apt. 900$ monthly;
: Clothes etc. infant 75$ annually;
: toddler 150$ annually;
: parents: 200$ each (parents are richer than us, so 200$ as a new year gift);
: Phone, internet etc 600$ annually;
|
h**p
发帖数: 377 | 4 food 400?
parents 200?
what a hutuzhang
【在 j*********a 的大作中提到】
: Lots of people including myself were judged as BSO here. Why not BSO
: directly?
: Take my family as an example:
: family income: ~$160,000 annually;
: two children; day care + activities 2000$ annually;
: one bedroom apt. 900$ monthly;
: Clothes etc. infant 75$ annually;
: toddler 150$ annually;
: parents: 200$ each (parents are richer than us, so 200$ as a new year gift);
: Phone, internet etc 600$ annually;
|
c********7
发帖数: 739 | 5 这是按月说还是按年说呢？daycare像是月花销，车保是一年吧，可汽油一年500还真是
省。电话和上网也真少。
【在 j*********a 的大作中提到】
: Lots of people including myself were judged as BSO here. Why not BSO
: directly?
: Take my family as an example:
: family income: ~$160,000 annually;
: two children; day care + activities 2000$ annually;
: one bedroom apt. 900$ monthly;
: Clothes etc. infant 75$ annually;
: toddler 150$ annually;
: parents: 200$ each (parents are richer than us, so 200$ as a new year gift);
: Phone, internet etc 600$ annually;
|
m**b
发帖数: 617 | 6 day care $2000 * 12 =$24000, already more than the 17000-20000 lifing
expense you calculated. ...
【在 j*********a 的大作中提到】
: Lots of people including myself were judged as BSO here. Why not BSO
: directly?
: Take my family as an example:
: family income: ~$160,000 annually;
: two children; day care + activities 2000$ annually;
: one bedroom apt. 900$ monthly;
: Clothes etc. infant 75$ annually;
: toddler 150$ annually;
: parents: 200$ each (parents are richer than us, so 200$ as a new year gift);
: Phone, internet etc 600$ annually;
|
N****w
发帖数: 21578 | 7 toddler 150$ annually 这才是真省。。。
【在 c********7 的大作中提到】
: 这是按月说还是按年说呢？daycare像是月花销，车保是一年吧，可汽油一年500还真是
: 省。电话和上网也真少。
|
c********7
发帖数: 739 | 8 parents那个是指大人衣服吗，要是一年的话更是省呀
还有4口人住one br apt?
【在 N****w 的大作中提到】
: toddler 150$ annually 这才是真省。。。
|
K******S
发帖数: 10109 | 9 don't understand what points you wanted to make
);
【在 j*********a 的大作中提到】
: Lots of people including myself were judged as BSO here. Why not BSO
: directly?
: Take my family as an example:
: family income: ~$160,000 annually;
: two children; day care + activities 2000$ annually;
: one bedroom apt. 900$ monthly;
: Clothes etc. infant 75$ annually;
: toddler 150$ annually;
: parents: 200$ each (parents are richer than us, so 200$ as a new year gift);
: Phone, internet etc 600$ annually;
|
l*****l
发帖数: 4170 | 10 您这不是BSO是地道的哭穷啊，挣这么多子，俩孩子，还蜗居在ONE BRM里，海萍见了你
都得说，哎哟，妈呀，啥叫蜗居啊，这才见识了！
好听点，叫艰苦朴素；mean一点，叫自虐 |
|
|
j*******1
发帖数: 2045 | 11 two children; day care + activities 2000$ annually;
missing a "0"?????? |
m***s
发帖数: 1777 | 12 两娃，住one bedroom？真不知道怎么说你。你不买房，也得至少住2 beds吧。钱留着干嘛？
其实一年存5万没什么的，活的这么自虐的话，俺能存更多。不过人才活多久呀。
);
【在 j*********a 的大作中提到】
: Lots of people including myself were judged as BSO here. Why not BSO
: directly?
