由买买提看人间百态

boards

本页内容为未名空间相应帖子的节选和存档,一周内的贴子最多显示50字,超过一周显示500字 访问原贴
Living版 - 请问一下refinance的问题
相关主题
请教,这个refinance值得吗?5/1 ARM rate
no cost refinance的APRRefinance把closing cost 加到贷款里如何?
15 yr refinance, no cost, no points, 3.875%refi有意义吗?
refinance 问题请教值得折腾refinance么?
如何refinance前年底才做了15年的Refinance, 现在还有必要做吗?
what does no-cost refinance mean?今天才搞清楚no cost refinancing不花钱是扯淡
这个refinance有赚头吗?现在利率太低了吧。。
5 year Balloon with 3.99% for 30 years without closing cost, refinanceRefinance 15yr 4.25% no cost, no escrow,可以做吗
相关话题的讨论汇总
话题: refinance话题: escrow话题: cost话题: refund话题: point
进入Living版参与讨论
1 (共1页)
q*****Q
发帖数: 85
1
no point,no cost的refinance,需要pay off以前银行的loan,这里面包含了loan的
本金加上一些利息,还有两个加起来一百刀的费用,是律师要求以前银行request
documents产生的。
我知道本金和利息肯定是该付的,但是这个documents的费用在no point,no cost的情
况下该我出吗?
希望做过refinance的指教一下,多谢!
b*d
发帖数: 9308
2
不应该付,即使有这样的费用,我们做Refinance的时候也不会让客户掏的,因为说好
了是No Cost。

【在 q*****Q 的大作中提到】
: no point,no cost的refinance,需要pay off以前银行的loan,这里面包含了loan的
: 本金加上一些利息,还有两个加起来一百刀的费用,是律师要求以前银行request
: documents产生的。
: 我知道本金和利息肯定是该付的,但是这个documents的费用在no point,no cost的情
: 况下该我出吗?
: 希望做过refinance的指教一下,多谢!

s**********n
发帖数: 291
3
I have a different question about refinance.
When I do refinance, no point, no cost, but still need to pay property tax
and insurance for first quarter. normally around $2k, do I get refund for
the escrow fees I have already paid to previous mortgage company? thanks.

【在 b*d 的大作中提到】
: 不应该付,即使有这样的费用,我们做Refinance的时候也不会让客户掏的,因为说好
: 了是No Cost。

b*d
发帖数: 9308
4
Escrow fee is service-based, and you don't get refund on the fee you paid to
escrow company.

【在 s**********n 的大作中提到】
: I have a different question about refinance.
: When I do refinance, no point, no cost, but still need to pay property tax
: and insurance for first quarter. normally around $2k, do I get refund for
: the escrow fees I have already paid to previous mortgage company? thanks.

s**********n
发帖数: 291
5
Is escrow fee actually the withholding for tax and insurance? we were
normally collected on quarterly basis. ergo, the fees should refund to us
once the mortgage is transferred to another loaner.

to

【在 b*d 的大作中提到】
: Escrow fee is service-based, and you don't get refund on the fee you paid to
: escrow company.

s**********n
发帖数: 291
6
please check this thread.
http://www.mitbbs.com/article_t/Living/31703571.html
i believe this is the same thing as i referred. thnx
c********7
发帖数: 739
7
escrow里的钱会在你close之后退check给你

【在 s**********n 的大作中提到】
: Is escrow fee actually the withholding for tax and insurance? we were
: normally collected on quarterly basis. ergo, the fees should refund to us
: once the mortgage is transferred to another loaner.
:
: to

1 (共1页)
进入Living版参与讨论
相关主题
Refinance 15yr 4.25% no cost, no escrow,可以做吗如何refinance
Refinance 问题请教what does no-cost refinance mean?
refinance : 30 yr 4.25 fix no cost?这个refinance有赚头吗?
新手买房贷款请教:哪些是必需的closing cost 啊?5 year Balloon with 3.99% for 30 years without closing cost, refinance
请教,这个refinance值得吗?5/1 ARM rate
no cost refinance的APRRefinance把closing cost 加到贷款里如何?
15 yr refinance, no cost, no points, 3.875%refi有意义吗?
refinance 问题请教值得折腾refinance么?
相关话题的讨论汇总
话题: refinance话题: escrow话题: cost话题: refund话题: point