Living版 - 4.875%, 30 years fixed, no point,求意见 |
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q******a 发帖数: 417 | 1 在Maryland,30年固定利率,no point。 lock 60 天,怎么样啊?是Agent帮我们找的
,不过还不知道closing fee.我Agent坚持说各处lender的closing Fee 都差不多,最
多也不过200-300刀的区别。我觉得closing fee 不同lender应该差别也蛮大的吧。好
像这个lender还说不能relock,即使将来利率降下来。 | d*********1 发帖数: 443 | 2 我们刚锁了,4.875%, 30 years fixed, no point,no cost, re-finance, 41.7K, MA
【在 q******a 的大作中提到】 : 在Maryland,30年固定利率,no point。 lock 60 天,怎么样啊?是Agent帮我们找的 : ,不过还不知道closing fee.我Agent坚持说各处lender的closing Fee 都差不多,最 : 多也不过200-300刀的区别。我觉得closing fee 不同lender应该差别也蛮大的吧。好 : 像这个lender还说不能relock,即使将来利率降下来。
| m****a 发帖数: 1257 | 3 Do you mean 417k? :)
【在 d*********1 的大作中提到】 : 我们刚锁了,4.875%, 30 years fixed, no point,no cost, re-finance, 41.7K, MA
| q******a 发帖数: 417 | 4 donkeyroad1 你拿到很好的利率啊。关键是no cost!我刚收到estimate,说closing
fee大概要9千。我们要贷37万。 | z****n 发帖数: 1514 | 5 no cost does not mean you pay zero at closing. No cost just means the lender
do not charge the items in the 800 section of HUD statement, which is
uaually only 1000-1500 dollars.
【在 q******a 的大作中提到】 : donkeyroad1 你拿到很好的利率啊。关键是no cost!我刚收到estimate,说closing : fee大概要9千。我们要贷37万。
| a***g 发帖数: 2931 | 6 my lender BOA says they will pay title related fee for us also.
They says we saved about 2.5k. not sure if it is true. | z****n 发帖数: 1514 | 7 2.5k is possible, but no cost loan definetlyh will not over 9k or 14k
closing cost.
【在 a***g 的大作中提到】 : my lender BOA says they will pay title related fee for us also. : They says we saved about 2.5k. not sure if it is true.
| s**********n 发帖数: 291 | 8 can you pass by your lender's info? I am also thinking to refi. Thanks.
【在 d*********1 的大作中提到】 : 我们刚锁了,4.875%, 30 years fixed, no point,no cost, re-finance, 41.7K, MA
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