: Take my family as an example:
: family income: ~$160,000 annually;
: two children; day care + activities 2000$ annually;
: one bedroom apt. 900$ monthly;
: Clothes etc. infant 75$ annually;
: toddler 150$ annually;
: parents: 200$ each (parents are richer than us, so 200$ as a new year gift);
: Phone, internet etc 600$ annually;
|
x******g
发帖数: 3952 | 13 这是隐形BSO。没看出来吧？
【在 j*******1 的大作中提到】
: two children; day care + activities 2000$ annually;
: missing a "0"??????
|
P******e
发帖数: 1325 | 14 你的意思好像是说自己很穷，所以买不起房子？
);
【在 j*********a 的大作中提到】
: Lots of people including myself were judged as BSO here. Why not BSO
: directly?
: Take my family as an example:
: family income: ~$160,000 annually;
: two children; day care + activities 2000$ annually;
: one bedroom apt. 900$ monthly;
: Clothes etc. infant 75$ annually;
: toddler 150$ annually;
: parents: 200$ each (parents are richer than us, so 200$ as a new year gift);
: Phone, internet etc 600$ annually;
|
i****y
发帖数: 5184 | 15 看不出来哪里在BSO
收入和消费两方面都很普通，和收入比，消费其实太低了点。
);
【在 j*********a 的大作中提到】
: Lots of people including myself were judged as BSO here. Why not BSO
: directly?
: Take my family as an example:
: family income: ~$160,000 annually;
: two children; day care + activities 2000$ annually;
: one bedroom apt. 900$ monthly;
: Clothes etc. infant 75$ annually;
: toddler 150$ annually;
: parents: 200$ each (parents are richer than us, so 200$ as a new year gift);
: Phone, internet etc 600$ annually;
|
m***y
发帖数: 14763 | 16 That's part of BSO ah.
【在 a***x 的大作中提到】
: 您能说中文么？
:
: +
: 500$
|
s********0
发帖数: 37 | 17 呵呵，这是受我帖子的影响吗？我们节约节约再节约吧 |
j*********a
发帖数: 193 | 18 Free formula from daddy's company; free diaper from mommy's company; almost
free daycare as work benefits
I only answer those who 很真心的请教的..LOL |
c********h
发帖数: 7827 | 19 这个福利好，真的
almost
【在 j*********a 的大作中提到】
: Free formula from daddy's company; free diaper from mommy's company; almost
: free daycare as work benefits
: I only answer those who 很真心的请教的..LOL
|
c********7
发帖数: 739 | 20 很好的福利呀。原来都是按年说的，佩服
存下的5w做啥投资不？
almost
【在 j*********a 的大作中提到】
: Free formula from daddy's company; free diaper from mommy's company; almost
: free daycare as work benefits
: I only answer those who 很真心的请教的..LOL
|
|
|
e*********e
发帖数: 303 | |
h*******n
发帖数: 8906 | 22 hahahaha
【在 e*********e 的大作中提到】
: Abbott and P&G?
|
z******i
发帖数: 5114 | 23 这个地方是BSO: 401K: ~31,000$!!!!!
我家娃衣服一个月就要好几十了，我哪个月不买都手痒，不会这也公司福利把
大人自也都是公司发的衣服，鞋子包包？ |
l******a
发帖数: 16364 | 24 的确太强了，偶们穷人都住2bed apt呢，还只有一个娃
着干嘛？
【在 m***s 的大作中提到】
: 两娃，住one bedroom？真不知道怎么说你。你不买房，也得至少住2 beds吧。钱留着干嘛？
: 其实一年存5万没什么的，活的这么自虐的话，俺能存更多。不过人才活多久呀。
:
: );
|
g********r
发帖数: 4248 | 25 看不懂，为什么不中文，用GOOGLE翻译
);
【在 j*********a 的大作中提到】
: Lots of people including myself were judged as BSO here. Why not BSO
: directly?
: Take my family as an example:
: family income: ~$160,000 annually;
: two children; day care + activities 2000$ annually;
: one bedroom apt. 900$ monthly;
: Clothes etc. infant 75$ annually;
: toddler 150$ annually;
: parents: 200$ each (parents are richer than us, so 200$ as a new year gift);
: Phone, internet etc 600$ annually;
|
K******S
发帖数: 10109 | 26 good one, LOL
【在 e*********e 的大作中提到】
: Abbott and P&G?
|
m********n
发帖数: 782 | 27 生活在温饱线上挣扎，还非要401k放满，然后再存5w刀。
人家是没钱哭穷，你是钱藏起来然后哭穷。
日子这么过还有什么意思呢？
);
【在 j*********a 的大作中提到】
: Lots of people including myself were judged as BSO here. Why not BSO
: directly?
