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Living版 - 请问一下refinance的问题
相关主题
请教,这个refinance值得吗?Refinance 问题请教
no cost refinance的APRrefinance : 30 yr 4.25 fix no cost?
15 yr refinance, no cost, no points, 3.875%新手买房贷款请教:哪些是必需的closing cost 啊?
refinance 问题请教zero cost refinance已经lock in, 可是要交4000 pre-pay escrow, 正常么
如何refinanceRefinance 15yr 3.875% no cost, no escrow,300k
what does no-cost refinance mean?No cost Refinance的TX们,closing时自己有无再付少量$$
现在利率太低了吧。。在加州 refinance 的时候,agent 可以给 rebate 吗?
Refinance 15yr 4.25% no cost, no escrow,可以做吗也问个refinance的问题
相关话题的讨论汇总
话题: refinance话题: escrow话题: cost话题: refund话题: point
1 (共1页)
q*****Q
发帖数: 85
1
no point,no cost的refinance,需要pay off以前银行的loan,这里面包含了loan的
本金加上一些利息,还有两个加起来一百刀的费用,是律师要求以前银行request
documents产生的。
我知道本金和利息肯定是该付的,但是这个documents的费用在no point,no cost的情
况下该我出吗?
希望做过refinance的指教一下,多谢!
b*d
发帖数: 9308
2
不应该付,即使有这样的费用,我们做Refinance的时候也不会让客户掏的,因为说好
了是No Cost。

【在 q*****Q 的大作中提到】
: no point,no cost的refinance,需要pay off以前银行的loan,这里面包含了loan的
: 本金加上一些利息,还有两个加起来一百刀的费用,是律师要求以前银行request
: documents产生的。
: 我知道本金和利息肯定是该付的,但是这个documents的费用在no point,no cost的情
: 况下该我出吗?
: 希望做过refinance的指教一下,多谢!

s**********n
发帖数: 291
3
I have a different question about refinance.
When I do refinance, no point, no cost, but still need to pay property tax
and insurance for first quarter. normally around $2k, do I get refund for
the escrow fees I have already paid to previous mortgage company? thanks.

【在 b*d 的大作中提到】
: 不应该付,即使有这样的费用,我们做Refinance的时候也不会让客户掏的,因为说好
: 了是No Cost。

b*d
发帖数: 9308
4
Escrow fee is service-based, and you don't get refund on the fee you paid to
escrow company.

【在 s**********n 的大作中提到】
: I have a different question about refinance.
: When I do refinance, no point, no cost, but still need to pay property tax
: and insurance for first quarter. normally around $2k, do I get refund for
: the escrow fees I have already paid to previous mortgage company? thanks.

s**********n
发帖数: 291
5
Is escrow fee actually the withholding for tax and insurance? we were
normally collected on quarterly basis. ergo, the fees should refund to us
once the mortgage is transferred to another loaner.

to

【在 b*d 的大作中提到】
: Escrow fee is service-based, and you don't get refund on the fee you paid to
: escrow company.

s**********n
发帖数: 291
6
please check this thread.
http://www.mitbbs.com/article_t/Living/31703571.html
i believe this is the same thing as i referred. thnx
c********7
发帖数: 739
7
escrow里的钱会在你close之后退check给你

【在 s**********n 的大作中提到】
: Is escrow fee actually the withholding for tax and insurance? we were
: normally collected on quarterly basis. ergo, the fees should refund to us
: once the mortgage is transferred to another loaner.
:
: to

1 (共1页)
相关主题
也问个refinance的问题如何refinance
这个refinance有赚头吗?what does no-cost refinance mean?
5 year Balloon with 3.99% for 30 years without closing cost, refinance现在利率太低了吧。。
唉,读完所有refinance的帖子还是不太清楚行家帮忙看一眼好不好。Refinance 15yr 4.25% no cost, no escrow,可以做吗
请教,这个refinance值得吗?Refinance 问题请教
no cost refinance的APRrefinance : 30 yr 4.25 fix no cost?
15 yr refinance, no cost, no points, 3.875%新手买房贷款请教:哪些是必需的closing cost 啊?
refinance 问题请教zero cost refinance已经lock in, 可是要交4000 pre-pay escrow, 正常么
相关话题的讨论汇总
话题: refinance话题: escrow话题: cost话题: refund话题: point