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Living版 - No cost refi locked at 4% 15yr fixed rate
相关主题
该不该REFI:7ARM 2。75% $3000 CLOSING COST这个refinance值得做吗?
lock 15 years fixed rate at...今天利率好低啊
请教如何选择refinance?How is the Refiance rate for 30 yr fixed (转载)
15 fixed rate 2.75%怎么样Refinance HELP
30-year fixed 3.5% loan 330k$317K loan 30 yr fixed no cost no point refi rate?
refinance 有什么cost吗?Mortgage Rate涨了
5年Arm 3.125%的利率如何?请问最近有没有3.25% 更好的15年FIXED RATE? No cost refin, thx
找人做refi [email protected]% 15yr fixed5/1 ARM 还是30yr Fixed, 犹豫中!
相关话题的讨论汇总
话题: cost话题: loan话题: rate话题: refi话题: 15yr
进入Living版参与讨论
1 (共1页)
t****o
发帖数: 442
1
Loan amount 570,000. Very happy.
h*****u
发帖数: 473
2
Congrats! We're looking for refinance too. Which state you are at? Did you
use a local broker? Thanks!
t****o
发帖数: 442
3
I am in NJ. I use the same broker that worked for my initial purchase.

【在 h*****u 的大作中提到】
: Congrats! We're looking for refinance too. Which state you are at? Did you
: use a local broker? Thanks!

h*****u
发帖数: 473
4
I have a silly question..Does "zero cost refinance" really mean "no cost at
all"? My husband told me there's no real zero cost refi because the bank
just rolls over the cost to your loan. Every bank that he checked asked for
some kind of closing cost, including origination fee/point/appraisal/
underwriting fees.....about $5k-6k
But everybody here are talking about zero cost re-fi. So I'm confused. Let's
say if my principal is 170k now, zero cost re-fi means your loan amount
will still be 170k?
Is this different from state to state even we use the some online agent?
Many thanks!
p********a
发帖数: 6437
5
wow, saving 200k maybe
t****o
发帖数: 442
6
As far as I know, my loan amount will remain the same. The broker told me if
I pay closing cost of 3k, the rate could be 3.75% or lower.

at
for
's

【在 h*****u 的大作中提到】
: I have a silly question..Does "zero cost refinance" really mean "no cost at
: all"? My husband told me there's no real zero cost refi because the bank
: just rolls over the cost to your loan. Every bank that he checked asked for
: some kind of closing cost, including origination fee/point/appraisal/
: underwriting fees.....about $5k-6k
: But everybody here are talking about zero cost re-fi. So I'm confused. Let's
: say if my principal is 170k now, zero cost re-fi means your loan amount
: will still be 170k?
: Is this different from state to state even we use the some online agent?
: Many thanks!

h*****u
发帖数: 473
7
Thank you very much!
d*********2
发帖数: 48111
8
if with cost u can get rate 0.125% lower, better to choose no cost.
even 0.25% is unfavorable up to how much the cost is.

at
for
's

【在 h*****u 的大作中提到】
: I have a silly question..Does "zero cost refinance" really mean "no cost at
: all"? My husband told me there's no real zero cost refi because the bank
: just rolls over the cost to your loan. Every bank that he checked asked for
: some kind of closing cost, including origination fee/point/appraisal/
: underwriting fees.....about $5k-6k
: But everybody here are talking about zero cost re-fi. So I'm confused. Let's
: say if my principal is 170k now, zero cost re-fi means your loan amount
: will still be 170k?
: Is this different from state to state even we use the some online agent?
: Many thanks!

d*********2
发帖数: 48111
9
0.5% of loan amt for 0.25% rate down is worth doing,
if u will hold the loan for 10 yrs +.

if

【在 t****o 的大作中提到】
: As far as I know, my loan amount will remain the same. The broker told me if
: I pay closing cost of 3k, the rate could be 3.75% or lower.
:
: at
: for
: 's

d******n
发帖数: 2712
10
cost是存在的,不过是broker用自己的profit来替客人付,对客人来说是no cost。如
果把loan amount提高,那不是no cost。

at
for
's

【在 h*****u 的大作中提到】
: I have a silly question..Does "zero cost refinance" really mean "no cost at
: all"? My husband told me there's no real zero cost refi because the bank
: just rolls over the cost to your loan. Every bank that he checked asked for
: some kind of closing cost, including origination fee/point/appraisal/
: underwriting fees.....about $5k-6k
: But everybody here are talking about zero cost re-fi. So I'm confused. Let's
: say if my principal is 170k now, zero cost re-fi means your loan amount
: will still be 170k?
: Is this different from state to state even we use the some online agent?
: Many thanks!

1 (共1页)
进入Living版参与讨论
相关主题
5/1 ARM 还是30yr Fixed, 犹豫中!30-year fixed 3.5% loan 330k
locked today @ 4.5%refinance 有什么cost吗?
how's 15 year fixed rate these days?5年Arm 3.125%的利率如何?
刚刚锁了,rate就一直降找人做refi [email protected]% 15yr fixed
该不该REFI:7ARM 2。75% $3000 CLOSING COST这个refinance值得做吗?
lock 15 years fixed rate at...今天利率好低啊
请教如何选择refinance?How is the Refiance rate for 30 yr fixed (转载)
15 fixed rate 2.75%怎么样Refinance HELP
相关话题的讨论汇总
话题: cost话题: loan话题: rate话题: refi话题: 15yr