: Take my family as an example:
: family income: ~$160,000 annually;
: two children; day care + activities 2000$ annually;
: one bedroom apt. 900$ monthly;
: Clothes etc. infant 75$ annually;
: toddler 150$ annually;
: parents: 200$ each (parents are richer than us, so 200$ as a new year gift);
: Phone, internet etc 600$ annually;
|
c********7
发帖数: 739 | 28 401k上限不是16k5吗
【在 z******i 的大作中提到】
: 这个地方是BSO: 401K: ~31,000$!!!!!
: 我家娃衣服一个月就要好几十了，我哪个月不买都手痒，不会这也公司福利把
: 大人自也都是公司发的衣服，鞋子包包？
|
r***a
发帖数: 278 | 29 分特勒，这日子过的也太节省了
我就一个闺女，每个月花在丫头身上的，光穿的就要好几百了。 |
y*********u
发帖数: 1015 | 30 美国就需要象楼主这样的。自己省吃俭用住1-bedroom apartment，大把交税和填401k
黑洞，然后省下钱来买个房子，继续给美国房市做贡献。其实楼主是在BSO自己对美国
经济贡献大。 |
|
|
q****p
发帖数: 4536 | 31 哈哈 赞‘哪个月不买就手痒'~
【在 z******i 的大作中提到】
: 这个地方是BSO: 401K: ~31,000$!!!!!
: 我家娃衣服一个月就要好几十了，我哪个月不买都手痒，不会这也公司福利把
: 大人自也都是公司发的衣服，鞋子包包？
|
q****p
发帖数: 4536 | 32 这个的确很强，年入$150k,存$81k, 四口之家年开支$15k~20k,是收入的10%—13%。记
得当年当学生的时候两人一年都不止花$15k。
【在 m********n 的大作中提到】
: 生活在温饱线上挣扎，还非要401k放满，然后再存5w刀。
: 人家是没钱哭穷，你是钱藏起来然后哭穷。
: 日子这么过还有什么意思呢？
:
: );
|
e*****s
发帖数: 218 | 33 楼主在小孩子身上花钱好少啊，
我家的大头都出在小孩子身上了。
平均一个月一双鞋，没办法，全磨坏了。米国的小孩子鞋特贵，都是15-20一双的了。
衣服裤子啥的还好，基本都是打折的时候买的。不过一年也要100最少了。
另外请教哪里的phone和internet那么便宜，我家的都是至少一个月100.
谢谢。
gift);
【在 j*********a 的大作中提到】
: Lots of people including myself were judged as BSO here. Why not BSO
: directly?
: Take my family as an example:
: family income: ~$160,000 annually;
: two children; day care + activities 2000$ annually;
: one bedroom apt. 900$ monthly;
: Clothes etc. infant 75$ annually;
: toddler 150$ annually;
: parents: 200$ each (parents are richer than us, so 200$ as a new year gift);
: Phone, internet etc 600$ annually;
|
z******i
发帖数: 5114 | 34 他家两个人,各自到上限,公司match的算不算啊？还是公司都不match?
我就算加上公司match的都离上限好远啊，呵呵
【在 c********7 的大作中提到】
: 401k上限不是16k5吗
|
z******i
发帖数: 5114 | 35 呵呵，真的是这样，跑到哪里看到小孩子衣衣，都要去看一下，没时间都要在网上买
【在 q****p 的大作中提到】
: 哈哈 赞‘哪个月不买就手痒'~
|
c********7
发帖数: 739 | 36 match应该是不包括在limit里的。我们都是工资只满公司match的，之后用bonus上到上
限。lz一年算上401k一共省下8w，真牛。我们比lz收入还略高点，能剩到人家一半就算
不错了。
【在 z******i 的大作中提到】
: 他家两个人,各自到上限,公司match的算不算啊？还是公司都不match?
: 我就算加上公司match的都离上限好远啊，呵呵
|
