p****e
发帖数: 1009 | | N****E
发帖数: 1474 | 2 Those loans are probably underwritten by the bank and hold as their
portfolio instead of repackage and sell through secondary market.
Usually loan ready to sell through secondary market has to conform wth Fannie Mae rules and can get better rate. Loan not sell through secondary market may have loose application criteria and easy to get approved based on bank's underwriting rules, usually more flexible than the Fannie Mae rules. | K****z
发帖数: 405 | 3 有时候刚好相反。会是更严格的underwriting,但是利息非常好。
Fannie Mae rules and can get better rate. Loan not sell through secondary
market may have loose application criteria and easy to get approved based on
bank's underwriting rules, usually more flexible than the Fannie Mae rules.
【在 N****E 的大作中提到】
: Those loans are probably underwritten by the bank and hold as their
: portfolio instead of repackage and sell through secondary market.
: Usually loan ready to sell through secondary market has to conform wth Fannie Mae rules and can get better rate. Loan not sell through secondary market may have loose application criteria and easy to get approved based on bank's underwriting rules, usually more flexible than the Fannie Mae rules.
| f*****u
发帖数: 729 | | p****e
发帖数: 1009 | 5 broker说这个rate好，也不知道是不是真的 | f*****u
发帖数: 729 | | r******d
发帖数: 1879 | 7 搞不懂说这个有什么用. 对客人来说, 贷款能不能做下来, 利率是不是最低, 就是所有
要关心的问题 | c*******t
发帖数: 6 | 8 What's the balance of your loan and where is the subject property located?
Typically if it is not sellable in secondary market, there is liquidity
premium, the rate tends to be worse than otherwise.... |
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