h*********e 发帖数: 859 | 1 刚还了一年,现在贷款还剩82K,4.75%。想乘现在利率低做refinance,问了一下原来
的agent,他给了以下方案:
On a 15 yr at 4%, the closing costs would be $1300.00. If you did 4.25% the
costs would be $800.00. For 10 yr fixed the rate would be 3.75% with 1300.
00 costs or 4% with $800.00.
请大家分析下做那种好?
另外不知版上“no cost, no fee"是怎么弄的?是不是只是利率会高一点?谢谢大家! | w*******g 发帖数: 9932 | 2 get a no cost no fee refinance with higher rate.
the
1300.
【在 h*********e 的大作中提到】 : 刚还了一年,现在贷款还剩82K,4.75%。想乘现在利率低做refinance,问了一下原来 : 的agent,他给了以下方案: : On a 15 yr at 4%, the closing costs would be $1300.00. If you did 4.25% the : costs would be $800.00. For 10 yr fixed the rate would be 3.75% with 1300. : 00 costs or 4% with $800.00. : 请大家分析下做那种好? : 另外不知版上“no cost, no fee"是怎么弄的?是不是只是利率会高一点?谢谢大家!
| h*********e 发帖数: 859 | 3 刚又问了一下,10 Year fixed, "no cost, no fee", 4.125%.
【在 w*******g 的大作中提到】 : get a no cost no fee refinance with higher rate. : : the : 1300.
| h*********e 发帖数: 859 | 4 再弱问大家,"no cost, no fee"是什么都不用付吗?
【在 h*********e 的大作中提到】 : 刚又问了一下,10 Year fixed, "no cost, no fee", 4.125%.
| h****n 发帖数: 4860 | | b*d 发帖数: 9308 | 6 8万块真的没有必要做Refinance,而且很难弄到No cost的Refinance.一般no cost的
Refi都要20几万的Loan Amount.
the
1300.
【在 h*********e 的大作中提到】 : 刚还了一年,现在贷款还剩82K,4.75%。想乘现在利率低做refinance,问了一下原来 : 的agent,他给了以下方案: : On a 15 yr at 4%, the closing costs would be $1300.00. If you did 4.25% the : costs would be $800.00. For 10 yr fixed the rate would be 3.75% with 1300. : 00 costs or 4% with $800.00. : 请大家分析下做那种好? : 另外不知版上“no cost, no fee"是怎么弄的?是不是只是利率会高一点?谢谢大家!
| h*********e 发帖数: 859 | 7 小地方。
【在 h****n 的大作中提到】 : 才82K 还给做refinance?
|
|